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Construction · head to head

Billd vs eSUB

Billd logo

Billd

Construction

Material financing and pay application advances for commercial subcontractors

From
On request
Rated
-
Full reviewWebsite
eSUB logo

eSUB

Construction

Cloud-based mobile construction management platform

From
$49/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Billd the contractor carries the fee rather than the supplier, so unless the cost is bid into the job or offset by a negotiated supplier cash discount, financed material is simply more expensive material.; eSUB limited to commercial subcontractors; not suitable for general contractors or non-construction industries
  • They diverge on capability: Billd covers Material financing, eSUB covers Mobile task management.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Billd and eSUB actually diverge.

Attributes where Billd and eSUB differ
AttributeBilldeSUB
Starting priceOn request$49/month
Pricing modelquotesubscription
PlatformsWebiOS, Android, Web
FoundedUnknown2010

Identical on both: free tier (No), user rating (Not yet rated), category (Construction).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Billd

  • Material financing
  • Pay App Advance
  • Same-day supplier funding
  • Supplier network terms
  • Credit line for materials
  • Online account portal

Only in eSUB

  • Mobile task management
  • Timesheet tracking
  • Photo documentation
  • Job costing
  • Field notes
  • QuickBooks
  • Sage
  • Procore

What people use each for

The jobs each tool is most often brought in to do.

Billd

  • An electrical subcontractor that has won a job larger than its cash position can carry through the first three material buysnot eSUB
  • A concrete contractor whose general contractor pays at 75 days while the supplier expects 30not eSUB
  • A growing mechanical firm that wants to negotiate a supplier cash discount by paying immediately, funded by Billdnot eSUB
  • A subcontractor with a signed pay application sitting unpaid that needs payroll covered before the cheque landsnot eSUB

eSUB

  • Project management for commercial construction subcontractorsnot Billd
  • Daily reports, RFIs, submittals and change orders from the fieldnot Billd
  • Crew time capture on mobile devicesnot Billd
  • Labour, job cost, equipment and material reportingnot Billd
  • Centralised drawing and document managementnot Billd

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Billd

  • The contractor carries the fee rather than the supplier, so unless the cost is bid into the job or offset by a negotiated supplier cash discount, financed material is simply more expensive material.
  • No rate card is published, so the effective annualised cost is only visible after underwriting and cannot be compared against a bank line or a card facility before you apply.
  • A 120 day term assumes the general contractor pays roughly on time; if the GC drags past that, the subcontractor owes Billd on schedule regardless of whether it has been paid.
  • This is credit, not construction software, so it adds a debt obligation and a covenant relationship to a business that a surety and a bonding agent will look at when setting bonding capacity.
  • Coverage is US commercial construction, so contractors outside that market or working residential get little from it, and eligibility depends on project type and the creditworthiness of the paying party.

eSUB

  • Limited to commercial subcontractors; not suitable for general contractors or non-construction industries
  • Custom pricing with no transparent public pricing makes budget planning difficult for prospective customers
  • Narrow candidate list with only one direct competitor (Procore) in the space
  • May have smaller feature set compared to enterprise construction platforms

Pricing, plan by plan

Billd

On request
  • Material Financing$undefined/year
    • Supplier paid upfront
    • Repayment up to 120 days
    • Fee set per draw after underwriting
  • Pay App Advance$undefined/year
    • Advance against billed and uncollected work
    • Purchase fee deducted from the advance
    • Terms set per contractor

eSUB

$49/month
  • Starter$49/month
    • Mobile task management
    • Timesheet tracking
    • Document management
  • Professional$99/month
    • Advanced scheduling
    • Accounting integration
    • Custom workflows

Which should you pick?

Choose Billd if

  • You need material financing.
  • You also want pay app advance.
Billd review

Choose eSUB if

  • You need mobile task management.
  • You work on iOS, Android, Web.
  • You also want timesheet tracking.
eSUB review

Questions people ask

Is Billd or eSUB better?
Neither clearly leads. Billd starts at On request and eSUB at $49/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Billd or eSUB?
Billd starts at On request and eSUB at $49/month.
Does Billd or eSUB run on more platforms?
Billd runs on Web. eSUB runs on iOS, Android, Web.
What is Billd best used for?
Billd is most often used for an electrical subcontractor that has won a job larger than its cash position can carry through the first three material buys, a concrete contractor whose general contractor pays at 75 days while the supplier expects 30, a growing mechanical firm that wants to negotiate a supplier cash discount by paying immediately, funded by billd, a subcontractor with a signed pay application sitting unpaid that needs payroll covered before the cheque lands. Of those, an electrical subcontractor that has won a job larger than its cash position can carry through the first three material buys and a concrete contractor whose general contractor pays at 75 days while the supplier expects 30 are not what eSUB is typically brought in for.
What can Billd do that eSUB cannot?
Billd covers Material financing, Pay App Advance, Same-day supplier funding, Supplier network terms. eSUB covers Mobile task management, Timesheet tracking, Photo documentation, Job costing.

Answered from the vendors’ own pages

Billd: Who pays Billd's fee, the contractor or the supplier?

The contractor. The supplier is paid upfront in full and carries no credit risk.

eSUB: What is eSUB designed for and who is the primary user?

eSUB is a mobile-first construction management platform built exclusively for commercial subcontractors. It connects the field to the office through mobile apps and web interfaces for creating, tracking, and managing documents and daily activities.

Source
Billd: Does Billd publish rates?

No. Cost depends on term, product and underwriting outcome and is disclosed in the offer.

eSUB: What key features does eSUB Cloud include?

eSUB includes submittals, change orders, RFIs, daily reports, mobile app functionality, email integration, field notes, time cards, project management, document management, time tracking, and job costing capabilities.

Source
Billd: What happens if my general contractor pays late?

You still owe Billd on the agreed schedule. The 120 day term is designed to cover a normal pay cycle, not a dispute.

eSUB: Does eSUB offer a free trial?

Yes. eSUB offers a 14-day free trial as well as customized demos. The demo includes a 45-minute guided walkthrough in a staged demo project.

Source
Billd: Does using Billd affect bonding capacity?

It is a debt facility, so a surety will consider it. Discuss it with your bonding agent before drawing heavily.

eSUB: How does eSUB pricing work?

eSUB Cloud pricing depends on user count and modules required; quotes are provided on a customized basis. No implementation fees apply for standard scopes, and no per-job charges are assessed. Updates are included in the subscription.

Source
eSUB: What platforms does eSUB support?

eSUB offers mobile apps for both iOS and Android, as well as a web interface. The platform is designed mobile-first with field-focused functionality.

Source
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