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Accounting · head to head

Conta vs Xero

Conta logo

Conta

Accounting

Norwegian accounting software for small and growing businesses

From
Free
Rated
-
Xero logo

Xero

Accounting

Beautiful accounting software

From
$13/month
Rated
-

The short version

  • Only Conta has a free tier, so it costs nothing to try first.
  • Each has a real cost: Conta norwegian pricing only: displayed in NOK without multi-currency support for international comparisons; Xero the Early plan caps you at 20 invoices and 5 bills per month, and the invoice limit counts both approving and sending
  • Prices and features above were last checked on 2 September 2026.

Where they differ

Only the attributes on which Conta and Xero actually diverge.

Attributes where Conta and Xero differ
AttributeContaXero
Starting priceFree$13/month
Free tierYesNo
PlatformsWebWeb, Ios, Android, Api
FoundedUnknown2006

Identical on both: pricing model (subscription), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Conta

Nothing recorded that Xero does not also cover.

Only in Xero

  • Bank reconciliation
  • Invoicing
  • Bill payment
  • Expense claims
  • Financial reporting
  • Inventory tracking
  • Project tracking
  • Mobile apps

What people use each for

The jobs each tool is most often brought in to do.

Conta

  • Norwegian small business accounting and invoicingnot Xero
  • Project and department cost trackingnot Xero
  • EHF/eInvoice generation for Norwegian regulatory compliancenot Xero

Xero

  • Small business bookkeeping, invoicing and bank reconciliationnot Conta
  • Bill payment and purchase order managementnot Conta
  • Sharing books with an accountant or bookkeepernot Conta

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Conta

  • Norwegian pricing only: displayed in NOK without multi-currency support for international comparisons
  • Annual billing required: no monthly-pay option for either tier, forcing yearly commitment
  • Pro tier vaporware: listed as 'coming soon' with no pricing or feature roadmap provided
  • Limited feature differentiation: Smart tier is 'most selected' by customers but does not clearly explain what additional business value justifies 62% price premium over Standard

Xero

  • The Early plan caps you at 20 invoices and 5 bills per month, and the invoice limit counts both approving and sending
  • Invoices created by connected app partners count against the Early plan invoice limit
  • Multiple currencies, project time and cost tracking, employee expense and mileage claims and industry benchmarking are restricted to the top Established plan at $90 per month
  • Cash flow forecasting is capped at 30 days on Early and 60 days on Growing, with 180 days only on Established
  • Payroll is not included in any plan and costs an extra $36 a month plus $6 per employee or contractor through Gusto
  • Inventory Plus is a paid optional add-on rather than part of any plan
  • The advertised 90% off applies only to the first 6 months, after which the regular $25, $55 or $90 monthly price auto-renews
  • The introductory discount excludes add-ons, usage charges and payment fees
  • Payment fees apply to online invoice payments and to bill payments other than standard domestic ACH, and are billed on top of the subscription
  • Subscriptions are billed monthly with no annual payment option, and after upgrading you must wait one month before downgrading to a cheaper plan
  • Xero states subscription prices are increasing from October 1, 2026

Pricing, plan by plan

Conta

Free
  • Conta Regnskap Standard$209/month (billed annually)
  • Conta Regnskap Smart$339/month (billed annually)
  • Conta Regnskap Pro$undefined/mo

Xero

$13/month
  • Early$13/month
    • Send 20 invoices
    • Enter 5 bills
    • Reconcile bank transactions
  • Growing$37/month
    • Unlimited invoices & bills
    • Bulk reconcile transactions
    • Short-term cash flow
  • Established$70/month
    • Everything in Growing
    • Use multiple currencies
    • Track projects

Which should you pick?

Choose Conta if

  • You want to start without paying.

Choose Xero if

  • You need bank reconciliation.
  • You work on Web, Ios, Android, Api.
  • You also want invoicing.

Questions people ask

Is Conta or Xero better?
Neither clearly leads. Conta starts at Free and Xero at $13/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Conta or Xero?
Conta has a free tier; the other does not. Paid plans start at Free for Conta and $13/month for Xero.
Does Conta or Xero run on more platforms?
Conta runs on Web. Xero runs on Web, Ios, Android, Api.
Can I use Conta for free?
Yes. Conta has a free tier, so you can try it without paying. Xero starts at $13/month.
What is Conta best used for?
Conta is most often used for norwegian small business accounting and invoicing, project and department cost tracking, ehf/einvoice generation for norwegian regulatory compliance. Of those, norwegian small business accounting and invoicing and project and department cost tracking are not what Xero is typically brought in for.
What can Conta do that Xero cannot?
Xero covers Bank reconciliation, Invoicing, Bill payment, Expense claims.

Answered from the vendors’ own pages

Conta: How much does Conta cost per month?

Conta Regnskap Standard costs 209 NOK/month and Smart costs 339 NOK/month, billed annually. Both exclude VAT and include a 30-day free trial option.

Source
Conta: Can I pay monthly instead of annually?

No. Both Standard and Smart tiers require annual billing at a fixed monthly rate. Monthly-payment options are not available.

Source
Conta: What is included in the Standard vs. Smart plan?

Standard includes accounting, invoicing, unlimited receipts, mobile app, and EHF/eInvoice. Smart adds KID numbers, unlimited EHF, project/department management, free chat/phone support, and exclusive equipment discounts.

Source
Conta: When will the Pro plan be available and what will it cost?

The Pro tier is listed as 'coming soon' on the pricing page with no published pricing or launch date provided.

Source
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