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Hippo vs Next Insurance

Hippo logo

Hippo

Insurance

Homeowners insurance reimagined

From
On request
Rated
-
Full reviewWebsite
Next Insurance logo

Next Insurance

Insurance

Digital small business insurance with instant online quotes

From
$19/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Hippo no published insurance rates or premium quotes on website; uses dynamic quote model based on individual circumstances; Next Insurance pricing varies by coverage type and business
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Hippo and Next Insurance actually diverge.

Attributes where Hippo and Next Insurance differ
AttributeHippoNext Insurance
Starting priceOn request$19/month
Pricing modelquoteusage-based
PlatformsWeb, Ios, AndroidWeb
Founded2015Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Hippo

  • Personalized quotes
  • Digital policy management
  • 24/7 customer support
  • Mobile app
  • Smart home integrations
  • Claims support
  • Customizable coverage
  • Instant policy changes

Only in Next Insurance

Nothing recorded that Hippo does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Hippo

  • Comparing home insurance quotes across multiple carrier partnersnot Next Insurance
  • Bundling home coverage with auto, flood, pet or landlord add on policiesnot Next Insurance

Next Insurance

  • Obtaining customized insurance quotes for specific business typesnot Hippo
  • Purchasing general liability and workers' compensation coveragenot Hippo
  • Managing policies and accessing certificates of insurance onlinenot Hippo
  • Filing and tracking insurance claims with licensed advisorsnot Hippo

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Hippo

  • No published insurance rates or premium quotes on website; uses dynamic quote model based on individual circumstances

Next Insurance

  • Pricing varies by coverage type and business
  • Quote obtained in less than 10 minutes

Pricing, plan by plan

Hippo

On request
  • Essential$undefined/month
    • Dwelling coverage
    • Personal property
    • Liability protection

Next Insurance

$19/month
  • General Liability$19/month
    • Starting price for general liability insurance

Which should you pick?

Choose Hippo if

  • You need personalized quotes.
  • You work on Web, Ios, Android.
  • You also want digital policy management.
Hippo review

Choose Next Insurance if

Nothing in the data separates Next Insurance from Hippo on the points above - pick on price and on how each one feels to use.

Next Insurance review

Questions people ask

Is Hippo or Next Insurance better?
Neither clearly leads. Hippo starts at On request and Next Insurance at $19/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Hippo or Next Insurance?
Hippo starts at On request and Next Insurance at $19/month.
Does Hippo or Next Insurance run on more platforms?
Hippo runs on Web, Ios, Android. Next Insurance runs on Web.
What is Hippo best used for?
Hippo is most often used for comparing home insurance quotes across multiple carrier partners, bundling home coverage with auto, flood, pet or landlord add on policies. Of those, comparing home insurance quotes across multiple carrier partners and bundling home coverage with auto, flood, pet or landlord add on policies are not what Next Insurance is typically brought in for.
What can Hippo do that Next Insurance cannot?
Hippo covers Personalized quotes, Digital policy management, 24/7 customer support, Mobile app.

Answered from the vendors’ own pages

Hippo: What are Hippo's insurance rates?

Hippo does not publish specific premium rates on its website. The company offers personalized quotes from over 70 carrier partners and claims to provide affordable quotes in under 60 seconds. Actual pricing requires submitting your home information.

Source
Next Insurance: How much does NEXT Insurance cost?

NEXT Insurance general liability coverage starts at 19 dollars per month. The company provides customizable coverage through an AI-driven quote system. Discounts are available when you bundle multiple policies.

Source
Next Insurance: What types of coverage does NEXT offer?

NEXT offers general liability insurance, workers compensation, business owner's policy, professional liability, commercial property, commercial auto, tools and equipment, employment practices liability, product liability, and liquor liability insurance for 1300 plus business types.

Source
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