Is Hippo or Indio better?

Neither clearly leads. Hippo starts at On request and Indio at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Hippo or Indio?

Hippo starts at On request and Indio at On request.

Does Hippo or Indio run on more platforms?

Hippo runs on Web, Ios, Android. Indio runs on Web.

What is Hippo best used for?

Hippo is most often used for comparing home insurance quotes across multiple carrier partners, bundling home coverage with auto, flood, pet or landlord add on policies. Of those, comparing home insurance quotes across multiple carrier partners and bundling home coverage with auto, flood, pet or landlord add on policies are not what Indio is typically brought in for.

What can Hippo do that Indio cannot?

Hippo covers Personalized quotes, Digital policy management, 24/7 customer support, Mobile app. Indio covers Smart form library, Renewal prefill, Client portal, Electronic signature.

Insurance · head to head

Hippo vs Indio

Hippo

Insurance

Homeowners insurance reimagined

From: On request
Rated: -

Full review Website

Indio

Insurance

Digital commercial insurance applications and renewals for agencies and brokers

From: On request
Rated: -

Full review Website

The short version

Each has a real cost: Hippo no published insurance rates or premium quotes on website; uses dynamic quote model based on individual circumstances; Indio the strongest data integration is with Applied Epic, so agencies on Vertafore, HawkSoft or a smaller management system rekey more and capture less of the time saving that justifies the licence.
They diverge on capability: Hippo covers Personalized quotes, Indio covers Smart form library.
Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Hippo and Indio actually diverge.

Attributes where Hippo and Indio differ
Attribute	Hippo	Indio
Platforms	Web, Ios, Android	Web
Founded	2015	Unknown

Identical on both: starting price (On request), pricing model (quote), free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Hippo

Personalized quotes
Digital policy management
24/7 customer support
Mobile app
Smart home integrations
Claims support
Customizable coverage
Instant policy changes

Only in Indio

Smart form library
Renewal prefill
Client portal
Electronic signature
Automated follow up
Applied Epic integration
Document collection
Submission packaging

What people use each for

The jobs each tool is most often brought in to do.

Hippo

Comparing home insurance quotes across multiple carrier partnersnot Indio
Bundling home coverage with auto, flood, pet or landlord add on policiesnot Indio

Indio

A commercial lines agency where account managers spend renewal season chasing PDF applications by email and want the insured to complete one form set insteadnot Hippo
A broker that wants renewal applications prefilled from last year so the client confirms changes rather than restating the whole risknot Hippo
An Applied Epic agency looking to remove rekeying between the submission process and the management systemnot Hippo
A growing agency that needs a consistent, auditable record of what the insured actually stated on an application, for errors and omissions defencenot Hippo

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Hippo

No published insurance rates or premium quotes on website; uses dynamic quote model based on individual circumstances

Indio

The strongest data integration is with Applied Epic, so agencies on Vertafore, HawkSoft or a smaller management system rekey more and capture less of the time saving that justifies the licence.
Pricing is quoted through Applied Systems and never published, which makes it hard to benchmark against point competitors and typically ties the agency into an Applied commercial relationship covering several products.
It handles submission collection but not placement, so you still need a rater or a market submission tool to actually get quotes, and the promised efficiency only lands on the front half of the process.
Adoption depends on the insured being willing to use a web portal, and commercial clients with a broker relationship of twenty years frequently email a PDF back anyway, which leaves the agency running two processes at once.
Form library coverage is strong for standard ACORD but thinner for niche carrier supplements in specialty lines, so specialty brokers still maintain a manual set of forms outside the system.

Pricing, plan by plan

Hippo

On request

Essential$undefined/month
- Dwelling coverage
- Personal property
- Liability protection

Indio

On request

Indio$undefined/year
- Smart ACORD and carrier form library
- Renewal prefill
- Insured facing portal and e-signature

Which should you pick?

Choose Hippo if

You need personalized quotes.
You work on Web, Ios, Android.
You also want digital policy management.

Hippo review

Choose Indio if

You need smart form library.
You also want renewal prefill.

Indio review

Questions people ask

Is Hippo or Indio better?: Neither clearly leads. Hippo starts at On request and Indio at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Hippo or Indio?: Hippo starts at On request and Indio at On request.
Does Hippo or Indio run on more platforms?: Hippo runs on Web, Ios, Android. Indio runs on Web.
What is Hippo best used for?: Hippo is most often used for comparing home insurance quotes across multiple carrier partners, bundling home coverage with auto, flood, pet or landlord add on policies. Of those, comparing home insurance quotes across multiple carrier partners and bundling home coverage with auto, flood, pet or landlord add on policies are not what Indio is typically brought in for.
What can Hippo do that Indio cannot?: Hippo covers Personalized quotes, Digital policy management, 24/7 customer support, Mobile app. Indio covers Smart form library, Renewal prefill, Client portal, Electronic signature.

Answered from the vendors’ own pages

Hippo: What are Hippo's insurance rates?

Hippo does not publish specific premium rates on its website. The company offers personalized quotes from over 70 carrier partners and claims to provide affordable quotes in under 60 seconds. Actual pricing requires submitting your home information.

Source

Indio: Is Indio still sold separately after the Applied Systems acquisition?

Yes. It is branded Indio by Applied Systems, retains its own site and is licensed separately from Applied Epic, though it is sold through the Applied commercial relationship.

Indio: Do I need Applied Epic to use it?

No, but you get materially less from it without Epic. The bidirectional data flow that removes rekeying is deepest with Epic, and other management systems require more manual handling.

Indio: Does Indio quote or rate?

No. It collects and packages the application. Rating and market submission happen elsewhere.

Indio: What does it cost?

Applied does not publish pricing. It is quoted by agency size and usually negotiated within a wider Applied contract, so ask for the standalone figure explicitly.

Hippo vs Indio

Hippo

Indio

The short version

Where they differ

What each one covers

Only in Hippo

Only in Indio

What people use each for

Hippo

Indio

Where each one falls short

Hippo

Indio

Pricing, plan by plan

Hippo

Indio

Which should you pick?

Choose Hippo if

Choose Indio if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Hippo

More on Indio

Keep looking

Other head to heads