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Construction · head to head

Billd vs Houzz Pro

Billd logo

Billd

Construction

Material financing and pay application advances for commercial subcontractors

From
On request
Rated
-
Full reviewWebsite
Houzz Pro logo

Houzz Pro

Construction

Business management platform for home builders and remodelers

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Houzz Pro has a free tier, so it costs nothing to try first.
  • Each has a real cost: Billd the contractor carries the fee rather than the supplier, so unless the cost is bid into the job or offset by a negotiated supplier cash discount, financed material is simply more expensive material.; Houzz Pro the Pro plan includes only 1 seat and additional users cost $60 per user per month
  • They diverge on capability: Billd covers Material financing, Houzz Pro covers Project management.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Billd and Houzz Pro actually diverge.

Attributes where Billd and Houzz Pro differ
AttributeBilldHouzz Pro
Starting priceOn requestFree
Pricing modelquotesubscription
Free tierNoYes
PlatformsWebWeb, Ios, Android
FoundedUnknown2009

Identical on both: user rating (Not yet rated), category (Construction).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Billd

  • Material financing
  • Pay App Advance
  • Same-day supplier funding
  • Supplier network terms
  • Credit line for materials
  • Online account portal

Only in Houzz Pro

  • Project management
  • Client communication
  • Portfolio management
  • Lead management
  • Budgeting
  • QuickBooks
  • Square
  • Stripe

What people use each for

The jobs each tool is most often brought in to do.

Billd

  • An electrical subcontractor that has won a job larger than its cash position can carry through the first three material buysnot Houzz Pro
  • A concrete contractor whose general contractor pays at 75 days while the supplier expects 30not Houzz Pro
  • A growing mechanical firm that wants to negotiate a supplier cash discount by paying immediately, funded by Billdnot Houzz Pro
  • A subcontractor with a signed pay application sitting unpaid that needs payroll covered before the cheque landsnot Houzz Pro

Houzz Pro

  • Generating remodeling and design leads from a Houzz professional profilenot Billd
  • Producing estimates, proposals and change orders for residential design and build projectsnot Billd
  • Running client-facing selection boards and 3D floor plans for interior designersnot Billd

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Billd

  • The contractor carries the fee rather than the supplier, so unless the cost is bid into the job or offset by a negotiated supplier cash discount, financed material is simply more expensive material.
  • No rate card is published, so the effective annualised cost is only visible after underwriting and cannot be compared against a bank line or a card facility before you apply.
  • A 120 day term assumes the general contractor pays roughly on time; if the GC drags past that, the subcontractor owes Billd on schedule regardless of whether it has been paid.
  • This is credit, not construction software, so it adds a debt obligation and a covenant relationship to a business that a surety and a bonding agent will look at when setting bonding capacity.
  • Coverage is US commercial construction, so contractors outside that market or working residential get little from it, and eligibility depends on project type and the creditworthiness of the paying party.

Houzz Pro

  • The Pro plan includes only 1 seat and additional users cost $60 per user per month
  • Plans are gated by annual project volume, with Pro limited to up to $500,000, Custom covering $500,000 to $5M and Enterprise required above $5M
  • Advertising packages are a separate add-on starting at $499 per month on top of the software subscription
  • No monthly subscription price for any tier is shown on the pricing page
  • Takeoffs, scheduling, selections boards, daily logs, budgets, bid management, change orders and financial reporting are not in the free basic plan

Pricing, plan by plan

Billd

On request
  • Material Financing$undefined/year
    • Supplier paid upfront
    • Repayment up to 120 days
    • Fee set per draw after underwriting
  • Pay App Advance$undefined/year
    • Advance against billed and uncollected work
    • Purchase fee deducted from the advance
    • Terms set per contractor

Houzz Pro

Free
  • FreeFree
    • Portfolio showcase
    • Lead generation
    • Basic profile
  • Plus$39/month
    • Advanced portfolio
    • Lead management
    • Client communication

Which should you pick?

Choose Billd if

  • You need material financing.
  • You also want pay app advance.
Billd review

Choose Houzz Pro if

  • You need project management.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want client communication.
Houzz Pro review

Questions people ask

Is Billd or Houzz Pro better?
Neither clearly leads. Billd starts at On request and Houzz Pro at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Billd or Houzz Pro?
Houzz Pro has a free tier; the other does not. Paid plans start at On request for Billd and Free for Houzz Pro.
Does Billd or Houzz Pro run on more platforms?
Billd runs on Web. Houzz Pro runs on Web, Ios, Android.
Can I use Houzz Pro for free?
Yes. Houzz Pro has a free tier, so you can try it without paying. Billd starts at On request.
What is Billd best used for?
Billd is most often used for an electrical subcontractor that has won a job larger than its cash position can carry through the first three material buys, a concrete contractor whose general contractor pays at 75 days while the supplier expects 30, a growing mechanical firm that wants to negotiate a supplier cash discount by paying immediately, funded by billd, a subcontractor with a signed pay application sitting unpaid that needs payroll covered before the cheque lands. Of those, an electrical subcontractor that has won a job larger than its cash position can carry through the first three material buys and a concrete contractor whose general contractor pays at 75 days while the supplier expects 30 are not what Houzz Pro is typically brought in for.
What can Billd do that Houzz Pro cannot?
Billd covers Material financing, Pay App Advance, Same-day supplier funding, Supplier network terms. Houzz Pro covers Project management, Client communication, Portfolio management, Lead management.

Answered from the vendors’ own pages

Billd: Who pays Billd's fee, the contractor or the supplier?

The contractor. The supplier is paid upfront in full and carries no credit risk.

Houzz Pro: How much do additional Houzz Pro users cost?

Additional user seats on the Houzz Pro plan cost $60 per user per month.

Source
Billd: Does Billd publish rates?

No. Cost depends on term, product and underwriting outcome and is disclosed in the offer.

Houzz Pro: What is the cost of Houzz Pro's advertising package?

Houzz Pro offers an add-on advertising package starting at $499 per month.

Source
Billd: What happens if my general contractor pays late?

You still owe Billd on the agreed schedule. The 120 day term is designed to cover a normal pay cycle, not a dispute.

Houzz Pro: Is there a free trial for Houzz Pro?

Houzz Pro offers a 30-day free trial with no credit card required and includes a free basic plan with 3D Floor Planner, Estimates, and Invoicing.

Source
Billd: Does using Billd affect bonding capacity?

It is a debt facility, so a surety will consider it. Discuss it with your bonding agent before drawing heavily.

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