Software · head to head
Melio vs Streak
The short version
- Each has a real cost: Melio go (free) plan limited to one user only; Streak the free tier is email tools only, with pipelines, contact records and automation all requiring the Pro plan
- They diverge on capability: Melio covers Vendor payments, Streak covers Pipeline management.
Where they differ
Only the attributes on which Melio and Streak actually diverge.
Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Melio
- Vendor payments
- Card to check
- Payment scheduling
- Approval workflows
- QuickBooks sync
- QuickBooks
- Xero
- FreshBooks
Only in Streak
- Pipeline management
- Email tracking
- Automation
- Document tracking
- Live engagement metrics
- Gmail
- Outlook
- Google Sheets
Both cover
- Web support
What people use each for
The jobs each tool is most often brought in to do.
Melio
- Accounts payable automationnot Streak
- Bill management and payment schedulingnot Streak
- Multi-vendor payment processingnot Streak
- Invoice receivables and payment collectionnot Streak
Streak
- Managing sales pipelines directly inside Gmailnot Melio
- Tracking email opens and running mail merges from an inboxnot Melio
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Melio
- Go (free) plan limited to one user only
- ACH charges £0.50 per transaction beyond monthly allowance (5-50 free depending on plan)
- Card payment fees range from 2.9% to 2.9% plus £75 maximum
- International payments limited to select currencies only
- NetSuite integration only available in Unlimited plan (£80/month minimum)
Streak
- The free tier is email tools only, with pipelines, contact records and automation all requiring the Pro plan
- Free mail merge is capped at 50 a day
- The entry paid plan is $49 per user per month, which is high for a CRM that lives inside Gmail
- Integrations require a paid plan
Pricing, plan by plan
Melio
FreeNo published plan breakdown. See the Melio review.
Streak
Free- FreeFree
- Basic CRM
- Pipeline management
- Professional$10/month
- Everything in Free
- Email tracking
- Automation
- Business$50/month
- Everything in Professional
- Advanced features
Which should you pick?
Choose Melio if
- You need vendor payments.
- You want to start without paying.
- You work on Web, Mobile app.
- You also want card to check.
Choose Streak if
- You need pipeline management.
- You want to start without paying.
- You also want email tracking.
Questions people ask
- Is Melio or Streak better?
- Neither clearly leads. Melio starts at Free and Streak at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Melio or Streak?
- Melio starts at Free and Streak at Free.
- Does Melio or Streak run on more platforms?
- Melio runs on Web, Mobile app. Streak runs on Web.
- Can I use Melio for free?
- Both have a free tier, so you can try either at no cost before committing.
- What is Melio best used for?
- Melio is most often used for accounts payable automation, bill management and payment scheduling, multi-vendor payment processing, invoice receivables and payment collection. Of those, accounts payable automation and bill management and payment scheduling are not what Streak is typically brought in for.
- What can Melio do that Streak cannot?
- Melio covers Vendor payments, Card to check, Payment scheduling, Approval workflows. Streak covers Pipeline management, Email tracking, Automation, Document tracking. Both handle Web support.
Related pages
Keep looking
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