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Insurance · head to head

EZLynx vs Haven Life

EZLynx logo

EZLynx

Insurance

All-in-one agency management and rating

From
$149/month
Rated
-
Full reviewWebsite
Haven Life logo

Haven Life

Insurance

Life insurance by New York Life

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Haven Life has a free tier, so it costs nothing to try first.
  • Each has a real cost: EZLynx pricing is not published; the vendor sets it by user count and by which products an agency takes; Haven Life stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs
  • They diverge on capability: EZLynx covers Comparative rating, Haven Life covers Instant quotes.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which EZLynx and Haven Life actually diverge.

Attributes where EZLynx and Haven Life differ
AttributeEZLynxHaven Life
Starting price$149/monthFree
Pricing modelsubscriptionfreemium
Free tierNoYes
Founded20032016

Identical on both: platforms (Web, Ios, Android), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in EZLynx

  • Comparative rating
  • Agency management
  • Client portal
  • Marketing automation
  • Document management
  • Commission tracking
  • Mobile quoting
  • 100+ carriers

Only in Haven Life

  • Instant quotes
  • No medical exam
  • Fast underwriting
  • Multiple term options
  • Online application
  • Digital policy delivery
  • Policy management portal
  • 24/7 accessibility

Both cover

  • E-signature
  • Data encryption
  • Cloud deployment
  • Web support
  • Ios support

What people use each for

The jobs each tool is most often brought in to do.

EZLynx

  • Comparative quoting across carriers for home and autonot Haven Life
  • Agency management with policy and client recordsnot Haven Life
  • CRM and retention campaigns for an insurance booknot Haven Life
  • Client portals and eSignature for policy documentsnot Haven Life
  • Agency websites tied to the quoting systemnot Haven Life

Haven Life

  • Life insurance shoppingnot EZLynx
  • Family protectionnot EZLynx
  • Quick policy purchasenot EZLynx
  • Financial securitynot EZLynx

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

EZLynx

  • Pricing is not published; the vendor sets it by user count and by which products an agency takes
  • Sold as separate pieces, the management system, the comparative rater and agency websites, so a full stack is several purchases
  • Built for independent insurance agencies rather than carriers or brokers in other lines

Haven Life

  • Stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs
  • havenlife.com now redirects to massmutual.com
  • Existing policies remain valid and are administered by MassMutual, but the product cannot be bought

Pricing, plan by plan

EZLynx

$149/month
  • Rating Engine$149/month
    • Personal lines rating
    • Real-time quotes
    • Quote comparison
  • Agency Pro$249/month
    • Rating engine
    • Agency management
    • Client portal
  • Enterprise$undefined/month
    • All Pro features
    • Commercial lines rating
    • Multi-location

Haven Life

Free
  • Quote ToolFree
    • Instant quotes
    • No medical exam
    • Coverage customization
  • Term Life Insurance$undefined/month
    • 10, 20, or 30-year terms
    • Fast underwriting
    • Guaranteed rates

Which should you pick?

Choose EZLynx if

  • You need comparative rating.
  • You work on Web, Ios, Android.
  • You also want agency management.
EZLynx review

Choose Haven Life if

  • You need instant quotes.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want no medical exam.
Haven Life review

Questions people ask

Is EZLynx or Haven Life better?
Neither clearly leads. EZLynx starts at $149/month and Haven Life at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, EZLynx or Haven Life?
Haven Life has a free tier; the other does not. Paid plans start at $149/month for EZLynx and Free for Haven Life.
Does EZLynx or Haven Life run on more platforms?
Both run on Web, Ios, Android, so platform support will not decide this one for you.
Can I use Haven Life for free?
Yes. Haven Life has a free tier, so you can try it without paying. EZLynx starts at $149/month.
What is EZLynx best used for?
EZLynx is most often used for comparative quoting across carriers for home and auto, agency management with policy and client records, crm and retention campaigns for an insurance book, client portals and esignature for policy documents. Of those, comparative quoting across carriers for home and auto and agency management with policy and client records are not what Haven Life is typically brought in for.
What can EZLynx do that Haven Life cannot?
EZLynx covers Comparative rating, Agency management, Client portal, Marketing automation. Haven Life covers Instant quotes, No medical exam, Fast underwriting, Multiple term options. Both handle E-signature, Data encryption, Cloud deployment, Web support.

Answered from the vendors’ own pages

EZLynx: How is EZLynx pricing structured?

EZLynx uses user-based pricing where costs depend on how many users the agency has. Pricing is tailored to the exact products and features needed, with no single flat rate. Network members usually receive discounts through their membership.

Source
EZLynx: Does EZLynx publish pricing on its website?

No. EZLynx does not publish specific pricing amounts. The company emphasizes total cost of ownership and directs prospects to contact sales for a price tailored to their agency's needs.

Source
EZLynx: Does EZLynx offer a free trial?

Yes. EZLynx offers a free trial, though the specific trial duration is not stated on its pricing page.

Source
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