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Construction · head to head

Billd vs Buildertrend

Billd logo

Billd

Construction

Material financing and pay application advances for commercial subcontractors

From
On request
Rated
-
Buildertrend logo

Buildertrend

Construction

Construction project management for home builders and remodelers

From
$199/month
Rated
-

The short version

  • Each has a real cost: Billd the contractor carries the fee rather than the supplier, so unless the cost is bid into the job or offset by a negotiated supplier cash discount, financed material is simply more expensive material.; Buildertrend pricing is by quote only, with no rate, plan name or minimum published on the pricing page
  • They diverge on capability: Billd covers Material financing, Buildertrend covers Project scheduling.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Billd and Buildertrend actually diverge.

Attributes where Billd and Buildertrend differ
AttributeBilldBuildertrend
Starting priceOn request$199/month
Pricing modelquotesubscription
PlatformsWebWeb, Ios, Android
FoundedUnknown2006

Identical on both: free tier (No), user rating (Not yet rated), category (Construction).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Billd

  • Material financing
  • Pay App Advance
  • Same-day supplier funding
  • Supplier network terms
  • Credit line for materials
  • Online account portal

Only in Buildertrend

  • Project scheduling
  • Customer management
  • Financial tracking
  • Selections management
  • Change orders
  • QuickBooks
  • Xero
  • Zillow

What people use each for

The jobs each tool is most often brought in to do.

Billd

  • An electrical subcontractor that has won a job larger than its cash position can carry through the first three material buysnot Buildertrend
  • A concrete contractor whose general contractor pays at 75 days while the supplier expects 30not Buildertrend
  • A growing mechanical firm that wants to negotiate a supplier cash discount by paying immediately, funded by Billdnot Buildertrend
  • A subcontractor with a signed pay application sitting unpaid that needs payroll covered before the cheque landsnot Buildertrend

Buildertrend

  • Project scheduling and daily job site loggingnot Billd
  • Homeowner and contractor payment processingnot Billd
  • Material takeoff and budget managementnot Billd
  • Change order tracking and approval workflownot Billd

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Billd

  • The contractor carries the fee rather than the supplier, so unless the cost is bid into the job or offset by a negotiated supplier cash discount, financed material is simply more expensive material.
  • No rate card is published, so the effective annualised cost is only visible after underwriting and cannot be compared against a bank line or a card facility before you apply.
  • A 120 day term assumes the general contractor pays roughly on time; if the GC drags past that, the subcontractor owes Billd on schedule regardless of whether it has been paid.
  • This is credit, not construction software, so it adds a debt obligation and a covenant relationship to a business that a surety and a bonding agent will look at when setting bonding capacity.
  • Coverage is US commercial construction, so contractors outside that market or working residential get little from it, and eligibility depends on project type and the creditworthiness of the paying party.

Buildertrend

  • Pricing is by quote only, with no rate, plan name or minimum published on the pricing page
  • Getting a price requires completing a multi-step form declaring builder type and annual construction volume, then booking a call with a sales representative
  • The only published discount is 10% off for paying annually upfront

Pricing, plan by plan

Billd

On request
  • Material Financing$undefined/year
    • Supplier paid upfront
    • Repayment up to 120 days
    • Fee set per draw after underwriting
  • Pay App Advance$undefined/year
    • Advance against billed and uncollected work
    • Purchase fee deducted from the advance
    • Terms set per contractor

Buildertrend

$199/month
  • Essential$499/month
    • Unlimited projects and users
    • Schedule, to-do lists, customer portal
    • Proposals and email marketing
  • Advanced$799/month
    • All Essential features
    • Advanced estimating and change orders
    • Takeoff tool for materials
  • Complete$1099/month
    • All Advanced features
    • Selections and warranty management
    • RFI and cost inbox features
  • Buildertrend Boost$100/month
    • Dedicated setup and account managers
    • Customized onboarding and configuration
    • Personalized coaching and strategic reviews

Which should you pick?

Choose Billd if

  • You need material financing.
  • You also want pay app advance.

Choose Buildertrend if

  • You need project scheduling.
  • You work on Web, Ios, Android.
  • You also want customer management.

Questions people ask

Is Billd or Buildertrend better?
Neither clearly leads. Billd starts at On request and Buildertrend at $199/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Billd or Buildertrend?
Billd starts at On request and Buildertrend at $199/month.
Does Billd or Buildertrend run on more platforms?
Billd runs on Web. Buildertrend runs on Web, Ios, Android.
What is Billd best used for?
Billd is most often used for an electrical subcontractor that has won a job larger than its cash position can carry through the first three material buys, a concrete contractor whose general contractor pays at 75 days while the supplier expects 30, a growing mechanical firm that wants to negotiate a supplier cash discount by paying immediately, funded by billd, a subcontractor with a signed pay application sitting unpaid that needs payroll covered before the cheque lands. Of those, an electrical subcontractor that has won a job larger than its cash position can carry through the first three material buys and a concrete contractor whose general contractor pays at 75 days while the supplier expects 30 are not what Buildertrend is typically brought in for.
What can Billd do that Buildertrend cannot?
Billd covers Material financing, Pay App Advance, Same-day supplier funding, Supplier network terms. Buildertrend covers Project scheduling, Customer management, Financial tracking, Selections management.

Answered from the vendors’ own pages

Billd: Who pays Billd's fee, the contractor or the supplier?

The contractor. The supplier is paid upfront in full and carries no credit risk.

Buildertrend: What are Buildertrend's monthly subscription prices?

Buildertrend offers three plans: Essential at $499/month, Advanced at $799/month, and Complete at $1,099/month. All include first-month discounts of $300, reducing starting costs to $199, $499, and $799 respectively.

Source
Billd: Does Billd publish rates?

No. Cost depends on term, product and underwriting outcome and is disclosed in the offer.

Buildertrend: What is Buildertrend Boost and does it cost extra?

Buildertrend Boost is an optional add-on program costing $100 per month. It includes dedicated account managers, customized setup, personalized coaching, and strategic business reviews to help you maximize the platform.

Source
Billd: What happens if my general contractor pays late?

You still owe Billd on the agreed schedule. The 120 day term is designed to cover a normal pay cycle, not a dispute.

Buildertrend: Does Buildertrend offer discounts for annual billing?

Yes, Buildertrend offers annual pricing discounts. For example, the Essential plan saves $1,799 per year, Advanced saves $2,159 per year, and Complete saves $2,519 per year when billed annually versus monthly.

Source
Billd: Does using Billd affect bonding capacity?

It is a debt facility, so a surety will consider it. Discuss it with your bonding agent before drawing heavily.

Buildertrend: Are there unlimited users and projects included?

Yes, all Buildertrend plans include unlimited projects and users, allowing you to add employees, subcontractors, and clients at no additional cost per user.

Source
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