APIs · alternatives
Alternatives to Enable Banking
22 apis tools sit alongside Enable Banking in this directory. Below is what separates each from Enable Banking on the figures we hold, price, model, tier count and rating, and a direct comparison for every one.
- Alternatives listed
- 22
- With a free tier
- 0
- Cheaper to start
- -
- Enable Banking starts at
- Free
Why people look past Enable Banking
Nothing on the record flags a reason to move. Enable Banking has a free tier. People still switch over fit and workflow, and those are not things a catalogue entry can measure, which is what the comparisons below are for.
What each alternative does differently
Ordered by the aggregated rating on each catalogue entry. Differences are drawn from price, pricing model, tier count and rating, the fields the category listing carries. For a feature-level difference, follow the head-to-head link on each card: those pages read both full records.
European open banking platform for account data and payment initiation
- No free tier, where Enable Banking has one.
- Sold on a quote model rather than Per connected account per month.
- 1 tier to Enable Banking's 2.
Independent open banking aggregator covering Europe by PSD2 API and other markets by direct connection
- No free tier, where Enable Banking has one.
- Sold on a quote model rather than Per connected account per month.
- 1 tier to Enable Banking's 2.
Open banking payments and data across the UK and Europe, with the largest share of UK variable recurring payments
- No free tier, where Enable Banking has one.
- Sold on a quote model rather than Per connected account per month.
- 1 tier to Enable Banking's 2.
UK banking-as-a-service from a company that holds its own full banking licence
- No free tier, where Enable Banking has one.
- Publishes an entry price of £100/month, where Enable Banking does not.
- Sold on a Per month with usage drawdown model rather than Per connected account per month.
- 3 tiers to Enable Banking's 2.
"Neobank in a box" for banks in emerging markets, paid on a performance basis
- No free tier, where Enable Banking has one.
- Sold on a quote model rather than Per connected account per month.
- 1 tier to Enable Banking's 2.
Contextual personalisation and decisioning platform for financial institutions
- No free tier, where Enable Banking has one.
- Sold on a quote model rather than Per connected account per month.
- 1 tier to Enable Banking's 2.
Every Enable Banking alternative at a glance
A dash means the catalogue entry carries no figure, not that the answer is nothing.
| Tool | Entry price | Model | Tiers | Head to head |
|---|---|---|---|---|
| Enable Banking (this page) | Free | Per connected account per month | 2 | |
| TinkIf you want the largest European coverage and are comfortable with Visa ownership | On request | Quote | 1 | vs Enable Banking |
| Salt EdgeIf you need coverage beyond Europe alongside European banks | On request | Quote | 1 | vs Enable Banking |
| TrueLayerIf UK coverage and payment initiation conversion are your priority | On request | Quote | 1 | vs Enable Banking |
| Griffin | £100/month | Per month with usage drawdown | 3 | vs Enable Banking |
| Fintech Farm | On request | Quote | 1 | vs Enable Banking |
| Flybits | On request | Quote | 1 | vs Enable Banking |
| Lithic | On request | Quote | 1 | vs Enable Banking |
| Brite Payments | On request | Quote | 1 | vs Enable Banking |
| i2c | On request | Quote | 1 | vs Enable Banking |
| Fintecture | On request | Quote | 1 | vs Enable Banking |
| Neonomics | On request | Quote | 1 | vs Enable Banking |
| Enfuce | On request | Quote | 1 | vs Enable Banking |
| Mambu | On request | Quote | 1 | vs Enable Banking |
| Aiia | On request | Quote | 1 | vs Enable Banking |
| Marqeta | On request | Quote | 1 | vs Enable Banking |
| Highnote | On request | Quote | 1 | vs Enable Banking |
| Meniga | On request | Quote | 1 | vs Enable Banking |
| Paymentology | On request | Quote | 1 | vs Enable Banking |
| Ozone API | On request | Quote | 1 | vs Enable Banking |
| Episode Six | On request | Quote | 1 | vs Enable Banking |
| Backbase | On request | Quote | 1 | vs Enable Banking |
| 10x Banking | On request | Quote | 1 | vs Enable Banking |
Ratings are aggregated from third-party sources and imported with each catalogue entry; Softwr hosts no reviews of these products. How each figure is used is set out on the Enable Banking badges page.
What you would be giving up
Enable Banking is most often brought in for a small fintech that needs to operate as an agent rather than wait a year for its own aisp authorisation, an accounting software vendor pulling bank transactions across several european countries, a treasury tool building and testing a real integration before committing to a contract, a lender verifying applicant income from bank data across the nordics and the eu. Anything replacing it has to cover the ones you actually depend on, and a cheaper tool that misses one of them is not cheaper.
Two things this page cannot settle. It compares on price, model, tier count and rating, because those are the fields the category listing carries, feature-level differences need both full records, which is what the head-to-head pages load. And the ratings are third-party aggregates imported with each entry rather than reviews written here, so a 0.2 difference between two tools is noise rather than a finding.
If Enable Banking is broadly right and the question is cost, the Enable Banking pricing breakdown covers every tier and what each one adds. If you want the whole field rather than a shortlist, the APIs category lists everything the directory holds, and best apis tools ranks them.
Enable Banking runs on web, rest api. Platform coverage is not carried on the category listing for the alternatives, so it is one more thing to check on each head-to-head page rather than here.
Questions about Enable Banking alternatives
- What are the main alternatives to Enable Banking?
- 22 other apis tools are listed in this directory, led by Tink, Salt Edge, TrueLayer, Griffin. They are ordered by the aggregated rating on each catalogue entry, not by any Softwr ranking.
- What is the best free alternative to Enable Banking?
- None of the apis tools listed alongside Enable Banking publish a free tier on the record we hold.
- Is there a reason to switch away from Enable Banking?
- Nothing in the data flags one. Enable Banking has a free tier. Fit and workflow are the usual reasons to move, and those are not things this record can measure.
- What would I give up by switching from Enable Banking?
- Enable Banking is most often brought in for a small fintech that needs to operate as an agent rather than wait a year for its own aisp authorisation, an accounting software vendor pulling bank transactions across several european countries, a treasury tool building and testing a real integration before committing to a contract, a lender verifying applicant income from bank data across the nordics and the eu. Anything you replace it with has to cover the ones you actually rely on, the side-by-side comparisons linked from each alternative below put the two feature records against each other.
- Is there an open-source alternative to Enable Banking?
- None of the apis tools listed here are recorded as open source. That is what the licence field on each entry says, and the field is not always filled in, so it is worth checking directly for any tool you are serious about.
- How were these Enable Banking alternatives chosen?
- They are the tools filed in the same category, APIs, ordered by the aggregated rating on each entry. There is no editorial shortlist, and nothing on this page is paid: no sponsored placement runs on alternatives pages and the order cannot be bought. Softwr has not used these products.
- Where can I compare Enable Banking against one of these directly?
- Every alternative below has a side-by-side page against Enable Banking covering price, platforms, features and what each one is used for. Those pages read the full record for both products rather than the summary shown here.
- Does this list cover every apis tool?
- No. It covers what this directory holds in the APIs category, 22 tools beside Enable Banking. The category page lists the rest of the catalogue as it grows.