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Insurance · head to head

Haven Life vs Jenesis Software

Haven Life logo

Haven Life

Insurance

Life insurance by New York Life

From
Free
Rated
-
Full reviewWebsite
Jenesis Software logo

Jenesis Software

Insurance

Agency management system for small independent property and casualty agencies

From
$50/month
Rated
-
Full reviewWebsite

The short version

  • Only Haven Life has a free tier, so it costs nothing to try first.
  • Each has a real cost: Haven Life stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs; Jenesis Software the base fee is charged per physical agency location rather than per organisation, so an agency with three small branches pays three base fees on top of every seat and the effective cost per user rises sharply as it opens offices.
  • They diverge on capability: Haven Life covers Instant quotes, Jenesis Software covers ACORD form library.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Haven Life and Jenesis Software actually diverge.

Attributes where Haven Life and Jenesis Software differ
AttributeHaven LifeJenesis Software
Starting priceFree$50/month
Pricing modelfreemiumPer user per month
Free tierYesNo
Founded2016Unknown

Identical on both: platforms (Web, Ios, Android), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Haven Life

  • Instant quotes
  • No medical exam
  • Fast underwriting
  • Multiple term options
  • Online application
  • Digital policy delivery
  • Policy management portal
  • 24/7 accessibility

Only in Jenesis Software

  • ACORD form library
  • IVANS downloads
  • Certificate management
  • Commission tracking
  • Two way text and email
  • Receipting and invoicing
  • Comparative rating links
  • Zapier connection

What people use each for

The jobs each tool is most often brought in to do.

Haven Life

  • Life insurance shoppingnot Jenesis Software
  • Family protectionnot Jenesis Software
  • Quick policy purchasenot Jenesis Software
  • Financial securitynot Jenesis Software

Jenesis Software

  • A three person personal lines agency replacing spreadsheets and a shared Outlook mailbox without committing to a multi year enterprise contractnot Haven Life
  • An agency principal who wants IVANS downloads so renewal data arrives from carriers instead of being retyped each termnot Haven Life
  • A small commercial agency that issues certificates of insurance daily and needs holder lists and reissue tracking in one placenot Haven Life
  • A scratch agency budgeting a fixed monthly software cost from year one rather than negotiating an enterprise quotenot Haven Life

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Haven Life

  • Stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs
  • havenlife.com now redirects to massmutual.com
  • Existing policies remain valid and are administered by MassMutual, but the product cannot be bought

Jenesis Software

  • The base fee is charged per physical agency location rather than per organisation, so an agency with three small branches pays three base fees on top of every seat and the effective cost per user rises sharply as it opens offices.
  • Carrier download coverage is narrower than Applied Epic or Vertafore AMS360, so agencies with a long tail of regional carriers keep manually entering policies for the carriers Jenesis does not support and never reach a clean single source of policy data.
  • Reporting is limited to fixed operational reports, so an agency that wants book of business analysis by producer, carrier profitability or retention cohorts has to export data and build it in a spreadsheet each month.
  • There is no accounting general ledger, so agency bill trust accounting is reconciled in QuickBooks or similar alongside the system and the two records drift unless someone reconciles them deliberately.
  • Export options for a full data extract are constrained, which makes migrating away or being acquired by a larger agency a manual data project rather than a supported handover, and this only becomes visible at the point of exit.

Pricing, plan by plan

Haven Life

Free
  • Quote ToolFree
    • Instant quotes
    • No medical exam
    • Coverage customization
  • Term Life Insurance$undefined/month
    • 10, 20, or 30-year terms
    • Fast underwriting
    • Guaranteed rates

Jenesis Software

$50/month
  • JenesisNow Basic$50/month
    • Client and policy management
    • ACORD form library
    • Certificates of insurance
  • JenesisNow Pro$70/month
    • Everything in Basic
    • IVANS carrier downloads
    • Commission tracking

Which should you pick?

Choose Haven Life if

  • You need instant quotes.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want no medical exam.
Haven Life review

Choose Jenesis Software if

  • You need acord form library.
  • You work on Web, iOS, Android.
  • You also want ivans downloads.
Jenesis Software review

Questions people ask

Is Haven Life or Jenesis Software better?
Neither clearly leads. Haven Life starts at Free and Jenesis Software at $50/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Haven Life or Jenesis Software?
Haven Life has a free tier; the other does not. Paid plans start at Free for Haven Life and $50/month for Jenesis Software.
Does Haven Life or Jenesis Software run on more platforms?
Haven Life runs on Web, Ios, Android. Jenesis Software runs on Web, iOS, Android.
Can I use Haven Life for free?
Yes. Haven Life has a free tier, so you can try it without paying. Jenesis Software starts at $50/month.
What is Haven Life best used for?
Haven Life is most often used for life insurance shopping, family protection, quick policy purchase, financial security. Of those, life insurance shopping and family protection are not what Jenesis Software is typically brought in for.
What can Haven Life do that Jenesis Software cannot?
Haven Life covers Instant quotes, No medical exam, Fast underwriting, Multiple term options. Jenesis Software covers ACORD form library, IVANS downloads, Certificate management, Commission tracking.

Answered from the vendors’ own pages

Jenesis Software: Does Jenesis publish its price?

Yes. JenesisNow Basic is roughly 50 US dollars per user per month and Pro roughly 70, which is unusual in agency management systems. What is not published is the base fee charged per physical agency location, and you must ask for that figure before comparing.

Jenesis Software: Can it replace Applied Epic or AMS360?

Only for small agencies. It lacks the accounting, benefits, surplus lines and reporting depth those systems carry, and most agencies migrating up rather than down leave Jenesis somewhere around twenty staff.

Jenesis Software: Does it do comparative rating?

No. It passes data to third party raters such as EZLynx rather than producing carrier quotes itself, so you still licence a rater separately.

Jenesis Software: Is agency accounting included?

Only receipting, invoicing and basic receivables. There is no general ledger, so trust accounting is normally kept in a separate accounting package.

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