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Accounting · head to head

Spendbase vs Yooz

Spendbase logo

Spendbase

Accounting

SaaS and cloud spend management that charges a share of the savings it finds rather than a licence

From
Free
Rated
-
Full reviewWebsite
Yooz logo

Yooz

Accounting

AP automation for mid-sized finance teams, with unlimited users included in the subscription

From
$199/month
Rated
-
Full reviewWebsite

The short version

  • Only Spendbase has a free tier, so it costs nothing to try first.
  • Each has a real cost: Spendbase charging a share of savings gives the vendor an interest in defining savings generously, and the customer cannot verify a counterfactual price it never saw.; Yooz it is accounts payable only, with no requisitioning, sourcing or contract management, so procurement control has to come from somewhere else.
  • They diverge on capability: Spendbase covers Subscription visibility, Yooz covers Invoice capture.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Spendbase and Yooz actually diverge.

Attributes where Spendbase and Yooz differ
AttributeSpendbaseYooz
Starting priceFree$199/month
Pricing modelFree card tier, plus a share of savings on the managed planPer month by invoice volume
Free tierYesNo
PlatformsWebWeb, iOS, Android

Identical on both: user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Spendbase

  • Subscription visibility
  • Discount marketplace
  • Virtual cards
  • Cashback
  • Renewal management
  • Savings-share billing

Only in Yooz

  • Invoice capture
  • Automatic coding
  • Purchase order matching
  • Approval workflow
  • Fraud and duplicate detection
  • Payment initiation
  • Unlimited users
  • E-invoicing readiness

What people use each for

The jobs each tool is most often brought in to do.

Spendbase

  • A startup with no procurement function that wants renewal dates and subscription owners in one placenot Yooz
  • A company with heavy Azure or cloud spend that can use pre-negotiated credit allocationsnot Yooz
  • Issuing virtual cards per subscription so a forgotten trial cannot renew silentlynot Yooz
  • A finance lead who wants software cost reduction without hiring anyone to do itnot Yooz

Yooz

  • A finance team with thirty occasional approvers that cannot justify per-seat AP automationnot Spendbase
  • An accounting practice processing invoices on behalf of many client companiesnot Spendbase
  • A French or European business preparing for mandatory electronic invoicing without buying an enterprise platformnot Spendbase
  • A company losing early payment discounts because paper invoices sit in someone's tray for two weeksnot Spendbase

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Spendbase

  • Charging a share of savings gives the vendor an interest in defining savings generously, and the customer cannot verify a counterfactual price it never saw.
  • The savings share is reported at around 25 percent but is not published on the pricing page, so the actual commercial terms only appear in a contract.
  • Spendbase is both a banking provider and your software negotiator, so a company using both concentrates operating cash and vendor relationships in one small, young company.
  • Banking is delivered through partners rather than held directly, meaning deposit protection and service continuity depend on those partners rather than on Spendbase.
  • It is scoped for startups and small companies, so organisations needing approval workflows, purchase orders or ERP integration will find it thin against a real procurement platform.

Yooz

  • It is accounts payable only, with no requisitioning, sourcing or contract management, so procurement control has to come from somewhere else.
  • Pricing is published only as a starting point and the real number depends on invoice volume and connector requirements, so the advertised figure understates what most buyers pay.
  • Country compliance depth is strongest in France and francophone Europe; buyers needing many national e-invoicing mandates at once are better served by a vendor built for that.
  • Extraction accuracy on unusual supplier layouts still requires human correction, and the learning improves only with volume, so small-volume users see less benefit from the automation they are paying for.
  • ERP connectors vary in depth between accounting systems, and a shallow connector turns the promised straight-through posting into a periodic file export that someone has to run.

Pricing, plan by plan

Spendbase

Free
  • Digital bankingFree
    • No monthly fee per user
    • Up to 100 virtual cards
    • EUR and GBP account details
  • Spend management$undefined/year
    • Everything in the free tier
    • Reported share of roughly 25 percent of savings achieved
    • 200 percent return guarantee against a deposit

Yooz

$199/month
  • Entry$199/month
    • Unlimited users
    • Invoice capture, coding and approval workflow
    • Volume allowance applies
  • Volume tiers$undefined/month
    • Priced by monthly invoice volume
    • European mid-market typically €300 to €600 a month at 200 to 500 invoices
    • Purchase order matching and fraud detection

Which should you pick?

Choose Spendbase if

  • You need subscription visibility.
  • You want to start without paying.
  • You also want discount marketplace.
Spendbase review

Choose Yooz if

  • You need invoice capture.
  • You work on Web, iOS, Android.
  • You also want automatic coding.
Yooz review

Questions people ask

Is Spendbase or Yooz better?
Neither clearly leads. Spendbase starts at Free and Yooz at $199/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Spendbase or Yooz?
Spendbase has a free tier; the other does not. Paid plans start at Free for Spendbase and $199/month for Yooz.
Does Spendbase or Yooz run on more platforms?
Spendbase runs on Web. Yooz runs on Web, iOS, Android.
Can I use Spendbase for free?
Yes. Spendbase has a free tier, so you can try it without paying. Yooz starts at $199/month.
What is Spendbase best used for?
Spendbase is most often used for a startup with no procurement function that wants renewal dates and subscription owners in one place, a company with heavy azure or cloud spend that can use pre-negotiated credit allocations, issuing virtual cards per subscription so a forgotten trial cannot renew silently, a finance lead who wants software cost reduction without hiring anyone to do it. Of those, a startup with no procurement function that wants renewal dates and subscription owners in one place and a company with heavy azure or cloud spend that can use pre-negotiated credit allocations are not what Yooz is typically brought in for.
What can Spendbase do that Yooz cannot?
Spendbase covers Subscription visibility, Discount marketplace, Virtual cards, Cashback. Yooz covers Invoice capture, Automatic coding, Purchase order matching, Approval workflow.

Answered from the vendors’ own pages

Spendbase: Is Spendbase free?

The card and banking tier is genuinely free with no per-user fee. The spend management service is paid from a share of the savings it finds, reported at around 25 percent.

Yooz: How is it priced?

On monthly invoice volume, with unlimited users included. Entry pricing is around $199 a month, and European mid-market deployments commonly land at €300 to €600.

Spendbase: How is a saving calculated?

The methodology is not published. Agree the baseline, the measurement period and what counts as a saving in writing before signing.

Yooz: Are there per-user charges?

No, and that is its main commercial advantage over competitors that meter approvers.

Spendbase: Does Spendbase hold my money?

Banking is provided through regulated partners including Moorwand in the UK and EEA and Sutton Bank in the US, with Mastercard issuing the cards.

Yooz: Does it do procurement as well?

No. It automates accounts payable. Requisitions, sourcing and contracts need a separate system.

Spendbase: Is it suitable for an enterprise?

No. There are no purchase orders, approval hierarchies or ERP integration; it is built for startups.

Yooz: Is it ready for European e-invoicing mandates?

Yes for France and francophone Europe in particular. For a wide multi-country mandate footprint, compare against a vendor built for that specific problem.

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