Software · head to head
Clay vs Melio
The short version
- Only Melio has a free tier, so it costs nothing to try first.
- Each has a real cost: Clay two separate meters run at once, actions and data credits, and a plan can exhaust either independently; Melio go (free) plan limited to one user only
- They diverge on capability: Clay covers Data enrichment, Melio covers Vendor payments.
Where they differ
Only the attributes on which Clay and Melio actually diverge.
Identical on both: user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Clay
- Data enrichment
- Contact management
- Workflow automation
- Integration
- API access
- Salesforce
- HubSpot
- Zapier
Only in Melio
- Vendor payments
- Card to check
- Payment scheduling
- Approval workflows
- QuickBooks sync
- QuickBooks
- Xero
- FreshBooks
Both cover
- Web support
What people use each for
The jobs each tool is most often brought in to do.
Clay
- Enriching prospect lists from multiple data providers in one tablenot Melio
- Building automated outbound research and outreach workflowsnot Melio
Melio
- Accounts payable automationnot Clay
- Bill management and payment schedulingnot Clay
- Multi-vendor payment processingnot Clay
- Invoice receivables and payment collectionnot Clay
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Clay
- Two separate meters run at once, actions and data credits, and a plan can exhaust either independently
- Data credit overage is sold at a 30% premium over the plan rate, so exceeding the allowance costs more per unit than planning for it
- The free plan allows 500 actions, 100 data credits and 200 rows per table
- The entry paid plan starts at $167 a month, and both paid prices are starting figures rather than fixed
- The free plan cannot buy overage at all, so hitting the limit stops work rather than billing for it
Melio
- Go (free) plan limited to one user only
- ACH charges £0.50 per transaction beyond monthly allowance (5-50 free depending on plan)
- Card payment fees range from 2.9% to 2.9% plus £75 maximum
- International payments limited to select currencies only
- NetSuite integration only available in Unlimited plan (£80/month minimum)
Pricing, plan by plan
Clay
On request- Pricing upon request$undefined/month
- Data enrichment
- Integration
- Support
Melio
FreeNo published plan breakdown. See the Melio review.
Which should you pick?
Choose Melio if
- You need vendor payments.
- You want to start without paying.
- You work on Web, Mobile app.
- You also want card to check.
Questions people ask
- Is Clay or Melio better?
- Neither clearly leads. Clay starts at On request and Melio at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Clay or Melio?
- Melio has a free tier; the other does not. Paid plans start at On request for Clay and Free for Melio.
- Does Clay or Melio run on more platforms?
- Clay runs on Web. Melio runs on Web, Mobile app.
- Can I use Melio for free?
- Yes. Melio has a free tier, so you can try it without paying. Clay starts at On request.
- What is Clay best used for?
- Clay is most often used for enriching prospect lists from multiple data providers in one table, building automated outbound research and outreach workflows. Of those, enriching prospect lists from multiple data providers in one table and building automated outbound research and outreach workflows are not what Melio is typically brought in for.
- What can Clay do that Melio cannot?
- Clay covers Data enrichment, Contact management, Workflow automation, Integration. Melio covers Vendor payments, Card to check, Payment scheduling, Approval workflows. Both handle Web support.
Related pages
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- Melio vs Outreach
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- Melio vs Seismic
- Melio vs Pipedrive
- Melio vs HubSpot
- Melio vs Salesforce
- Melio vs Bitrix24
- Melio vs Capsule
- Melio vs Clari
- Melio vs Freshsales
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- Melio vs Zoho CRM
- Melio vs Affinity
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- Melio vs Apollo.io
- Melio vs Capsule CRM
- Melio vs Clearbit
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- Melio vs QuickBooks
- Melio vs Ramp
- Melio vs Airbase
- Melio vs Wise Business
- Melio vs ADP
- Melio vs Brex
- Melio vs Expensify
- Melio vs Fyle
- Melio vs Payoneer
- Melio vs Pleo
- Melio vs Sage 50
- Melio vs SAP Concur
- Melio vs Spendesk
- Melio vs Stampli
- Melio vs Tipalti
- Melio vs Xero
- Melio vs Zoho Books
- Melio vs Adyen


