Softwr

Insurance · head to head

CoverWallet vs InsurancePro

C

CoverWallet

Insurance

Business insurance management platform

From
Free
Rated
-
Full reviewWebsite
I

InsurancePro

Insurance

Agency management system for small US personal lines insurance agencies, now sold by Zywave

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only CoverWallet has a free tier, so it costs nothing to try first.
  • Each has a real cost: CoverWallet no pricing information is published; redirects to AON Affinity.; InsurancePro commercial lines handling is thin next to Applied Epic or AMS360, so an agency that grows into mid-market commercial accounts will usually have to migrate rather than upgrade, and agency management migrations routinely take six months and lose historic activity notes.
  • They diverge on capability: CoverWallet covers Quote comparison, InsurancePro covers Policy and client records.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which CoverWallet and InsurancePro actually diverge.

Attributes where CoverWallet and InsurancePro differ
AttributeCoverWalletInsurancePro
Starting priceFreeOn request
Pricing modeltransactionquote
Free tierYesNo
PlatformsWeb, Ios, AndroidWeb, Windows, iOS, Android
Founded2011Unknown

Identical on both: user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in CoverWallet

  • Quote comparison
  • Expert guidance
  • Online binding
  • Policy management
  • Renewal reminders
  • 24/7 support
  • Mobile app
  • Claims support

Only in InsurancePro

  • Policy and client records
  • TurboRater integration
  • Commission tracking
  • ACORD forms and certificates
  • Automated task lists
  • Document storage
  • Reporting
  • Download processing

What people use each for

The jobs each tool is most often brought in to do.

CoverWallet

  • Insurance comparisonnot InsurancePro

InsurancePro

  • A five person personal lines agency already running TurboRater that wants a management system from the same vendor so quotes flow through without rekeyingnot CoverWallet
  • An agency leaving paper files and spreadsheets that needs ACORD forms and carrier download without an enterprise implementation projectnot CoverWallet
  • A start-up agency that cannot justify Applied Epic pricing but needs commission reconciliation from day onenot CoverWallet
  • An agency owner who wants one supplier relationship covering rating, management and forms rather than stitching three vendors togethernot CoverWallet

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

CoverWallet

  • No pricing information is published; redirects to AON Affinity.

InsurancePro

  • Commercial lines handling is thin next to Applied Epic or AMS360, so an agency that grows into mid-market commercial accounts will usually have to migrate rather than upgrade, and agency management migrations routinely take six months and lose historic activity notes.
  • TurboRater is a separate purchase, so the integration that is the main reason to buy InsurancePro is only available if you pay for both products, which changes the total cost comparison against systems that include no rater at all.
  • Pricing is not published anywhere, so agencies cannot benchmark before entering a sales conversation and the quote varies with agency size and negotiation.
  • Since the Zywave acquisition the product sits inside a portfolio whose strategic focus is benefits and commercial content, which raises a real question about how much engineering investment a small personal lines AMS will attract over the next few years.
  • Carrier download coverage depends on IVANS connections that the agency must arrange with each carrier, so a new agency can spend weeks chasing download authorisations before the automation the system promises actually works.

Pricing, plan by plan

CoverWallet

Free
  • Free AccessFree
    • Quote comparison
    • Expert advice
    • Online binding

InsurancePro

On request
  • InsurancePro$undefined/year
    • Agency management system
    • TurboRater integration sold separately
    • Carrier download

Which should you pick?

Choose CoverWallet if

  • You need quote comparison.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want expert guidance.
CoverWallet review

Choose InsurancePro if

  • You need policy and client records.
  • You work on Web, Windows, iOS, Android.
  • You also want turborater integration.
InsurancePro review

Questions people ask

Is CoverWallet or InsurancePro better?
Neither clearly leads. CoverWallet starts at Free and InsurancePro at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, CoverWallet or InsurancePro?
CoverWallet has a free tier; the other does not. Paid plans start at Free for CoverWallet and On request for InsurancePro.
Does CoverWallet or InsurancePro run on more platforms?
CoverWallet runs on Web, Ios, Android. InsurancePro runs on Web, Windows, iOS, Android.
Can I use CoverWallet for free?
Yes. CoverWallet has a free tier, so you can try it without paying. InsurancePro starts at On request.
What is CoverWallet best used for?
CoverWallet is most often used for insurance comparison. Of those, insurance comparison is not what InsurancePro is typically brought in for.
What can CoverWallet do that InsurancePro cannot?
CoverWallet covers Quote comparison, Expert guidance, Online binding, Policy management. InsurancePro covers Policy and client records, TurboRater integration, Commission tracking, ACORD forms and certificates.

Answered from the vendors’ own pages

CoverWallet: How much does Coverwallet cost?

Coverwallet does not publish pricing online. The service uses a quote-based pricing model. Customers receive personalized quotes by contacting a personal advisor at (646) 844-9933 or requesting a quote online.

Source
InsurancePro: Is InsurancePro still sold under its own name?

Yes. It is now a Zywave product, sold on the TurboRater site as InsurancePro, but it retains its own name and its own product page.

CoverWallet: What is Coverwallet's pricing model?

Coverwallet uses a custom, quote-based pricing model tailored to individual business needs and circumstances. Pricing is determined through direct consultation with an advisor rather than published rate cards.

Source
InsurancePro: Do I need TurboRater to use InsurancePro?

No, but without it you lose the quote-to-management data flow that is the main commercial argument for choosing this system over a rival.

InsurancePro: Can it handle commercial lines?

It can record commercial policies and produce commercial ACORD forms, but agencies writing substantial commercial books generally find the workflow and reporting insufficient.

InsurancePro: What does it cost?

Zywave does not publish pricing. Expect a quote based on agency headcount and modules, with rating licensed separately.

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