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Insurance · head to head

Bold Penguin vs Hippo

Bold Penguin logo

Bold Penguin

Insurance

Business insurance marketplace for brokers

From
Free
Rated
-
Full reviewWebsite
Hippo logo

Hippo

Insurance

Homeowners insurance reimagined

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Bold Penguin has a free tier, so it costs nothing to try first.
  • Each has a real cost: Bold Penguin sold to brokers, carriers and MGAs rather than to the businesses buying insurance; Hippo no premium figures are published; the site names only Basic and Enhanced coverage tiers and routes every quote through comparing personalized rates from over 70 carrier partners rather than Hippo's own underwriting
  • They diverge on capability: Bold Penguin covers Multi-carrier quoting, Hippo covers Personalized quotes.

Where they differ

Only the attributes on which Bold Penguin and Hippo actually diverge.

Attributes where Bold Penguin and Hippo differ
AttributeBold PenguinHippo
Starting priceFreeOn request
Pricing modeltransactionquote
Free tierYesNo
Founded20192015

Identical on both: platforms (Web, Ios, Android), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Bold Penguin

  • Multi-carrier quoting
  • Instant quotes
  • Online binding
  • Customer portal
  • Commission tracking
  • API access
  • Reporting
  • Multiple carriers

Only in Hippo

  • Personalized quotes
  • Digital policy management
  • 24/7 customer support
  • Smart home integrations
  • Claims support
  • Customizable coverage
  • Instant policy changes
  • Smart home devices

Both cover

  • Mobile app
  • Data encryption
  • Cloud deployment
  • Web support
  • Ios support
  • Android support
  • English language support

What people use each for

The jobs each tool is most often brought in to do.

Bold Penguin

  • Routing and triaging commercial insurance submissionsnot Hippo
  • Automating submission to bind through the Terminal platformnot Hippo
  • Handling complex middle market submissions with SubmissionLinknot Hippo
  • Policy checking with ClauseLinknot Hippo

Hippo

  • Comparing home insurance quotes across multiple carrier partnersnot Bold Penguin
  • Bundling home coverage with auto, flood, pet or landlord add on policiesnot Bold Penguin

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Bold Penguin

  • Sold to brokers, carriers and MGAs rather than to the businesses buying insurance
  • Pricing is not published

Hippo

  • No premium figures are published; the site names only Basic and Enhanced coverage tiers and routes every quote through comparing personalized rates from over 70 carrier partners rather than Hippo's own underwriting

Pricing, plan by plan

Bold Penguin

Free
  • Broker AccessFree
    • Multi-carrier quotes
    • Instant quoting
    • Commission tracking

Hippo

On request
  • Essential$undefined/month
    • Dwelling coverage
    • Personal property
    • Liability protection

Which should you pick?

Choose Bold Penguin if

  • You need multi-carrier quoting.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want instant quotes.
Bold Penguin review

Choose Hippo if

  • You need personalized quotes.
  • You work on Web, Ios, Android.
  • You also want digital policy management.
Hippo review

Questions people ask

Is Bold Penguin or Hippo better?
Neither clearly leads. Bold Penguin starts at Free and Hippo at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Bold Penguin or Hippo?
Bold Penguin has a free tier; the other does not. Paid plans start at Free for Bold Penguin and On request for Hippo.
Does Bold Penguin or Hippo run on more platforms?
Both run on Web, Ios, Android, so platform support will not decide this one for you.
Can I use Bold Penguin for free?
Yes. Bold Penguin has a free tier, so you can try it without paying. Hippo starts at On request.
What is Bold Penguin best used for?
Bold Penguin is most often used for routing and triaging commercial insurance submissions, automating submission to bind through the terminal platform, handling complex middle market submissions with submissionlink, policy checking with clauselink. Of those, routing and triaging commercial insurance submissions and automating submission to bind through the terminal platform are not what Hippo is typically brought in for.
What can Bold Penguin do that Hippo cannot?
Bold Penguin covers Multi-carrier quoting, Instant quotes, Online binding, Customer portal. Hippo covers Personalized quotes, Digital policy management, 24/7 customer support, Smart home integrations. Both handle Mobile app, Data encryption, Cloud deployment, Web support.
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