Accounting · head to head
Conta vs Kodo

Conta
Accounting
Norwegian accounting software for small and growing businesses
- From
- Free
- Rated
- -

Kodo
Accounting
Corporate cards and intake to pay for Indian businesses
- From
- On request
- Rated
- -
The short version
- Only Conta has a free tier, so it costs nothing to try first.
- Each has a real cost: Conta norwegian pricing only: displayed in NOK without multi-currency support for international comparisons; Kodo kodo is not a licensed issuer, so card limits, settlement cycles and eligibility come from a partner bank whose terms you do not directly control and which can change the programme.
- Prices and features above were last checked on 2 September 2026.
Where they differ
Only the attributes on which Conta and Kodo actually diverge.
Identical on both: user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Conta
Nothing recorded that Kodo does not also cover.
Only in Kodo
- Corporate cards
- Purchase requests
- Invoice capture and matching
- Vendor payouts
- GST and TDS handling
- ERP integration
- Approval workflows
- Spend analytics
What people use each for
The jobs each tool is most often brought in to do.
Conta
- Norwegian small business accounting and invoicingnot Kodo
- Project and department cost trackingnot Kodo
- EHF/eInvoice generation for Norwegian regulatory compliancenot Kodo
Kodo
- An Indian startup replacing founder personal cards with issued cards carrying per employee limitsnot Conta
- A finance team automating vendor payouts across NEFT, RTGS and UPI with maker checker approvalnot Conta
- A company that needs GST compliant invoice coding flowing into Tally without rekeyingnot Conta
- A business enforcing purchase requests and approvals before spend rather than reconciling it afterwardsnot Conta
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Conta
- Norwegian pricing only: displayed in NOK without multi-currency support for international comparisons
- Annual billing required: no monthly-pay option for either tier, forcing yearly commitment
- Pro tier vaporware: listed as 'coming soon' with no pricing or feature roadmap provided
- Limited feature differentiation: Smart tier is 'most selected' by customers but does not clearly explain what additional business value justifies 62% price premium over Standard
Kodo
- Kodo is not a licensed issuer, so card limits, settlement cycles and eligibility come from a partner bank whose terms you do not directly control and which can change the programme.
- Indian regulatory changes on prepaid instruments and card issuing partnerships have repeatedly disrupted fintech card programmes, so continuity risk is higher here than in equivalent European or United States products.
- Pricing is not published, so comparing Kodo against Happay, Zoho Expense or a bank corporate card requires a full sales cycle and disclosure of your spend volumes.
- Coverage is India only, so any group with overseas subsidiaries runs a second card and payables system and loses the consolidated view.
- The intake to pay workflow is lighter than a dedicated procurement suite, with limited contract management and supplier onboarding, so regulated or heavily audited buyers will find gaps.
Pricing, plan by plan
Conta
Free- Conta Regnskap Standard$209/month (billed annually)
- Conta Regnskap Smart$339/month (billed annually)
- Conta Regnskap Pro$undefined/mo
Kodo
On request- Kodo$undefined/year
- Quoted per customer, no published rate card
- Card limits and settlement terms set by the sponsoring partner bank
- Payout volumes and payment rails may carry per transaction charges
Which should you pick?
Choose Kodo if
- You need corporate cards.
- You work on Web, iOS, Android.
- You also want purchase requests.
Questions people ask
- Is Conta or Kodo better?
- Neither clearly leads. Conta starts at Free and Kodo at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Conta or Kodo?
- Conta has a free tier; the other does not. Paid plans start at Free for Conta and On request for Kodo.
- Does Conta or Kodo run on more platforms?
- Conta runs on Web. Kodo runs on Web, iOS, Android.
- Can I use Conta for free?
- Yes. Conta has a free tier, so you can try it without paying. Kodo starts at On request.
- What is Conta best used for?
- Conta is most often used for norwegian small business accounting and invoicing, project and department cost tracking, ehf/einvoice generation for norwegian regulatory compliance. Of those, norwegian small business accounting and invoicing and project and department cost tracking are not what Kodo is typically brought in for.
- What can Conta do that Kodo cannot?
- Kodo covers Corporate cards, Purchase requests, Invoice capture and matching, Vendor payouts.
Answered from the vendors’ own pages
Conta: How much does Conta cost per month?
Conta Regnskap Standard costs 209 NOK/month and Smart costs 339 NOK/month, billed annually. Both exclude VAT and include a 30-day free trial option.
SourceKodo: Who actually issues the cards?
A partner bank under a card network arrangement, not Kodo. Ask which bank, whether the product is credit or prepaid, and what happens to your limits if the partnership changes.
Conta: Can I pay monthly instead of annually?
No. Both Standard and Smart tiers require annual billing at a fixed monthly rate. Monthly-payment options are not available.
SourceKodo: Is pricing published?
No. Kodo quotes per customer, so benchmark against at least two Indian rivals before signing.
Conta: What is included in the Standard vs. Smart plan?
Standard includes accounting, invoicing, unlimited receipts, mobile app, and EHF/eInvoice. Smart adds KID numbers, unlimited EHF, project/department management, free chat/phone support, and exclusive equipment discounts.
SourceKodo: Does Kodo work outside India?
No meaningful coverage outside India for card issuing or payouts.
Conta: When will the Pro plan be available and what will it cost?
The Pro tier is listed as 'coming soon' on the pricing page with no published pricing or launch date provided.
SourceRelated pages
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- Kodo vs QuickBooks
- Kodo vs Ramp
- Kodo vs Airbase
- Kodo vs Melio
- Kodo vs Billin
- Kodo vs sevdesk
- Kodo vs Zoho Books
- Kodo vs Dinero
- Kodo vs Fiken
- Kodo vs Moneybird
- Kodo vs MYOB
- Kodo vs Pleo
- Kodo vs Soldo
- Kodo vs Workiva
- Kodo vs Xero
- Kodo vs Yooz
- Kodo vs Zoho Expense
- Kodo vs Moss
- Kodo vs Happay
- Kodo vs Ottimate
- Kodo vs Spendbase
- Kodo vs Medius
- Kodo vs Mesh Payments
- Kodo vs Brex
- Kodo vs Causal
- Kodo vs Creem
- Kodo vs DATEV
- Kodo vs Conta Azul
