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Accounting · head to head

sevdesk vs Spendesk

sevdesk logo

sevdesk

Accounting

German accounting and invoicing software for small businesses and freelancers

From
Free
Rated
-
Full reviewWebsite
Spendesk logo

Spendesk

Accounting

Smart spend management for modern teams

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Only sevdesk has a free tier, so it costs nothing to try first.
  • Each has a real cost: sevdesk the free Kostenlos plan caps invoices and e-invoices at just 3 per month, forcing an upgrade to the Rechnung plan for unlimited invoicing; Spendesk no publicly available pricing, requires custom quote
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which sevdesk and Spendesk actually diverge.

Attributes where sevdesk and Spendesk differ
AttributesevdeskSpendesk
Starting priceFree$29/month
Pricing modelfreemiumsubscription
Free tierYesNo
PlatformsWebWeb, Mobile iOS, Mobile Android
FoundedUnknown2016

Identical on both: user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in sevdesk

Nothing recorded that Spendesk does not also cover.

Only in Spendesk

  • Company cards
  • Expense management
  • Invoice payments
  • Budget management
  • Spend analytics
  • Xero
  • Sage
  • NetSuite

What people use each for

The jobs each tool is most often brought in to do.

sevdesk

  • Scanning receipts via mobile app and matching to transactionsnot Spendesk
  • Creating VAT advance returns and filing with tax authoritiesnot Spendesk
  • Generating XRechnung format invoices mandatory for B2B by 2025not Spendesk
  • Recording bank transactions automatically across 4000+ supported banksnot Spendesk
  • Managing unlimited invoices with automatic sales tax calculationsnot Spendesk

Spendesk

  • Expense managementnot sevdesk
  • Spend controlnot sevdesk
  • Finance automationnot sevdesk

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

sevdesk

  • The free Kostenlos plan caps invoices and e-invoices at just 3 per month, forcing an upgrade to the Rechnung plan for unlimited invoicing
  • API access and cost center tracking are reserved for the top Buchhaltung Pro tier at EUR 13.95 to EUR 34.90/month depending on commitment length, not included in the mid-tier Buchhaltung plan

Spendesk

  • No publicly available pricing, requires custom quote
  • Strong European presence but limited in some non-EU markets
  • High implementation costs due to extensive integration requirements

Pricing, plan by plan

sevdesk

Free
  • FreeFree
    • Permanently free with no credit card required
    • Up to 3 invoices/e-invoices monthly
    • Unlimited contact creation
  • Rechnung (Invoice Plan)$11.9/month
    • Regular: €11.90/month, discounted to €4.45/month on 24-month term
    • Unlimited invoices, offers, e-invoices, and payment reminders
  • Buchhaltung (Accounting Plan)$25.9/month
    • Recommended plan
    • Regular: €25.90/month, discounted to €9.95/month on 24-month term
    • Bookkeeping features, AI-powered receipt capture, tax filing
  • Buchhaltung Pro (Accounting Pro)$34.9/month
    • Regular: €34.90/month, discounted to €13.95/month on 24-month term
    • Cost center analysis, REST-API access, business financial analysis (BWA)

Spendesk

$29/month
  • EssentialsFree
    • Virtual cards
    • Expense tracking
    • Approvals

Which should you pick?

Choose sevdesk if

  • You want to start without paying.
sevdesk review

Choose Spendesk if

  • You need company cards.
  • You work on Web, Mobile iOS, Mobile Android.
  • You also want expense management.
Spendesk review

Questions people ask

Is sevdesk or Spendesk better?
Neither clearly leads. sevdesk starts at Free and Spendesk at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, sevdesk or Spendesk?
sevdesk has a free tier; the other does not. Paid plans start at Free for sevdesk and $29/month for Spendesk.
Does sevdesk or Spendesk run on more platforms?
sevdesk runs on Web. Spendesk runs on Web, Mobile iOS, Mobile Android.
Can I use sevdesk for free?
Yes. sevdesk has a free tier, so you can try it without paying. Spendesk starts at $29/month.
What is sevdesk best used for?
sevdesk is most often used for scanning receipts via mobile app and matching to transactions, creating vat advance returns and filing with tax authorities, generating xrechnung format invoices mandatory for b2b by 2025, recording bank transactions automatically across 4000+ supported banks. Of those, scanning receipts via mobile app and matching to transactions and creating vat advance returns and filing with tax authorities are not what Spendesk is typically brought in for.
What can sevdesk do that Spendesk cannot?
Spendesk covers Company cards, Expense management, Invoice payments, Budget management.

Answered from the vendors’ own pages

sevdesk: How much does sevdesk cost?

sevdesk offers a free plan and three paid tiers. Invoice Plan starts at €11.90/month (€4.45/month on 24-month), Accounting Plan at €25.90/month (€9.95/month on 24-month), and Accounting Pro at €34.90/month (€13.95/month on 24-month).

Source
Spendesk: What is included in Spendesk's platform?

Spendesk combines corporate cards, a mobile receipts app, approval workflows, automated reconciliation, accounts payable, procurement, and spend controls into one platform.

Source
sevdesk: What is included in sevdesk's free plan?

The free plan allows creation of up to 3 invoices/e-invoices monthly, unlimited contact creation, and access to support materials. No credit card is required.

Source
Spendesk: How does Spendesk handle expense receipts?

Spendesk captures receipts via mobile photo upload with OCR technology, automatically matching receipts to transactions and generating automated expense reports with 98% of expense receipts collected on time.

Source
sevdesk: What add-ons are available for sevdesk?

sevdesk offers optional add-ons priced €3.90-€19.90/month including premium layouts, additional users, inventory management, and time tracking. Premium services such as setup consultations start at €24.90.

Source
Spendesk: What integrations does Spendesk offer?

Spendesk integrates with accounting software including Sage, Xero, NetSuite, and SAP, plus HR systems and tools like Slack for comprehensive spend management.

Source
sevdesk: Does sevdesk offer a promotional discount?

Yes, sevdesk advertises up to 50% discount through a time-limited Black Cyber Deal offering 60% off all plans. Additionally, all paid plans include 24-month term options with significant savings (up to 62% discount).

Source
Spendesk: Is Spendesk profitable?

Yes. Spendesk became the first spend management platform to reach profitability in 2025, processing over £10 billion in spend across 35+ countries.

Source
Spendesk: What is Spendesk's valuation?

Spendesk is a unicorn company with a valuation of $1.5 billion, with 2025 revenue of $52 million ARR.

Source
Spendesk: How much time can Spendesk save on bookkeeping?

Organizations using Spendesk save an average of 4 days per month on bookkeeping, equivalent to over 380 hours per year returned to the business.

Source
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