Is sevdesk or Spendbase better?

Neither clearly leads. sevdesk starts at Free and Spendbase at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, sevdesk or Spendbase?

sevdesk starts at Free and Spendbase at Free.

Does sevdesk or Spendbase run on more platforms?

Both run on Web, so platform support will not decide this one for you.

Can I use sevdesk for free?

Both have a free tier, so you can try either at no cost before committing.

What is sevdesk best used for?

sevdesk is most often used for scanning receipts via mobile app and matching to transactions, creating vat advance returns and filing with tax authorities, generating xrechnung format invoices mandatory for b2b by 2025, recording bank transactions automatically across 4000+ supported banks. Of those, scanning receipts via mobile app and matching to transactions and creating vat advance returns and filing with tax authorities are not what Spendbase is typically brought in for.

What can sevdesk do that Spendbase cannot?

Spendbase covers Subscription visibility, Discount marketplace, Virtual cards, Cashback.

Accounting · head to head

sevdesk vs Spendbase

sevdesk

Accounting

German accounting and invoicing software for small businesses and freelancers

From: Free
Rated: -

Full review Website

Spendbase

Accounting

SaaS and cloud spend management that charges a share of the savings it finds rather than a licence

From: Free
Rated: -

Full review Website

The short version

Each has a real cost: sevdesk the free Kostenlos plan caps invoices and e-invoices at just 3 per month, forcing an upgrade to the Rechnung plan for unlimited invoicing; Spendbase charging a share of savings gives the vendor an interest in defining savings generously, and the customer cannot verify a counterfactual price it never saw.
Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which sevdesk and Spendbase actually diverge.

Attributes where sevdesk and Spendbase differ
Attribute	sevdesk	Spendbase
Pricing model	freemium	Free card tier, plus a share of savings on the managed plan

Identical on both: starting price (Free), free tier (Yes), platforms (Web), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in sevdesk

Nothing recorded that Spendbase does not also cover.

Only in Spendbase

Subscription visibility
Discount marketplace
Virtual cards
Cashback
Renewal management
Savings-share billing

What people use each for

The jobs each tool is most often brought in to do.

sevdesk

Scanning receipts via mobile app and matching to transactionsnot Spendbase
Creating VAT advance returns and filing with tax authoritiesnot Spendbase
Generating XRechnung format invoices mandatory for B2B by 2025not Spendbase
Recording bank transactions automatically across 4000+ supported banksnot Spendbase
Managing unlimited invoices with automatic sales tax calculationsnot Spendbase

Spendbase

A startup with no procurement function that wants renewal dates and subscription owners in one placenot sevdesk
A company with heavy Azure or cloud spend that can use pre-negotiated credit allocationsnot sevdesk
Issuing virtual cards per subscription so a forgotten trial cannot renew silentlynot sevdesk
A finance lead who wants software cost reduction without hiring anyone to do itnot sevdesk

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

sevdesk

The free Kostenlos plan caps invoices and e-invoices at just 3 per month, forcing an upgrade to the Rechnung plan for unlimited invoicing
API access and cost center tracking are reserved for the top Buchhaltung Pro tier at EUR 13.95 to EUR 34.90/month depending on commitment length, not included in the mid-tier Buchhaltung plan

Spendbase

Charging a share of savings gives the vendor an interest in defining savings generously, and the customer cannot verify a counterfactual price it never saw.
The savings share is reported at around 25 percent but is not published on the pricing page, so the actual commercial terms only appear in a contract.
Spendbase is both a banking provider and your software negotiator, so a company using both concentrates operating cash and vendor relationships in one small, young company.
Banking is delivered through partners rather than held directly, meaning deposit protection and service continuity depend on those partners rather than on Spendbase.
It is scoped for startups and small companies, so organisations needing approval workflows, purchase orders or ERP integration will find it thin against a real procurement platform.

Pricing, plan by plan

sevdesk

Free

FreeFree
- Permanently free with no credit card required
- Up to 3 invoices/e-invoices monthly
- Unlimited contact creation
Rechnung (Invoice Plan)$11.9/month
- Regular: €11.90/month, discounted to €4.45/month on 24-month term
- Unlimited invoices, offers, e-invoices, and payment reminders
Buchhaltung (Accounting Plan)$25.9/month
- Recommended plan
- Regular: €25.90/month, discounted to €9.95/month on 24-month term
- Bookkeeping features, AI-powered receipt capture, tax filing
Buchhaltung Pro (Accounting Pro)$34.9/month
- Regular: €34.90/month, discounted to €13.95/month on 24-month term
- Cost center analysis, REST-API access, business financial analysis (BWA)

Spendbase

Free

Digital bankingFree
- No monthly fee per user
- Up to 100 virtual cards
- EUR and GBP account details
Spend management$undefined/year
- Everything in the free tier
- Reported share of roughly 25 percent of savings achieved
- 200 percent return guarantee against a deposit

Which should you pick?

Choose sevdesk if

You want to start without paying.

sevdesk review

Choose Spendbase if

You need subscription visibility.
You want to start without paying.
You also want discount marketplace.

Spendbase review

Questions people ask

Is sevdesk or Spendbase better?: Neither clearly leads. sevdesk starts at Free and Spendbase at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, sevdesk or Spendbase?: sevdesk starts at Free and Spendbase at Free.
Does sevdesk or Spendbase run on more platforms?: Both run on Web, so platform support will not decide this one for you.
Can I use sevdesk for free?: Both have a free tier, so you can try either at no cost before committing.
What is sevdesk best used for?: sevdesk is most often used for scanning receipts via mobile app and matching to transactions, creating vat advance returns and filing with tax authorities, generating xrechnung format invoices mandatory for b2b by 2025, recording bank transactions automatically across 4000+ supported banks. Of those, scanning receipts via mobile app and matching to transactions and creating vat advance returns and filing with tax authorities are not what Spendbase is typically brought in for.
What can sevdesk do that Spendbase cannot?: Spendbase covers Subscription visibility, Discount marketplace, Virtual cards, Cashback.

Answered from the vendors’ own pages

sevdesk: How much does sevdesk cost?

sevdesk offers a free plan and three paid tiers. Invoice Plan starts at €11.90/month (€4.45/month on 24-month), Accounting Plan at €25.90/month (€9.95/month on 24-month), and Accounting Pro at €34.90/month (€13.95/month on 24-month).

Source

Spendbase: Is Spendbase free?

The card and banking tier is genuinely free with no per-user fee. The spend management service is paid from a share of the savings it finds, reported at around 25 percent.

sevdesk: What is included in sevdesk's free plan?

The free plan allows creation of up to 3 invoices/e-invoices monthly, unlimited contact creation, and access to support materials. No credit card is required.

Source

Spendbase: How is a saving calculated?

The methodology is not published. Agree the baseline, the measurement period and what counts as a saving in writing before signing.

sevdesk: What add-ons are available for sevdesk?

sevdesk offers optional add-ons priced €3.90-€19.90/month including premium layouts, additional users, inventory management, and time tracking. Premium services such as setup consultations start at €24.90.

Source

Spendbase: Does Spendbase hold my money?

Banking is provided through regulated partners including Moorwand in the UK and EEA and Sutton Bank in the US, with Mastercard issuing the cards.

sevdesk: Does sevdesk offer a promotional discount?

Yes, sevdesk advertises up to 50% discount through a time-limited Black Cyber Deal offering 60% off all plans. Additionally, all paid plans include 24-month term options with significant savings (up to 62% discount).

Source

Spendbase: Is it suitable for an enterprise?

No. There are no purchase orders, approval hierarchies or ERP integration; it is built for startups.

sevdesk vs Spendbase

sevdesk

Spendbase

The short version

Where they differ

What each one covers

Only in sevdesk

Only in Spendbase

What people use each for

sevdesk

Spendbase

Where each one falls short

sevdesk

Spendbase

Pricing, plan by plan

sevdesk

Spendbase

Which should you pick?

Choose sevdesk if

Choose Spendbase if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on sevdesk

More on Spendbase

Keep looking

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