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Insurance · head to head

Haven Life vs Vertafore AMS360

Haven Life logo

Haven Life

Insurance

Life insurance by New York Life

From
Free
Rated
-
Full reviewWebsite
Vertafore AMS360 logo

Vertafore AMS360

Insurance

Modern agency management for growing agencies

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Haven Life has a free tier, so it costs nothing to try first.
  • Each has a real cost: Haven Life stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs; Vertafore AMS360 no pricing is published, and the product page states no rate, tier or cost driver
  • They diverge on capability: Haven Life covers Instant quotes, Vertafore AMS360 covers Policy management.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Haven Life and Vertafore AMS360 actually diverge.

Attributes where Haven Life and Vertafore AMS360 differ
AttributeHaven LifeVertafore AMS360
Starting priceFreeOn request
Pricing modelfreemiumsubscription
Free tierYesNo
PlatformsWeb, Ios, AndroidWeb, Windows, Ios, Android
Founded20161969

Identical on both: user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Haven Life

  • Instant quotes
  • No medical exam
  • Fast underwriting
  • Multiple term options
  • Online application
  • Digital policy delivery
  • Policy management portal
  • 24/7 accessibility

Only in Vertafore AMS360

  • Policy management
  • Integrated accounting
  • Real-time carrier downloads
  • Document management
  • Workflow automation
  • Business intelligence
  • Commission management
  • Client portal

Both cover

  • Data encryption
  • Cloud deployment
  • Web support

What people use each for

The jobs each tool is most often brought in to do.

Haven Life

  • Life insurance shoppingnot Vertafore AMS360
  • Family protectionnot Vertafore AMS360
  • Quick policy purchasenot Vertafore AMS360
  • Financial securitynot Vertafore AMS360

Vertafore AMS360

  • Agency management for insurance brokers, covering policies and clientsnot Haven Life
  • Tracking commissions, renewals and accounting for an insurance agencynot Haven Life

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Haven Life

  • Stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs
  • havenlife.com now redirects to massmutual.com
  • Existing policies remain valid and are administered by MassMutual, but the product cannot be bought

Vertafore AMS360

  • No pricing is published, and the product page states no rate, tier or cost driver
  • The only route to a figure is a phone call or contact form

Pricing, plan by plan

Haven Life

Free
  • Quote ToolFree
    • Instant quotes
    • No medical exam
    • Coverage customization
  • Term Life Insurance$undefined/month
    • 10, 20, or 30-year terms
    • Fast underwriting
    • Guaranteed rates

Vertafore AMS360

On request
  • AMS360$undefined/month
    • Policy management
    • Integrated accounting
    • Real-time downloads
  • AMS360 Plus$undefined/month
    • All AMS360 features
    • Advanced analytics
    • API access

Which should you pick?

Choose Haven Life if

  • You need instant quotes.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want no medical exam.
Haven Life review

Choose Vertafore AMS360 if

  • You need policy management.
  • You work on Web, Windows, Ios, Android.
  • You also want integrated accounting.
Vertafore AMS360 review

Questions people ask

Is Haven Life or Vertafore AMS360 better?
Neither clearly leads. Haven Life starts at Free and Vertafore AMS360 at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Haven Life or Vertafore AMS360?
Haven Life has a free tier; the other does not. Paid plans start at Free for Haven Life and On request for Vertafore AMS360.
Does Haven Life or Vertafore AMS360 run on more platforms?
Haven Life runs on Web, Ios, Android. Vertafore AMS360 runs on Web, Windows, Ios, Android.
Can I use Haven Life for free?
Yes. Haven Life has a free tier, so you can try it without paying. Vertafore AMS360 starts at On request.
What is Haven Life best used for?
Haven Life is most often used for life insurance shopping, family protection, quick policy purchase, financial security. Of those, life insurance shopping and family protection are not what Vertafore AMS360 is typically brought in for.
What can Haven Life do that Vertafore AMS360 cannot?
Haven Life covers Instant quotes, No medical exam, Fast underwriting, Multiple term options. Vertafore AMS360 covers Policy management, Integrated accounting, Real-time carrier downloads, Document management. Both handle Data encryption, Cloud deployment, Web support.

Answered from the vendors’ own pages

Vertafore AMS360: How much does AMS360 cost?

AMS360 pricing is not published online. To obtain pricing information, contact Vertafore directly at 1-800-444-4813 or use the Request Info form on their website.

Source
Vertafore AMS360: What results can agencies expect from AMS360?

According to Vertafore, agencies using AMS360 have seen up to 26% revenue growth without adding employees.

Source
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