Insurance · head to head
EZLynx vs Haven Life
The short version
- Only Haven Life has a free tier, so it costs nothing to try first.
- Each has a real cost: EZLynx pricing is not published; the vendor sets it by user count and by which products an agency takes; Haven Life stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs
- They diverge on capability: EZLynx covers Comparative rating, Haven Life covers Instant quotes.
Where they differ
Only the attributes on which EZLynx and Haven Life actually diverge.
| Attribute | EZLynx | Haven Life |
|---|---|---|
| Starting price | $149/month | Free |
| Pricing model | subscription | freemium |
| Free tier | No | Yes |
| Founded | 2003 | 2016 |
Identical on both: platforms (Web, Ios, Android), user rating (Not yet rated), category (Insurance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in EZLynx
- Comparative rating
- Agency management
- Client portal
- Marketing automation
- Document management
- Commission tracking
- Mobile quoting
- 100+ carriers
Only in Haven Life
- Instant quotes
- No medical exam
- Fast underwriting
- Multiple term options
- Online application
- Digital policy delivery
- Policy management portal
- 24/7 accessibility
Both cover
- E-signature
- Data encryption
- Cloud deployment
- Web support
- Ios support
What people use each for
The jobs each tool is most often brought in to do.
EZLynx
- Comparative quoting across carriers for home and autonot Haven Life
- Agency management with policy and client recordsnot Haven Life
- CRM and retention campaigns for an insurance booknot Haven Life
- Client portals and eSignature for policy documentsnot Haven Life
- Agency websites tied to the quoting systemnot Haven Life
Haven Life
- Life insurance shoppingnot EZLynx
- Family protectionnot EZLynx
- Quick policy purchasenot EZLynx
- Financial securitynot EZLynx
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
EZLynx
- Pricing is not published; the vendor sets it by user count and by which products an agency takes
- Sold as separate pieces, the management system, the comparative rater and agency websites, so a full stack is several purchases
- Built for independent insurance agencies rather than carriers or brokers in other lines
Haven Life
- Stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs
- havenlife.com now redirects to massmutual.com
- Existing policies remain valid and are administered by MassMutual, but the product cannot be bought
Pricing, plan by plan
EZLynx
$149/month- Rating Engine$149/month
- Personal lines rating
- Real-time quotes
- Quote comparison
- Agency Pro$249/month
- Rating engine
- Agency management
- Client portal
- Enterprise$undefined/month
- All Pro features
- Commercial lines rating
- Multi-location
Haven Life
Free- Quote ToolFree
- Instant quotes
- No medical exam
- Coverage customization
- Term Life Insurance$undefined/month
- 10, 20, or 30-year terms
- Fast underwriting
- Guaranteed rates
Which should you pick?
Choose EZLynx if
- You need comparative rating.
- You work on Web, Ios, Android.
- You also want agency management.
Choose Haven Life if
- You need instant quotes.
- You want to start without paying.
- You work on Web, Ios, Android.
- You also want no medical exam.
Questions people ask
- Is EZLynx or Haven Life better?
- Neither clearly leads. EZLynx starts at $149/month and Haven Life at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, EZLynx or Haven Life?
- Haven Life has a free tier; the other does not. Paid plans start at $149/month for EZLynx and Free for Haven Life.
- Does EZLynx or Haven Life run on more platforms?
- Both run on Web, Ios, Android, so platform support will not decide this one for you.
- Can I use Haven Life for free?
- Yes. Haven Life has a free tier, so you can try it without paying. EZLynx starts at $149/month.
- What is EZLynx best used for?
- EZLynx is most often used for comparative quoting across carriers for home and auto, agency management with policy and client records, crm and retention campaigns for an insurance book, client portals and esignature for policy documents. Of those, comparative quoting across carriers for home and auto and agency management with policy and client records are not what Haven Life is typically brought in for.
- What can EZLynx do that Haven Life cannot?
- EZLynx covers Comparative rating, Agency management, Client portal, Marketing automation. Haven Life covers Instant quotes, No medical exam, Fast underwriting, Multiple term options. Both handle E-signature, Data encryption, Cloud deployment, Web support.
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