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Accounting · head to head

Conta vs Zoho Expense

Conta logo

Conta

Accounting

Norwegian accounting software for small and growing businesses

From
Free
Rated
-
Zoho Expense logo

Zoho Expense

Accounting

Expense reporting and travel management at three dollars per user per month

From
Free
Rated
-

The short version

  • Each has a real cost: Conta norwegian pricing only: displayed in NOK without multi-currency support for international comparisons; Zoho Expense aI receipt scans are metered per user per month rather than unlimited, so heavy claimants exhaust the allowance and either scan manually or push the organisation to a higher tier.
  • Prices and features above were last checked on 2 September 2026.

Where they differ

Only the attributes on which Conta and Zoho Expense actually diverge.

Attributes where Conta and Zoho Expense differ
AttributeContaZoho Expense
Pricing modelsubscriptionPer user per month
PlatformsWebWeb, iOS, Android

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Conta

Nothing recorded that Zoho Expense does not also cover.

Only in Zoho Expense

  • Receipt OCR
  • Corporate card reconciliation
  • Per diem and mileage
  • Approval workflows
  • Travel requests and booking
  • Policy engine
  • Multi currency and multi entity
  • Accounting integration

What people use each for

The jobs each tool is most often brought in to do.

Conta

  • Norwegian small business accounting and invoicingnot Zoho Expense
  • Project and department cost trackingnot Zoho Expense
  • EHF/eInvoice generation for Norwegian regulatory compliancenot Zoho Expense

Zoho Expense

  • A mid market company replacing spreadsheet expense claims without a five figure annual software budgetnot Conta
  • An existing Zoho One customer extending the suite so expense data lands in Zoho Books without integration worknot Conta
  • A business with staff travelling across several currencies that needs automatic exchange rate handling on claimsnot Conta
  • A services firm rebilling project expenses to clients and needing them coded to projects at the point of claimnot Conta

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Conta

  • Norwegian pricing only: displayed in NOK without multi-currency support for international comparisons
  • Annual billing required: no monthly-pay option for either tier, forcing yearly commitment
  • Pro tier vaporware: listed as 'coming soon' with no pricing or feature roadmap provided
  • Limited feature differentiation: Smart tier is 'most selected' by customers but does not clearly explain what additional business value justifies 62% price premium over Standard

Zoho Expense

  • AI receipt scans are metered per user per month rather than unlimited, so heavy claimants exhaust the allowance and either scan manually or push the organisation to a higher tier.
  • Zoho Expense does not issue cards, so policy enforcement is retrospective and out of policy spend is caught after the money has left rather than declined at the terminal.
  • Additional users who create expenses are billed at the monthly rate rather than the annual rate, which makes a large population of occasional claimants more expensive than the headline three dollars implies.
  • Support quality is the recurring complaint across Zoho products, and at three dollars a seat there is no commercial room for the account management that mid market finance teams expect at renewal or during an audit.
  • Deep configuration such as complex approval matrices and custom fields is workable but fiddly, and there is no meaningful professional services organisation to hand implementation to.

Pricing, plan by plan

Conta

Free
  • Conta Regnskap Standard$209/month (billed annually)
  • Conta Regnskap Smart$339/month (billed annually)
  • Conta Regnskap Pro$undefined/mo

Zoho Expense

Free
  • FreeFree
    • Up to 3 users
    • Receipt capture with limited AI scans
    • Basic expense reports
  • Standard$3/month
    • Billed annually, minimum 3 users
    • Corporate card reconciliation
    • Approval workflows
  • Premium$5/month
    • Billed annually
    • Travel requests and self booking
    • Advanced approvals and policy rules

Which should you pick?

Choose Conta if

  • You want to start without paying.

Choose Zoho Expense if

  • You need receipt ocr.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want corporate card reconciliation.

Questions people ask

Is Conta or Zoho Expense better?
Neither clearly leads. Conta starts at Free and Zoho Expense at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Conta or Zoho Expense?
Conta starts at Free and Zoho Expense at Free.
Does Conta or Zoho Expense run on more platforms?
Conta runs on Web. Zoho Expense runs on Web, iOS, Android.
Can I use Conta for free?
Both have a free tier, so you can try either at no cost before committing.
What is Conta best used for?
Conta is most often used for norwegian small business accounting and invoicing, project and department cost tracking, ehf/einvoice generation for norwegian regulatory compliance. Of those, norwegian small business accounting and invoicing and project and department cost tracking are not what Zoho Expense is typically brought in for.
What can Conta do that Zoho Expense cannot?
Zoho Expense covers Receipt OCR, Corporate card reconciliation, Per diem and mileage, Approval workflows.

Answered from the vendors’ own pages

Conta: How much does Conta cost per month?

Conta Regnskap Standard costs 209 NOK/month and Smart costs 339 NOK/month, billed annually. Both exclude VAT and include a 30-day free trial option.

Source
Zoho Expense: Is the free plan usable in production?

Only for three users. Beyond that you move to Standard, which has a three user minimum anyway.

Conta: Can I pay monthly instead of annually?

No. Both Standard and Smart tiers require annual billing at a fixed monthly rate. Monthly-payment options are not available.

Source
Zoho Expense: Does Zoho Expense issue corporate cards?

No. It reconciles card feeds but does not issue cards, so you need a card programme elsewhere if you want spend blocked before it happens.

Conta: What is included in the Standard vs. Smart plan?

Standard includes accounting, invoicing, unlimited receipts, mobile app, and EHF/eInvoice. Smart adds KID numbers, unlimited EHF, project/department management, free chat/phone support, and exclusive equipment discounts.

Source
Zoho Expense: What is the real cost for a hundred users?

Around three thousand six hundred dollars a year on Standard annual billing, plus higher monthly rates for any additional occasional claimants beyond your licensed count.

Conta: When will the Pro plan be available and what will it cost?

The Pro tier is listed as 'coming soon' on the pricing page with no published pricing or launch date provided.

Source
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