Is Billin or Spendbase better?

Neither clearly leads. Billin starts at €6.6/month and Spendbase at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Billin or Spendbase?

Spendbase has a free tier; the other does not. Paid plans start at €6.6/month for Billin and Free for Spendbase.

Does Billin or Spendbase run on more platforms?

Both run on Web, so platform support will not decide this one for you.

Can I use Spendbase for free?

Yes. Spendbase has a free tier, so you can try it without paying. Billin starts at €6.6/month.

What is Billin best used for?

Billin is most often used for invoice management, multi-user accounting for freelancers and small businesses. Of those, invoice management and multi-user accounting for freelancers and small businesses are not what Spendbase is typically brought in for.

What can Billin do that Spendbase cannot?

Spendbase covers Subscription visibility, Discount marketplace, Virtual cards, Cashback.

Accounting · head to head

Billin vs Spendbase

Billin

Accounting

Spanish online invoicing software for freelancers and small businesses

From: €6.6/month
Rated: -

Full review Website

Spendbase

Accounting

SaaS and cloud spend management that charges a share of the savings it finds rather than a licence

From: Free
Rated: -

Full review Website

The short version

Only Spendbase has a free tier, so it costs nothing to try first.
Each has a real cost: Billin plan Basico caps usage at just 5 clients, 1 user and 10 products for EUR 6.60/month, well below what most active small businesses need; Spendbase charging a share of savings gives the vendor an interest in defining savings generously, and the customer cannot verify a counterfactual price it never saw.
Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Billin and Spendbase actually diverge.

Attributes where Billin and Spendbase differ
Attribute	Billin	Spendbase
Starting price	€6.6/month	Free
Pricing model	subscription	Free card tier, plus a share of savings on the managed plan
Free tier	No	Yes

Identical on both: platforms (Web), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Billin

Nothing recorded that Spendbase does not also cover.

Only in Spendbase

Subscription visibility
Discount marketplace
Virtual cards
Cashback
Renewal management
Savings-share billing

What people use each for

The jobs each tool is most often brought in to do.

Billin

Invoice managementnot Spendbase
Multi-user accounting for freelancers and small businessesnot Spendbase

Spendbase

A startup with no procurement function that wants renewal dates and subscription owners in one placenot Billin
A company with heavy Azure or cloud spend that can use pre-negotiated credit allocationsnot Billin
Issuing virtual cards per subscription so a forgotten trial cannot renew silentlynot Billin
A finance lead who wants software cost reduction without hiring anyone to do itnot Billin

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Billin

Plan Basico caps usage at just 5 clients, 1 user and 10 products for EUR 6.60/month, well below what most active small businesses need
Plan Pro still caps clients at 50 and users at 3 for EUR 14/month, so any business with more clients must move to the unlimited EUR 23/month tier

Spendbase

Charging a share of savings gives the vendor an interest in defining savings generously, and the customer cannot verify a counterfactual price it never saw.
The savings share is reported at around 25 percent but is not published on the pricing page, so the actual commercial terms only appear in a contract.
Spendbase is both a banking provider and your software negotiator, so a company using both concentrates operating cash and vendor relationships in one small, young company.
Banking is delivered through partners rather than held directly, meaning deposit protection and service continuity depend on those partners rather than on Spendbase.
It is scoped for startups and small companies, so organisations needing approval workflows, purchase orders or ERP integration will find it thin against a real procurement platform.

Pricing, plan by plan

Billin

€6.6/month

Plan Básico$80/year
- 0-5 clients
- 1 user
- Max 10 products
Plan Básico$96/month
Plan Pro$168/year
- 6-50 clients
- 3 users
- Max 50 products
Plan Pro$204/month

Spendbase

Free

Digital bankingFree
- No monthly fee per user
- Up to 100 virtual cards
- EUR and GBP account details
Spend management$undefined/year
- Everything in the free tier
- Reported share of roughly 25 percent of savings achieved
- 200 percent return guarantee against a deposit

Which should you pick?

Choose Billin if

Nothing in the data separates Billin from Spendbase on the points above - pick on price and on how each one feels to use.

Billin review

Choose Spendbase if

You need subscription visibility.
You want to start without paying.
You also want discount marketplace.

Spendbase review

Questions people ask

Is Billin or Spendbase better?: Neither clearly leads. Billin starts at €6.6/month and Spendbase at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Billin or Spendbase?: Spendbase has a free tier; the other does not. Paid plans start at €6.6/month for Billin and Free for Spendbase.
Does Billin or Spendbase run on more platforms?: Both run on Web, so platform support will not decide this one for you.
Can I use Spendbase for free?: Yes. Spendbase has a free tier, so you can try it without paying. Billin starts at €6.6/month.
What is Billin best used for?: Billin is most often used for invoice management, multi-user accounting for freelancers and small businesses. Of those, invoice management and multi-user accounting for freelancers and small businesses are not what Spendbase is typically brought in for.
What can Billin do that Spendbase cannot?: Spendbase covers Subscription visibility, Discount marketplace, Virtual cards, Cashback.

Answered from the vendors’ own pages

Billin: What are Billin's plan costs?

Billin offers three plans: Básico at €80/year (€6.60/month), Pro at €168/year (€14/month), and Ilimitado at €276/year (€23/month). Annual billing includes 18% savings compared to monthly.

Source

Spendbase: Is Spendbase free?

The card and banking tier is genuinely free with no per-user fee. The spend management service is paid from a share of the savings it finds, reported at around 25 percent.

Billin: Is there a free trial for Billin?

Yes, Billin offers a 30-day free trial with all features included. No credit card is required to start.

Source

Spendbase: How is a saving calculated?

The methodology is not published. Agree the baseline, the measurement period and what counts as a saving in writing before signing.

Billin: How many users does each Billin plan include?

Básico includes 1 user, Pro includes 3 users, and Ilimitado includes unlimited users.

Source

Spendbase: Does Spendbase hold my money?

Banking is provided through regulated partners including Moorwand in the UK and EEA and Sutton Bank in the US, with Mastercard issuing the cards.

Spendbase: Is it suitable for an enterprise?

No. There are no purchase orders, approval hierarchies or ERP integration; it is built for startups.

Billin vs Spendbase

Billin

Spendbase

The short version

Where they differ

What each one covers

Only in Billin

Only in Spendbase

What people use each for

Billin

Spendbase

Where each one falls short

Billin

Spendbase

Pricing, plan by plan

Billin

Spendbase

Which should you pick?

Choose Billin if

Choose Spendbase if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Billin

More on Spendbase

Keep looking

Other head to heads