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Insurance · head to head

Bold Penguin vs Hippo

Bold Penguin logo

Bold Penguin

Insurance

Business insurance marketplace for brokers

From
Free
Rated
-
Full reviewWebsite
Hippo logo

Hippo

Insurance

Homeowners insurance reimagined

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Bold Penguin has a free tier, so it costs nothing to try first.
  • Each has a real cost: Bold Penguin no public pricing available; entirely quote-based sales model; Hippo no published insurance rates or premium quotes on website; uses dynamic quote model based on individual circumstances
  • They diverge on capability: Bold Penguin covers Multi-carrier quoting, Hippo covers Personalized quotes.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Bold Penguin and Hippo actually diverge.

Attributes where Bold Penguin and Hippo differ
AttributeBold PenguinHippo
Starting priceFreeOn request
Pricing modeltransactionquote
Free tierYesNo
Founded20192015

Identical on both: platforms (Web, Ios, Android), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Bold Penguin

  • Multi-carrier quoting
  • Instant quotes
  • Online binding
  • Customer portal
  • Commission tracking
  • API access
  • Reporting
  • Multiple carriers

Only in Hippo

  • Personalized quotes
  • Digital policy management
  • 24/7 customer support
  • Smart home integrations
  • Claims support
  • Customizable coverage
  • Instant policy changes
  • Smart home devices

Both cover

  • Mobile app
  • Data encryption
  • Cloud deployment
  • Web support
  • Ios support
  • Android support
  • English language support

What people use each for

The jobs each tool is most often brought in to do.

Bold Penguin

  • Routing and triaging commercial insurance submissionsnot Hippo
  • Automating submission to bind through the Terminal platformnot Hippo
  • Handling complex middle market submissions with SubmissionLinknot Hippo
  • Policy checking with ClauseLinknot Hippo

Hippo

  • Comparing home insurance quotes across multiple carrier partnersnot Bold Penguin
  • Bundling home coverage with auto, flood, pet or landlord add on policiesnot Bold Penguin

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Bold Penguin

  • No public pricing available; entirely quote-based sales model
  • B2B enterprise solution with custom pricing based on organizational needs
  • No published tiers or plan features; feature set and cost determined during sales consultation

Hippo

  • No published insurance rates or premium quotes on website; uses dynamic quote model based on individual circumstances

Pricing, plan by plan

Bold Penguin

Free
  • Broker AccessFree
    • Multi-carrier quotes
    • Instant quoting
    • Commission tracking

Hippo

On request
  • Essential$undefined/month
    • Dwelling coverage
    • Personal property
    • Liability protection

Which should you pick?

Choose Bold Penguin if

  • You need multi-carrier quoting.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want instant quotes.
Bold Penguin review

Choose Hippo if

  • You need personalized quotes.
  • You work on Web, Ios, Android.
  • You also want digital policy management.
Hippo review

Questions people ask

Is Bold Penguin or Hippo better?
Neither clearly leads. Bold Penguin starts at Free and Hippo at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Bold Penguin or Hippo?
Bold Penguin has a free tier; the other does not. Paid plans start at Free for Bold Penguin and On request for Hippo.
Does Bold Penguin or Hippo run on more platforms?
Both run on Web, Ios, Android, so platform support will not decide this one for you.
Can I use Bold Penguin for free?
Yes. Bold Penguin has a free tier, so you can try it without paying. Hippo starts at On request.
What is Bold Penguin best used for?
Bold Penguin is most often used for routing and triaging commercial insurance submissions, automating submission to bind through the terminal platform, handling complex middle market submissions with submissionlink, policy checking with clauselink. Of those, routing and triaging commercial insurance submissions and automating submission to bind through the terminal platform are not what Hippo is typically brought in for.
What can Bold Penguin do that Hippo cannot?
Bold Penguin covers Multi-carrier quoting, Instant quotes, Online binding, Customer portal. Hippo covers Personalized quotes, Digital policy management, 24/7 customer support, Smart home integrations. Both handle Mobile app, Data encryption, Cloud deployment, Web support.

Answered from the vendors’ own pages

Bold Penguin: What is Bold Penguin's pricing model?

Bold Penguin uses a custom, quote-based pricing model. Specific costs and billing periods are not published publicly; pricing is determined through consultation with the sales team based on organizational needs.

Source
Hippo: What are Hippo's insurance rates?

Hippo does not publish specific premium rates on its website. The company offers personalized quotes from over 70 carrier partners and claims to provide affordable quotes in under 60 seconds. Actual pricing requires submitting your home information.

Source
Bold Penguin: Does Bold Penguin offer standard subscription plans?

Bold Penguin does not publish standard pricing tiers or subscription plans. The company directs interested parties to book a demo or contact sales through 'Let's Talk' forms to discuss custom solutions and pricing.

Source
Bold Penguin: How can I get a Bold Penguin price quote?

To obtain pricing information, visit the Bold Penguin website and submit a demo request or contact form. A sales representative will assess your needs and provide a customized pricing proposal.

Source
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