Softwr

Software · head to head

Affinity vs Melio

Affinity logo

Affinity

Software

Relationship intelligence platform for professionals

From
$49/month
Rated
-
Melio logo

Melio

Software

Simple business payments

From
Free
Rated
-

The short version

  • Only Melio has a free tier, so it costs nothing to try first.
  • Each has a real cost: Affinity built specifically for private capital firms, so it is not a general purpose CRM; Melio go (free) plan limited to one user only
  • They diverge on capability: Affinity covers Contact management, Melio covers Vendor payments.

Where they differ

Only the attributes on which Affinity and Melio actually diverge.

Attributes where Affinity and Melio differ
AttributeAffinityMelio
Starting price$49/monthFree
Pricing modelsubscriptionfreemium
Free tierNoYes
PlatformsWebWeb, Mobile app
Founded20132018

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Affinity

  • Contact management
  • Deal tracking
  • Intelligence engine
  • Relationship mapping
  • Integration aggregation
  • Gmail
  • Outlook
  • LinkedIn

Only in Melio

  • Vendor payments
  • Card to check
  • Payment scheduling
  • Approval workflows
  • QuickBooks sync
  • QuickBooks
  • Xero
  • FreshBooks

Both cover

  • Web support

What people use each for

The jobs each tool is most often brought in to do.

Affinity

  • Deal sourcing and pipeline management for venture capital and private equitynot Melio
  • Automatic capture of email and meeting activity into relationship recordsnot Melio
  • Finding warm introductions through existing relationship networksnot Melio
  • Investor relations and fundraising trackingnot Melio
  • Portfolio company support and reportingnot Melio

Melio

  • Accounts payable automationnot Affinity
  • Bill management and payment schedulingnot Affinity
  • Multi-vendor payment processingnot Affinity
  • Invoice receivables and payment collectionnot Affinity

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Affinity

  • Built specifically for private capital firms, so it is not a general purpose CRM
  • Pricing is not published and requires a demo

Melio

  • Go (free) plan limited to one user only
  • ACH charges £0.50 per transaction beyond monthly allowance (5-50 free depending on plan)
  • Card payment fees range from 2.9% to 2.9% plus £75 maximum
  • International payments limited to select currencies only
  • NetSuite integration only available in Unlimited plan (£80/month minimum)

Pricing, plan by plan

Affinity

$49/month
  • Pro$49/month
    • Contact management
    • Deal tracking
    • Intelligence
  • Enterprise$undefined/month
    • Everything in Pro
    • Advanced customization
    • Dedicated support

Melio

Free

No published plan breakdown. See the Melio review.

Which should you pick?

Choose Affinity if

  • You need contact management.
  • You also want deal tracking.

Choose Melio if

  • You need vendor payments.
  • You want to start without paying.
  • You work on Web, Mobile app.
  • You also want card to check.

Questions people ask

Is Affinity or Melio better?
Neither clearly leads. Affinity starts at $49/month and Melio at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Affinity or Melio?
Melio has a free tier; the other does not. Paid plans start at $49/month for Affinity and Free for Melio.
Does Affinity or Melio run on more platforms?
Affinity runs on Web. Melio runs on Web, Mobile app.
Can I use Melio for free?
Yes. Melio has a free tier, so you can try it without paying. Affinity starts at $49/month.
What is Affinity best used for?
Affinity is most often used for deal sourcing and pipeline management for venture capital and private equity, automatic capture of email and meeting activity into relationship records, finding warm introductions through existing relationship networks, investor relations and fundraising tracking. Of those, deal sourcing and pipeline management for venture capital and private equity and automatic capture of email and meeting activity into relationship records are not what Melio is typically brought in for.
What can Affinity do that Melio cannot?
Affinity covers Contact management, Deal tracking, Intelligence engine, Relationship mapping. Melio covers Vendor payments, Card to check, Payment scheduling, Approval workflows. Both handle Web support.

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