Accounting · head to head
Cledara vs Yooz
Cledara
Accounting
Software subscription management with a virtual card per application, priced from £100 a month
- From
- £100/month
- Rated
- -
Yooz
Accounting
AP automation for mid-sized finance teams, with unlimited users included in the subscription
- From
- $199/month
- Rated
- -
The short version
- Each has a real cost: Cledara control only extends to subscriptions paid on a Cledara card, so anything billed by invoice, bank transfer or a legacy company card is invisible to the system and undermines the inventory it promises.; Yooz it is accounts payable only, with no requisitioning, sourcing or contract management, so procurement control has to come from somewhere else.
- They diverge on capability: Cledara covers Virtual card per subscription, Yooz covers Invoice capture.
- Prices and features above were last checked on 31 August 2026.
Where they differ
Only the attributes on which Cledara and Yooz actually diverge.
Identical on both: free tier (No), user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Cledara
- Virtual card per subscription
- Cancel by card
- Application inventory
- Invoice collection
- Accounting export
- Spend optimisation module
- IT management and compliance modules
Only in Yooz
- Invoice capture
- Automatic coding
- Purchase order matching
- Fraud and duplicate detection
- Payment initiation
- Unlimited users
- E-invoicing readiness
Both cover
- Approval workflow
What people use each for
The jobs each tool is most often brought in to do.
Cledara
- A finance team that cannot say what software the company pays for because everything is on three people's company cardsnot Yooz
- A company that keeps paying for tools nobody uses and cannot get the vendor to process a cancellationnot Yooz
- A startup wanting approval on new software purchases before the first charge rather than at the auditnot Yooz
- A finance function that spends days each month chasing SaaS invoices for the accountantnot Yooz
Yooz
- A finance team with thirty occasional approvers that cannot justify per-seat AP automationnot Cledara
- An accounting practice processing invoices on behalf of many client companiesnot Cledara
- A French or European business preparing for mandatory electronic invoicing without buying an enterprise platformnot Cledara
- A company losing early payment discounts because paper invoices sit in someone's tray for two weeksnot Cledara
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Cledara
- Control only extends to subscriptions paid on a Cledara card, so anything billed by invoice, bank transfer or a legacy company card is invisible to the system and undermines the inventory it promises.
- Tier limits are set by number of applications rather than headcount, and twenty applications on the Basic plan is fewer than most companies of fifty actually run, so buyers often land on a higher tier than the entry price suggests.
- The modules that turn it from a payment layer into a management platform, spend optimisation, IT management and compliance, are each priced at £150 to £200 a month, comparable to the base plan itself.
- Usage data is inferred from payment and integration signals rather than deep application telemetry, so its judgement of whether a tool is underused is weaker than a discovery product built on single sign-on and API usage.
- It is a card issuer as well as a software vendor, which adds financial counterparty considerations and means a change in its banking arrangements would affect how the company pays every one of its suppliers.
Yooz
- It is accounts payable only, with no requisitioning, sourcing or contract management, so procurement control has to come from somewhere else.
- Pricing is published only as a starting point and the real number depends on invoice volume and connector requirements, so the advertised figure understates what most buyers pay.
- Country compliance depth is strongest in France and francophone Europe; buyers needing many national e-invoicing mandates at once are better served by a vendor built for that.
- Extraction accuracy on unusual supplier layouts still requires human correction, and the learning improves only with volume, so small-volume users see less benefit from the automation they are paying for.
- ERP connectors vary in depth between accounting systems, and a shallow connector turns the promised straight-through posting into a periodic file export that someone has to run.
Pricing, plan by plan
Cledara
£100/month- Basic$100/month
- Up to 20 software applications
- Virtual card per subscription
- Application inventory and approvals
- Premium$undefined/month
- Up to 75 software applications
- Typically 51 to 150 staff
- 1% cashback in the first year, capped at the subscription cost
- Pro$undefined/month
- For organisations above roughly 150 staff
- Scoped individually
- 1% cashback in the first year, capped at plan cost
- Add-on modules$200/month
- Spend Optimization £200 a month or £1,500 a year
- IT Management £150 a month or £1,500 a year
- Software Compliance £150 a month or £1,500 a year
Yooz
$199/month- Entry$199/month
- Unlimited users
- Invoice capture, coding and approval workflow
- Volume allowance applies
- Volume tiers$undefined/month
- Priced by monthly invoice volume
- European mid-market typically €300 to €600 a month at 200 to 500 invoices
- Purchase order matching and fraud detection
Which should you pick?
Choose Yooz if
- You need invoice capture.
- You work on Web, iOS, Android.
- You also want automatic coding.
Questions people ask
- Is Cledara or Yooz better?
- Neither clearly leads. Cledara starts at £100/month and Yooz at $199/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Cledara or Yooz?
- Cledara starts at £100/month and Yooz at $199/month.
- Does Cledara or Yooz run on more platforms?
- Cledara runs on Web. Yooz runs on Web, iOS, Android.
- What is Cledara best used for?
- Cledara is most often used for a finance team that cannot say what software the company pays for because everything is on three people's company cards, a company that keeps paying for tools nobody uses and cannot get the vendor to process a cancellation, a startup wanting approval on new software purchases before the first charge rather than at the audit, a finance function that spends days each month chasing saas invoices for the accountant. Of those, a finance team that cannot say what software the company pays for because everything is on three people's company cards and a company that keeps paying for tools nobody uses and cannot get the vendor to process a cancellation are not what Yooz is typically brought in for.
- What can Cledara do that Yooz cannot?
- Cledara covers Virtual card per subscription, Cancel by card, Application inventory, Invoice collection. Yooz covers Invoice capture, Automatic coding, Purchase order matching, Fraud and duplicate detection. Both handle Approval workflow.
Answered from the vendors’ own pages
Cledara: What does it cost?
Basic is £100 a month for up to 20 applications, with Premium covering up to 75 and Pro above that. Add-on modules are £150 to £200 a month each, and annual payment saves 16%.
Yooz: How is it priced?
On monthly invoice volume, with unlimited users included. Entry pricing is around $199 a month, and European mid-market deployments commonly land at €300 to €600.
Cledara: Does it find software we did not tell it about?
Only what passes through its cards or connected integrations. Subscriptions paid by invoice or another card stay hidden, which is the main limitation of the model.
Yooz: Are there per-user charges?
No, and that is its main commercial advantage over competitors that meter approvers.
Cledara: How does cancelling work?
You cancel the virtual card for that subscription, which stops the payment. It does not remove your contractual obligation, so check notice periods.
Yooz: Does it do procurement as well?
No. It automates accounts payable. Requisitions, sourcing and contracts need a separate system.
Cledara: Is the application limit by users or by tools?
By tools. Twenty on Basic, seventy-five on Premium. Count your actual subscriptions before assuming the entry price applies to you.
Yooz: Is it ready for European e-invoicing mandates?
Yes for France and francophone Europe in particular. For a wide multi-country mandate footprint, compare against a vendor built for that specific problem.
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