Is Indy or Moxie better?

Neither clearly leads. Indy starts at Free and Moxie at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Indy or Moxie?

Indy has a free tier; the other does not. Paid plans start at Free for Indy and On request for Moxie.

Does Indy or Moxie run on more platforms?

Both run on Web, iOS, Android, so platform support will not decide this one for you.

Can I use Indy for free?

Yes. Indy has a free tier, so you can try it without paying. Moxie starts at On request.

What is Indy best used for?

Indy is most often used for a new freelancer who needs a real signed contract before there is revenue to fund a subscription, testing whether an all in one freelance bundle suits your workflow before committing money to one, part time or side project freelancing with low monthly document volume that stays inside the free caps, replacing an unsigned emailed quote with a proposal that converts into a contract and an invoice. Of those, a new freelancer who needs a real signed contract before there is revenue to fund a subscription and testing whether an all in one freelance bundle suits your workflow before committing money to one are not what Moxie is typically brought in for.

What can Indy do that Moxie cannot?

Indy covers Contract library, Proposals, Invoicing, Task and calendar. Moxie covers Proposals with e signature, Contracts, Invoicing and payments, Project and task management. Both handle Time tracking, Client portal.

Proposals · head to head

Indy vs Moxie

Indy

Proposals

Freelance workflow suite covering proposals, contracts, invoices and time tracking with a usable free tier

From: Free
Rated: -

Full review Website

Moxie

Proposals

Freelance business management with proposals, contracts, time tracking and invoicing in one subscription

From: On request
Rated: -

Full review Website

The short version

Only Indy has a free tier, so it costs nothing to try first.
Each has a real cost: Indy the free tier caps documents per month, and an active freelancer passes those caps quickly enough that the free plan is a trial in practice rather than a permanent option.; Moxie each module is weaker than the specialist product it replaces, so a freelancer with a demanding requirement in any one area will find the bundled version limiting.
They diverge on capability: Indy covers Contract library, Moxie covers Proposals with e signature.
Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Indy and Moxie actually diverge.

Attributes where Indy and Moxie differ
Attribute	Indy	Moxie
Starting price	Free	On request
Free tier	Yes	No

Identical on both: pricing model (quote), platforms (Web, iOS, Android), user rating (Not yet rated), category (Proposals).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Indy

Contract library
Proposals
Invoicing
Task and calendar
Free tier

Only in Moxie

Proposals with e signature
Contracts
Invoicing and payments
Project and task management
Scheduling link

Both cover

Time tracking
Client portal

What people use each for

The jobs each tool is most often brought in to do.

Indy

A new freelancer who needs a real signed contract before there is revenue to fund a subscriptionnot Moxie
Testing whether an all in one freelance bundle suits your workflow before committing money to onenot Moxie
Part time or side project freelancing with low monthly document volume that stays inside the free capsnot Moxie
Replacing an unsigned emailed quote with a proposal that converts into a contract and an invoicenot Moxie

Moxie

A solo consultant replacing four separate subscriptions for proposals, contracts, time and invoicingnot Indy
A freelancer who needs a signed contract and a deposit invoice to follow proposal acceptance automaticallynot Indy
Retainer work where tracked hours must reconcile against a fixed monthly fee on the same invoicenot Indy
A designer who wants one client portal for files, approvals and payment rather than email threadsnot Indy

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Indy

The free tier caps documents per month, and an active freelancer passes those caps quickly enough that the free plan is a trial in practice rather than a permanent option.
Project management and task tracking are shallow, so anyone running several concurrent projects will keep a separate tool and lose the single system benefit.
Reporting on income, utilisation and profitability is thin next to a dedicated accounting or time tracking product.
Payments are processed by a third party gateway, so the card fee applies on top of the subscription and materially changes the cost per invoice on small jobs.
As with every bundle, leaving means separating proposals, contracts, time and invoices out of one export, which is harder than replacing a single purpose tool.

Moxie

Each module is weaker than the specialist product it replaces, so a freelancer with a demanding requirement in any one area will find the bundled version limiting.
The shared data model that makes the bundle convenient also makes leaving expensive, because proposals, time entries and invoices come out as one tangled export rather than as separable tools.
It is designed around a solo operator, so adding subcontractors, splitting revenue or managing a small team runs into limits quickly.
Client payments are processed through a third party gateway, so the card processing fee applies on top of the subscription and should be modelled into the true cost per invoice.
A large amount of published review material still refers to the product as Hectic, which makes independent research harder and dates much of what is written about it.

Pricing, plan by plan

Indy

Free

Indy$undefined/year
- Free tier with monthly document limits
- Proposals, contracts and invoices
- Time tracking and tasks

Moxie

On request

Moxie$undefined/year
- Proposals, contracts and electronic signature
- Time tracking and invoicing
- Client portal

Which should you pick?

Choose Indy if

You need contract library.
You want to start without paying.
You work on Web, iOS, Android.
You also want proposals.

Indy review

Choose Moxie if

You need proposals with e signature.
You work on Web, iOS, Android.
You also want contracts.

Moxie review

Questions people ask

Is Indy or Moxie better?: Neither clearly leads. Indy starts at Free and Moxie at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Indy or Moxie?: Indy has a free tier; the other does not. Paid plans start at Free for Indy and On request for Moxie.
Does Indy or Moxie run on more platforms?: Both run on Web, iOS, Android, so platform support will not decide this one for you.
Can I use Indy for free?: Yes. Indy has a free tier, so you can try it without paying. Moxie starts at On request.
What is Indy best used for?: Indy is most often used for a new freelancer who needs a real signed contract before there is revenue to fund a subscription, testing whether an all in one freelance bundle suits your workflow before committing money to one, part time or side project freelancing with low monthly document volume that stays inside the free caps, replacing an unsigned emailed quote with a proposal that converts into a contract and an invoice. Of those, a new freelancer who needs a real signed contract before there is revenue to fund a subscription and testing whether an all in one freelance bundle suits your workflow before committing money to one are not what Moxie is typically brought in for.
What can Indy do that Moxie cannot?: Indy covers Contract library, Proposals, Invoicing, Task and calendar. Moxie covers Proposals with e signature, Contracts, Invoicing and payments, Project and task management. Both handle Time tracking, Client portal.

Answered from the vendors’ own pages

Indy: Is the free tier actually usable?

Yes, for real signed contracts and invoices, but it caps documents per month and active freelancers hit that fairly quickly.

Moxie: Is Moxie the same product as Hectic?

Yes. It was renamed in 2022. Older reviews under the Hectic name describe the same software at an earlier stage.

Indy: Does it take a percentage of invoices?

The payment gateway charges its standard card fee. That is separate from the subscription and should be modelled per invoice.

Moxie: Does it take a percentage of my invoices?

The payment processor takes its standard card fee. Model that separately from the subscription when comparing total cost.

Indy: Can it manage several concurrent projects?

Only lightly. The task and project features are the weakest part of the product.

Moxie: Can I use it with a team?

It is built for a solo operator. Subcontractors and multi person billing are handled awkwardly.

Indy: Are the contracts legally sound?

They are standard freelance templates with editable clauses. They are a starting point, not legal advice for your jurisdiction.

Moxie: Can I keep my accountant in the loop?

Yes, through the accounting integration, though most freelancers still reconcile manually at year end.

Indy: Who is it wrong for?

Agencies, anyone with subcontractors, and freelancers who need real project management or detailed profitability reporting.

Moxie: What is the exit path?

Exports exist, but the linked proposal, time and invoice data does not map cleanly onto separate replacement tools.

Indy vs Moxie

Indy

Moxie

The short version

Where they differ

What each one covers

Only in Indy

Only in Moxie

Both cover

What people use each for

Indy

Moxie

Where each one falls short

Indy

Moxie

Pricing, plan by plan

Indy

Moxie

Which should you pick?

Choose Indy if

Choose Moxie if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Indy

More on Moxie

Keep looking

Other head to heads