Accounting · pricing
Spendbase pricing
Spendbase publishes 2 tiers. Below is each one, what it adds over the tier beneath it, and where the ladder stops being worth climbing for most people.
As of 31 August 2026, Spendbase pricing is free across 2 published tiers. Figures are the vendor's list prices as recorded on this page's last check; the vendor's site is the final word.
- Entry price
- Free
- Model
- Free card tier, plus a share of savings on the managed plan
- Tiers
- 2
- Free tier
- Yes
Spendbase plans, side by side
Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.
| Plan | Price | Features listed | Step up from the tier below |
|---|---|---|---|
| Digital banking | Free | 5 | Entry tier |
| Spend management | On request | 5 | Priced on request |
What each tier adds
The set difference between each tier's feature list and the one beneath it. Where a tier lists nothing new, the vendor has either stopped repeating the inherited list or the tier raises limits rather than adding capability, the record does not distinguish the two, so this page does not either.
Digital banking
FreeThe entry tier. It covers no monthly fee per user, up to 100 virtual cards, eur and gbp account details, 0.5 percent cashback, 1 percent fx rate on international transfers.
Spend management
On requestOver Digital banking, this tier adds:
- Everything in the free tier
- Reported share of roughly 25 percent of savings achieved
- 200 percent return guarantee against a deposit
- Azure credits up to 250,000 USD
- 0.75 to 1.25 percent cashback
Where Spendbase stops being free
Digital banking, Free
- No monthly fee per user
- Up to 100 virtual cards
- EUR and GBP account details
- 0.5 percent cashback
- 1 percent FX rate on international transfers
No paid tier on record
Spendbase lists a free tier and no priced tier above it in the record we hold.
What the product covers
The full Spendbase feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.
Other
- Subscription visibility
- Discount marketplace
- Virtual cards
- Cashback
- Renewal management
- Savings-share billing
People bring Spendbase in for a startup with no procurement function that wants renewal dates and subscription owners in one place, a company with heavy azure or cloud spend that can use pre-negotiated credit allocations, issuing virtual cards per subscription so a forgotten trial cannot renew silently, a finance lead who wants software cost reduction without hiring anyone to do it. If that is not the job you are buying for, the alternatives to Spendbase are worth a look before you commit to a tier.
How that compares in Accounting
Too few accounting tools in this directory publish a starting price to quote a meaningful median, so the table below is a like-for-like list rather than a ranking.
| Tool | Entry price | Model | Rated | Head to head |
|---|---|---|---|---|
| Spendbase (this page) | Free | Free card tier, plus a share of savings on the managed plan | - | |
| Rydoo | $10/month | Per user per month | - | vs Spendbase |
| Happay | On request | quote | - | vs Spendbase |
| Moss | On request | quote | - | vs Spendbase |
| Mesh Payments | Free, then $13/month | Per user per month | - | vs Spendbase |
| Medius Expense | On request | quote | - | vs Spendbase |
| Ottimate | On request | quote | - | vs Spendbase |
Ratings are aggregated from third-party sources and imported with each catalogue entry, they are not reviews hosted on Softwr. How each figure is used is set out on the Spendbase badges page.
Before you pay for Spendbase
Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.
What it can tell you is the shape of the ladder: 2 tiers between Free and On request, with the jump itemised above. Because there is a free tier, the cheapest way to answer the rest is to use it before paying anything.
Spendbase runs on web, and is published by Spendbase of Lewes, Delaware, United States. The full record is on the Spendbase review, and the rest of the category is under best accounting tools.
Spendbase pricing questions
- How much does Spendbase cost?
- Spendbase publishes 2 tiers, from Free for Digital banking up to On request for Spend management. The entry tier costs nothing.
- Does Spendbase have a free plan?
- Yes. The Digital banking tier costs nothing and covers no monthly fee per user, up to 100 virtual cards, eur and gbp account details.
- What is the difference between Digital banking and Spend management on Spendbase?
- Spend management costs On request against Free, and adds everything in the free tier, reported share of roughly 25 percent of savings achieved, 200 percent return guarantee against a deposit, azure credits up to 250,000 usd.
- Which accounting tools can I use without paying?
- 1 of the 8 accounting tools listed alongside Spendbase have a free tier: Mesh Payments.
- What am I actually paying for with Spendbase?
- The record lists 6 features across 1 area: other. In practice it is brought in for a startup with no procurement function that wants renewal dates and subscription owners in one place, a company with heavy azure or cloud spend that can use pre-negotiated credit allocations, issuing virtual cards per subscription so a forgotten trial cannot renew silently.
- Does Spendbase charge per user?
- The record carries a price and a billing period for each of its 2 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
- Are these Spendbase prices current?
- They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
- What should I compare Spendbase against before paying?
- The closest accounting tools in this directory are Rydoo, Happay, Moss, Mesh Payments. Each has a side-by-side comparison with Spendbase covering price, platforms and features.