APIs · pricing
Enable Banking pricing
Enable Banking publishes 2 tiers. Below is each one, what it adds over the tier beneath it, and where the ladder stops being worth climbing for most people.
As of 1 September 2026, Enable Banking pricing is free across 2 published tiers. Figures are the vendor's list prices as recorded on this page's last check; the vendor's site is the final word.
- Entry price
- Free
- Model
- Per connected account per month
- Tiers
- 2
- Free tier
- Yes
Enable Banking plans, side by side
Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.
| Plan | Price | Features listed | Step up from the tier below |
|---|---|---|---|
| Sandbox and restricted production | Free | 4 | Entry tier |
| Production | On request | 4 | Priced on request |
What each tier adds
The set difference between each tier's feature list and the one beneath it. Where a tier lists nothing new, the vendor has either stopped repeating the inherited list or the tier raises limits rather than adding capability, the record does not distinguish the two, so this page does not either.
Sandbox and restricted production
FreeThe entry tier. It covers mock and real bank sandbox access, production access limited to accounts you link yourself, full api surface for development and certification, no commercial third-party data access.
Production
On requestOver Sandbox and restricted production, this tier adds:
- Quoted by connected accounts per month and call volume
- Priced by number of institutions and markets in scope
- Different rates under your own licence or as an agent
- Onboarding tier affects the commercial terms
Where Enable Banking stops being free
Sandbox and restricted production, Free
- Mock and real bank sandbox access
- Production access limited to accounts you link yourself
- Full API surface for development and certification
- No commercial third-party data access
No paid tier on record
Enable Banking lists a free tier and no priced tier above it in the record we hold.
What the product covers
The full Enable Banking feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.
Other
- European bank coverage
- Free sandbox
- Restricted production
- TPP infrastructure as a service
- Consent handling
- Payment initiation
People bring Enable Banking in for a small fintech that needs to operate as an agent rather than wait a year for its own aisp authorisation, an accounting software vendor pulling bank transactions across several european countries, a treasury tool building and testing a real integration before committing to a contract, a lender verifying applicant income from bank data across the nordics and the eu. If that is not the job you are buying for, the alternatives to Enable Banking are worth a look before you commit to a tier.
How that compares in APIs
Too few apis tools in this directory publish a starting price to quote a meaningful median, so the table below is a like-for-like list rather than a ranking.
| Tool | Entry price | Model | Rated | Head to head |
|---|---|---|---|---|
| Enable Banking (this page) | Free | Per connected account per month | - | |
| Mambu | On request | quote | - | vs Enable Banking |
| Fintech Farm | On request | quote | - | vs Enable Banking |
| Flybits | On request | quote | - | vs Enable Banking |
| Neonomics | On request | quote | - | vs Enable Banking |
| Brite Payments | On request | quote | - | vs Enable Banking |
| Meniga | On request | quote | - | vs Enable Banking |
Ratings are aggregated from third-party sources and imported with each catalogue entry, they are not reviews hosted on Softwr. How each figure is used is set out on the Enable Banking badges page.
Before you pay for Enable Banking
Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.
What it can tell you is the shape of the ladder: 2 tiers between Free and On request, with the jump itemised above. Because there is a free tier, the cheapest way to answer the rest is to use it before paying anything.
Enable Banking runs on web, rest api, and is published by Enable Banking Oy of Helsinki, Finland. The full record is on the Enable Banking review, and the rest of the category is under best apis tools.
Enable Banking pricing questions
- How much does Enable Banking cost?
- Enable Banking publishes 2 tiers, from Free for Sandbox and restricted production up to On request for Production. The entry tier costs nothing.
- Does Enable Banking have a free plan?
- Yes. The Sandbox and restricted production tier costs nothing and covers mock and real bank sandbox access, production access limited to accounts you link yourself, full api surface for development and certification.
- What is the difference between Sandbox and restricted production and Production on Enable Banking?
- Production costs On request against Free, and adds quoted by connected accounts per month and call volume, priced by number of institutions and markets in scope, different rates under your own licence or as an agent, onboarding tier affects the commercial terms.
- What am I actually paying for with Enable Banking?
- The record lists 6 features across 1 area: other. In practice it is brought in for a small fintech that needs to operate as an agent rather than wait a year for its own aisp authorisation, an accounting software vendor pulling bank transactions across several european countries, a treasury tool building and testing a real integration before committing to a contract.
- Does Enable Banking charge per user?
- The record carries a price and a billing period for each of its 2 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
- Are these Enable Banking prices current?
- They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
- What should I compare Enable Banking against before paying?
- The closest apis tools in this directory are Mambu, Fintech Farm, Flybits, Neonomics. Each has a side-by-side comparison with Enable Banking covering price, platforms and features.