Is MYOB or Ramp better?

Neither clearly leads. MYOB starts at 12/year and Ramp at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, MYOB or Ramp?

Ramp has a free tier; the other does not. Paid plans start at 12/year for MYOB and Free for Ramp.

Does MYOB or Ramp run on more platforms?

MYOB runs on Web. Ramp runs on Web, Mobile apps.

Can I use Ramp for free?

Yes. Ramp has a free tier, so you can try it without paying. MYOB starts at 12/year.

What is MYOB best used for?

MYOB is most often used for tracking income and unlimited expenses for tax lodgement, processing payroll with automated superannuation contributions, managing gst compliance and business activity statement filing, reconciling bank transactions and monitoring cash flow. Of those, tracking income and unlimited expenses for tax lodgement and processing payroll with automated superannuation contributions are not what Ramp is typically brought in for.

What can MYOB do that Ramp cannot?

Ramp covers Corporate cards, Expense management, Bill pay, Accounting automation.

Accounting · head to head

MYOB vs Ramp

MYOB

Accounting

Australian accounting and business management software for small and mid-sized businesses

From: 12/year
Rated: -

Full review Website

Ramp

Accounting

The corporate card that helps you spend less

From: Free
Rated: -

Full review Website

The short version

Only Ramp has a free tier, so it costs nothing to try first.
Each has a real cost: MYOB every published price is promotional and reverts to a higher regular rate after an introductory period, for example Business Pro rises from AUD 21/month to AUD 70/month after 6 months; Ramp procurement module unavailable on Free plan; available as add-on on Plus
Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which MYOB and Ramp actually diverge.

Attributes where MYOB and Ramp differ
Attribute	MYOB	Ramp
Starting price	12/year	Free
Free tier	No	Yes
Platforms	Web	Web, Mobile apps
Founded	Unknown	2019

Identical on both: pricing model (subscription), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in MYOB

Nothing recorded that Ramp does not also cover.

Only in Ramp

Corporate cards
Expense management
Bill pay
Accounting automation
Spend insights
QuickBooks
NetSuite
Xero

What people use each for

The jobs each tool is most often brought in to do.

MYOB

Tracking income and unlimited expenses for tax lodgementnot Ramp
Processing payroll with automated superannuation contributionsnot Ramp
Managing GST compliance and Business Activity Statement filingnot Ramp
Reconciling bank transactions and monitoring cash flownot Ramp

Ramp

Corporate expense management and automationnot MYOB
Accounts payable automation with AI invoice processingnot MYOB
Multi-currency travel and policy managementnot MYOB

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

MYOB

Every published price is promotional and reverts to a higher regular rate after an introductory period, for example Business Pro rises from AUD 21/month to AUD 70/month after 6 months
Adding payroll employees beyond the included allowance costs an extra AUD 3/month per additional employee on top of the plan price

Ramp

Procurement module unavailable on Free plan; available as add-on on Plus
Workday and Oracle Fusion integrations limited to Enterprise tier only
Multi-entity functionality requires Plus tier or higher
Local card issuance in 30+ countries limited to Enterprise tier
Advanced ERP integrations require higher tier selection

Pricing, plan by plan

MYOB

12/year

Solo by MYOB$99/year
- First year $12 (70% off)
Business Lite$315/year
- First year $94.50 (70% off)
- Payroll $3/month per employee max 2
Business Pro$70/month
- First 6 months $21 (70% off)
- Unlimited payroll employees
- 14-day free trial
Business AccountRight Plus$165/month
- First 3 months $66 (60% off)
- Unlimited payroll
- 14-day free trial

Ramp

Free

FreeFree
- Unlimited physical and virtual corporate cards
- Receipt collection and matching
- AI-powered OCR invoice capture
Plus$15/month
- All Free plan features
- Auto-lock cards for compliance violations
- 24/7 phone support
Enterprise$null/year
- All Plus plan features
- Custom pricing
- Workday and Oracle integrations

Which should you pick?

Choose MYOB if

Nothing in the data separates MYOB from Ramp on the points above - pick on price and on how each one feels to use.

MYOB review

Choose Ramp if

You need corporate cards.
You want to start without paying.
You work on Web, Mobile apps.
You also want expense management.

Ramp review

Questions people ask

Is MYOB or Ramp better?: Neither clearly leads. MYOB starts at 12/year and Ramp at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, MYOB or Ramp?: Ramp has a free tier; the other does not. Paid plans start at 12/year for MYOB and Free for Ramp.
Does MYOB or Ramp run on more platforms?: MYOB runs on Web. Ramp runs on Web, Mobile apps.
Can I use Ramp for free?: Yes. Ramp has a free tier, so you can try it without paying. MYOB starts at 12/year.
What is MYOB best used for?: MYOB is most often used for tracking income and unlimited expenses for tax lodgement, processing payroll with automated superannuation contributions, managing gst compliance and business activity statement filing, reconciling bank transactions and monitoring cash flow. Of those, tracking income and unlimited expenses for tax lodgement and processing payroll with automated superannuation contributions are not what Ramp is typically brought in for.
What can MYOB do that Ramp cannot?: Ramp covers Corporate cards, Expense management, Bill pay, Accounting automation.

Answered from the vendors’ own pages

MYOB: How much does MYOB cost?

MYOB pricing starts at $12 AUD per year (first year only) for Solo, with plans ranging to $165 AUD per month for AccountRight Plus after introductory periods expire.

Source

Ramp: How much does Ramp Plus plan cost?

Ramp Plus plan costs $15 USD per user per month plus a platform fee based on team size. Annual billing provides a 20% discount compared to monthly billing.

Source

MYOB: What is MYOB's introductory pricing?

MYOB offers 60-70% off introductory pricing for the first 3-12 months depending on plan selection, after which regular pricing applies with no lock-in contracts.

Source

Ramp: What accounting systems does Ramp integrate with?

Ramp Free and Plus plans integrate with QuickBooks Online and Xero. Plus plan adds access to additional ERP systems, and Enterprise plan supports Workday, Oracle, and advanced options.

Source

MYOB: Does MYOB include payroll pricing?

Payroll starts at $3/month per employee (limited on lower tiers) and is included unlimited on Business Pro and AccountRight Plus plans.

Source

Ramp: Does Ramp offer a free plan?

Yes, Ramp Free plan includes unlimited corporate cards, AI invoice capture, receipt collection, multiple payment methods, QuickBooks and Xero integrations, and 24/7 chat support. No pricing is charged for the Free tier.

Source

MYOB vs Ramp

MYOB

Ramp

The short version

Where they differ

What each one covers

Only in MYOB

Only in Ramp

What people use each for

MYOB

Ramp

Where each one falls short

MYOB

Ramp

Pricing, plan by plan

MYOB

Ramp

Which should you pick?

Choose MYOB if

Choose Ramp if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on MYOB

More on Ramp

Keep looking

Other head to heads