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Insurance · head to head

Hippo vs InsurancePro

Hippo logo

Hippo

Insurance

Homeowners insurance reimagined

From
On request
Rated
-
Full reviewWebsite
I

InsurancePro

Insurance

Agency management system for small US personal lines insurance agencies, now sold by Zywave

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Hippo no published insurance rates or premium quotes on website; uses dynamic quote model based on individual circumstances; InsurancePro commercial lines handling is thin next to Applied Epic or AMS360, so an agency that grows into mid-market commercial accounts will usually have to migrate rather than upgrade, and agency management migrations routinely take six months and lose historic activity notes.
  • They diverge on capability: Hippo covers Personalized quotes, InsurancePro covers Policy and client records.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Hippo and InsurancePro actually diverge.

Attributes where Hippo and InsurancePro differ
AttributeHippoInsurancePro
PlatformsWeb, Ios, AndroidWeb, Windows, iOS, Android
Founded2015Unknown

Identical on both: starting price (On request), pricing model (quote), free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Hippo

  • Personalized quotes
  • Digital policy management
  • 24/7 customer support
  • Mobile app
  • Smart home integrations
  • Claims support
  • Customizable coverage
  • Instant policy changes

Only in InsurancePro

  • Policy and client records
  • TurboRater integration
  • Commission tracking
  • ACORD forms and certificates
  • Automated task lists
  • Document storage
  • Reporting
  • Download processing

What people use each for

The jobs each tool is most often brought in to do.

Hippo

  • Comparing home insurance quotes across multiple carrier partnersnot InsurancePro
  • Bundling home coverage with auto, flood, pet or landlord add on policiesnot InsurancePro

InsurancePro

  • A five person personal lines agency already running TurboRater that wants a management system from the same vendor so quotes flow through without rekeyingnot Hippo
  • An agency leaving paper files and spreadsheets that needs ACORD forms and carrier download without an enterprise implementation projectnot Hippo
  • A start-up agency that cannot justify Applied Epic pricing but needs commission reconciliation from day onenot Hippo
  • An agency owner who wants one supplier relationship covering rating, management and forms rather than stitching three vendors togethernot Hippo

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Hippo

  • No published insurance rates or premium quotes on website; uses dynamic quote model based on individual circumstances

InsurancePro

  • Commercial lines handling is thin next to Applied Epic or AMS360, so an agency that grows into mid-market commercial accounts will usually have to migrate rather than upgrade, and agency management migrations routinely take six months and lose historic activity notes.
  • TurboRater is a separate purchase, so the integration that is the main reason to buy InsurancePro is only available if you pay for both products, which changes the total cost comparison against systems that include no rater at all.
  • Pricing is not published anywhere, so agencies cannot benchmark before entering a sales conversation and the quote varies with agency size and negotiation.
  • Since the Zywave acquisition the product sits inside a portfolio whose strategic focus is benefits and commercial content, which raises a real question about how much engineering investment a small personal lines AMS will attract over the next few years.
  • Carrier download coverage depends on IVANS connections that the agency must arrange with each carrier, so a new agency can spend weeks chasing download authorisations before the automation the system promises actually works.

Pricing, plan by plan

Hippo

On request
  • Essential$undefined/month
    • Dwelling coverage
    • Personal property
    • Liability protection

InsurancePro

On request
  • InsurancePro$undefined/year
    • Agency management system
    • TurboRater integration sold separately
    • Carrier download

Which should you pick?

Choose Hippo if

  • You need personalized quotes.
  • You work on Web, Ios, Android.
  • You also want digital policy management.
Hippo review

Choose InsurancePro if

  • You need policy and client records.
  • You work on Web, Windows, iOS, Android.
  • You also want turborater integration.
InsurancePro review

Questions people ask

Is Hippo or InsurancePro better?
Neither clearly leads. Hippo starts at On request and InsurancePro at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Hippo or InsurancePro?
Hippo starts at On request and InsurancePro at On request.
Does Hippo or InsurancePro run on more platforms?
Hippo runs on Web, Ios, Android. InsurancePro runs on Web, Windows, iOS, Android.
What is Hippo best used for?
Hippo is most often used for comparing home insurance quotes across multiple carrier partners, bundling home coverage with auto, flood, pet or landlord add on policies. Of those, comparing home insurance quotes across multiple carrier partners and bundling home coverage with auto, flood, pet or landlord add on policies are not what InsurancePro is typically brought in for.
What can Hippo do that InsurancePro cannot?
Hippo covers Personalized quotes, Digital policy management, 24/7 customer support, Mobile app. InsurancePro covers Policy and client records, TurboRater integration, Commission tracking, ACORD forms and certificates.

Answered from the vendors’ own pages

Hippo: What are Hippo's insurance rates?

Hippo does not publish specific premium rates on its website. The company offers personalized quotes from over 70 carrier partners and claims to provide affordable quotes in under 60 seconds. Actual pricing requires submitting your home information.

Source
InsurancePro: Is InsurancePro still sold under its own name?

Yes. It is now a Zywave product, sold on the TurboRater site as InsurancePro, but it retains its own name and its own product page.

InsurancePro: Do I need TurboRater to use InsurancePro?

No, but without it you lose the quote-to-management data flow that is the main commercial argument for choosing this system over a rival.

InsurancePro: Can it handle commercial lines?

It can record commercial policies and produce commercial ACORD forms, but agencies writing substantial commercial books generally find the workflow and reporting insufficient.

InsurancePro: What does it cost?

Zywave does not publish pricing. Expect a quote based on agency headcount and modules, with rating licensed separately.

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