Softwr

Accounting · head to head

Invoicera vs Soldo

Invoicera logo

Invoicera

Accounting

Online invoicing and billing platform for multi-entity businesses

From
$50/month
Rated
-
Full reviewWebsite
Soldo logo

Soldo

Accounting

Prepaid company card and spend control platform for European businesses

From
£21/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Invoicera pricing quoted annually by default, with monthly billing costing roughly 20% more.; Soldo cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
  • They diverge on capability: Invoicera covers Multi-entity billing, Soldo covers Prepaid company cards.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Invoicera and Soldo actually diverge.

Attributes where Invoicera and Soldo differ
AttributeInvoiceraSoldo
Starting price$50/month£21/month
Pricing modelsubscriptionPer user per month
PlatformswebWeb, iOS, Android

Identical on both: free tier (No), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Invoicera

  • Multi-entity billing
  • Recurring invoices
  • Client portal
  • Project and time/milestone billing
  • Reconciliation workflows

Only in Soldo

  • Prepaid company cards
  • Card-level budgets
  • Receipt capture
  • Accounting export
  • Multi-currency wallets

Both cover

  • Approval workflows

What people use each for

The jobs each tool is most often brought in to do.

Invoicera

  • Businesses managing invoicing across multiple legal entitiesnot Soldo
  • Organizations requiring multi-step invoice approvalnot Soldo
  • Agencies billing clients by project milestones or timenot Soldo
  • Companies needing a self-service client billing portalnot Soldo

Soldo

  • A construction firm giving site managers fuel and materials cards with hard per-card limitsnot Invoicera
  • A marketing team issuing virtual cards per subscription so a cancelled tool cannot keep billingnot Invoicera
  • A UK company that cannot get approved for a credit-based corporate card programmenot Invoicera
  • A multi-entity European business needing EUR and GBP wallets without conversion on every purchasenot Invoicera

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Invoicera

  • Pricing quoted annually by default, with monthly billing costing roughly 20% more.
  • Add-ons for extra users, entities, and support increase the effective cost beyond base plans.
  • Advanced reconciliation workflows are locked behind the top Scale tier.
  • Interface and workflow complexity may be more than very small freelance businesses need.

Soldo

  • Cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
  • The plan fee covers only three users, and per-user charges plus physical card fees mean the real monthly cost is several times the advertised headline for a team of twenty.
  • It does not extend credit, so it gives no working capital benefit and no card rewards of the kind US charge card issuers use to offset their cost.
  • Sole traders and some business types are not accepted, which catches out small consultancies expecting to sign up online.
  • Coverage is European; a company with US or Asian subsidiaries will need a second card programme and a second expense workflow for them.

Pricing, plan by plan

Invoicera

$50/month
  • Operate$50/month
    • 1 entity
    • 3,000 invoices/year
    • 5 users
  • Grow$125/month
    • 3 entities
    • 12,000 invoices/year
    • 10 users
  • Scale$250/month
    • 10 entities
    • 48,000 invoices/year
    • 20 users
  • Enterprise$undefined/mo
    • Custom entities and limits
    • Implementation and dedicated account management
    • Custom integrations

Soldo

£21/month
  • Standard$21/month
    • Three users included
    • Around £7 per additional user per month
    • Physical card issuance fee around £5, virtual around £1
  • Plus$33/month
    • Three users included
    • Around £11 per additional user per month
    • Advanced approval and multi-currency features
  • Enterprise$undefined/month
    • Quoted pricing
    • Custom card volumes and entity structures
    • Dedicated account management

Which should you pick?

Choose Invoicera if

  • You need multi-entity billing.
  • You work on web.
  • You also want recurring invoices.
Invoicera review

Choose Soldo if

  • You need prepaid company cards.
  • You work on Web, iOS, Android.
  • You also want card-level budgets.
Soldo review

Questions people ask

Is Invoicera or Soldo better?
Neither clearly leads. Invoicera starts at $50/month and Soldo at £21/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Invoicera or Soldo?
Invoicera starts at $50/month and Soldo at £21/month.
Does Invoicera or Soldo run on more platforms?
Invoicera runs on web. Soldo runs on Web, iOS, Android.
What is Invoicera best used for?
Invoicera is most often used for businesses managing invoicing across multiple legal entities, organizations requiring multi-step invoice approval, agencies billing clients by project milestones or time, companies needing a self-service client billing portal. Of those, businesses managing invoicing across multiple legal entities and organizations requiring multi-step invoice approval are not what Soldo is typically brought in for.
What can Invoicera do that Soldo cannot?
Invoicera covers Multi-entity billing, Recurring invoices, Client portal, Project and time/milestone billing. Soldo covers Prepaid company cards, Card-level budgets, Receipt capture, Accounting export. Both handle Approval workflows.

Answered from the vendors’ own pages

Invoicera: What does Invoicera cost?

Invoicera has four tiers: Operate at $600/year, Grow at $1,500/year, Scale at $3,000/year, and a custom-priced Enterprise plan, with monthly billing costing about 20% more.

Source
Soldo: Is Soldo a credit card?

No. It is prepaid electronic money. You fund a wallet and cards spend from it, so there is no credit line and no interest-free period.

Invoicera: Is there a free trial?

Yes, Invoicera offers a 14-day free trial of its Grow plan with no credit card required.

Source
Soldo: What licence does Soldo hold?

Soldo is authorised as an electronic money institution, including UK, Irish and Italian entities, which is why it can issue cards without a sponsor bank in those markets.

Invoicera: Can I add more users or entities to my plan?

Yes, add-ons are available including 5-packs of additional users, extra entities, priority support, and an integration operations pack.

Source
Soldo: What does it really cost for twenty users?

Take the plan fee, add the per-user rate for the seventeen users beyond the included three, then add card issuance fees per physical card.

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