Insurance · head to head
Duck Creek Policy vs Haven Life
Duck Creek Policy
Insurance
Flexible policy administration for modern insurers
- From
- On request
- Rated
- -
The short version
- Only Haven Life has a free tier, so it costs nothing to try first.
- Each has a real cost: Duck Creek Policy pricing is not published; sold by quote through a sales process; Haven Life stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs
- They diverge on capability: Duck Creek Policy covers Policy lifecycle management, Haven Life covers Instant quotes.
Where they differ
Only the attributes on which Duck Creek Policy and Haven Life actually diverge.
| Attribute | Duck Creek Policy | Haven Life |
|---|---|---|
| Starting price | On request | Free |
| Pricing model | quote | freemium |
| Free tier | No | Yes |
| Platforms | Web | Web, Ios, Android |
| Founded | 2000 | 2016 |
Identical on both: user rating (Not yet rated), category (Insurance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Duck Creek Policy
- Policy lifecycle management
- Product configuration
- Rating engine
- Underwriting workbench
- Forms management
- Billing integration
- Multi-line support
- Real-time quoting
Only in Haven Life
- Instant quotes
- No medical exam
- Fast underwriting
- Multiple term options
- Online application
- Digital policy delivery
- Policy management portal
- 24/7 accessibility
Both cover
- Data encryption
- Cloud deployment
- Web support
What people use each for
The jobs each tool is most often brought in to do.
Duck Creek Policy
- Policy administrationnot Haven Life
- Underwriting workflowsnot Haven Life
- Rating and pricingnot Haven Life
- Claims managementnot Haven Life
- Billing operationsnot Haven Life
Haven Life
- Life insurance shoppingnot Duck Creek Policy
- Family protectionnot Duck Creek Policy
- Quick policy purchasenot Duck Creek Policy
- Financial securitynot Duck Creek Policy
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Duck Creek Policy
- Pricing is not published; sold by quote through a sales process
- Cloud-only deployment; no on-premises option
Haven Life
- Stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs
- havenlife.com now redirects to massmutual.com
- Existing policies remain valid and are administered by MassMutual, but the product cannot be bought
Pricing, plan by plan
Duck Creek Policy
On requestNo published plan breakdown. See the Duck Creek Policy review.
Haven Life
Free- Quote ToolFree
- Instant quotes
- No medical exam
- Coverage customization
- Term Life Insurance$undefined/month
- 10, 20, or 30-year terms
- Fast underwriting
- Guaranteed rates
Which should you pick?
Choose Duck Creek Policy if
- You need policy lifecycle management.
- You also want product configuration.
Choose Haven Life if
- You need instant quotes.
- You want to start without paying.
- You work on Web, Ios, Android.
- You also want no medical exam.
Questions people ask
- Is Duck Creek Policy or Haven Life better?
- Neither clearly leads. Duck Creek Policy starts at On request and Haven Life at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Duck Creek Policy or Haven Life?
- Haven Life has a free tier; the other does not. Paid plans start at On request for Duck Creek Policy and Free for Haven Life.
- Does Duck Creek Policy or Haven Life run on more platforms?
- Duck Creek Policy runs on Web. Haven Life runs on Web, Ios, Android.
- Can I use Haven Life for free?
- Yes. Haven Life has a free tier, so you can try it without paying. Duck Creek Policy starts at On request.
- What is Duck Creek Policy best used for?
- Duck Creek Policy is most often used for policy administration, underwriting workflows, rating and pricing, claims management. Of those, policy administration and underwriting workflows are not what Haven Life is typically brought in for.
- What can Duck Creek Policy do that Haven Life cannot?
- Duck Creek Policy covers Policy lifecycle management, Product configuration, Rating engine, Underwriting workbench. Haven Life covers Instant quotes, No medical exam, Fast underwriting, Multiple term options. Both handle Data encryption, Cloud deployment, Web support.