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Accounting · head to head

Dinero vs sevdesk

Dinero logo

Dinero

Accounting

Danish accounting software for small businesses and self-employed

From
Free
Rated
-
Full reviewWebsite
sevdesk logo

sevdesk

Accounting

German accounting and invoicing software for small businesses and freelancers

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Dinero free tier only for turnover under 100,000 DKK annually; sevdesk the free Kostenlos plan caps invoices and e-invoices at just 3 per month, forcing an upgrade to the Rechnung plan for unlimited invoicing
  • Prices and features above were last checked on 29 August 2026.

Where they differ

Only the attributes on which Dinero and sevdesk actually diverge.

Attributes where Dinero and sevdesk differ
AttributeDinerosevdesk

Identical on both: starting price (Free), pricing model (freemium), free tier (Yes), platforms (Web), user rating (Not yet rated), category (Accounting).

What people use each for

The jobs each tool is most often brought in to do.

Dinero

  • Small business accountingnot sevdesk

sevdesk

  • Scanning receipts via mobile app and matching to transactionsnot Dinero
  • Creating VAT advance returns and filing with tax authoritiesnot Dinero
  • Generating XRechnung format invoices mandatory for B2B by 2025not Dinero
  • Recording bank transactions automatically across 4000+ supported banksnot Dinero
  • Managing unlimited invoices with automatic sales tax calculationsnot Dinero

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Dinero

  • Free tier only for turnover under 100,000 DKK annually
  • Monthly billing costs 52 DKK more than annual on Starter+

sevdesk

  • The free Kostenlos plan caps invoices and e-invoices at just 3 per month, forcing an upgrade to the Rechnung plan for unlimited invoicing
  • API access and cost center tracking are reserved for the top Buchhaltung Pro tier at EUR 13.95 to EUR 34.90/month depending on commitment length, not included in the mid-tier Buchhaltung plan

Pricing, plan by plan

Dinero

Free
  • StarterFree
    • For businesses with turnover under 100,000 DKK annually
    • Basic accounting functions
    • Limited advisor guidance
  • Starter+$245/month
    • Unlimited turnover
    • Ad-free invoices
    • 297 DKK if monthly billing
  • Pro$345/month
    • Automatic booking suggestions
    • Full bookkeeping support 8-22 daily
    • 24/7 AI support
  • Total$545/month
    • Annual financial statements included
    • Prioritized chat support
    • Unlimited risk and credit assessments

sevdesk

Free
  • FreeFree
    • Permanently free with no credit card required
    • Up to 3 invoices/e-invoices monthly
    • Unlimited contact creation
  • Rechnung (Invoice Plan)$11.9/month
    • Regular: €11.90/month, discounted to €4.45/month on 24-month term
    • Unlimited invoices, offers, e-invoices, and payment reminders
  • Buchhaltung (Accounting Plan)$25.9/month
    • Recommended plan
    • Regular: €25.90/month, discounted to €9.95/month on 24-month term
    • Bookkeeping features, AI-powered receipt capture, tax filing
  • Buchhaltung Pro (Accounting Pro)$34.9/month
    • Regular: €34.90/month, discounted to €13.95/month on 24-month term
    • Cost center analysis, REST-API access, business financial analysis (BWA)

Which should you pick?

Choose Dinero if

  • You want to start without paying.
Dinero review

Choose sevdesk if

  • You want to start without paying.
sevdesk review

Questions people ask

Is Dinero or sevdesk better?
Neither clearly leads. Dinero starts at Free and sevdesk at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Dinero or sevdesk?
Dinero starts at Free and sevdesk at Free.
Does Dinero or sevdesk run on more platforms?
Both run on Web, so platform support will not decide this one for you.
Can I use Dinero for free?
Both have a free tier, so you can try either at no cost before committing.
What is Dinero best used for?
Dinero is most often used for small business accounting. Of those, small business accounting is not what sevdesk is typically brought in for.

Answered from the vendors’ own pages

Dinero: How much does Dinero cost?

Dinero offers a free Starter plan for businesses under 100,000 DKK annual turnover. Starter+ is 245 DKK/month (yearly) or 297 DKK/month (monthly billing). Pro is 345 DKK/month, and Total is 545 DKK/month.

Source
sevdesk: How much does sevdesk cost?

sevdesk offers a free plan and three paid tiers. Invoice Plan starts at €11.90/month (€4.45/month on 24-month), Accounting Plan at €25.90/month (€9.95/month on 24-month), and Accounting Pro at €34.90/month (€13.95/month on 24-month).

Source
Dinero: Is Dinero free?

Yes, Dinero offers a free Starter plan for businesses with annual turnover under 100,000 DKK, including basic accounting and limited advisor guidance.

Source
sevdesk: What is included in sevdesk's free plan?

The free plan allows creation of up to 3 invoices/e-invoices monthly, unlimited contact creation, and access to support materials. No credit card is required.

Source
Dinero: What discount does Dinero offer for multiple businesses?

A 33% discount applies when managing multiple businesses with Pro or Total subscriptions.

Source
sevdesk: What add-ons are available for sevdesk?

sevdesk offers optional add-ons priced €3.90-€19.90/month including premium layouts, additional users, inventory management, and time tracking. Premium services such as setup consultations start at €24.90.

Source
sevdesk: Does sevdesk offer a promotional discount?

Yes, sevdesk advertises up to 50% discount through a time-limited Black Cyber Deal offering 60% off all plans. Additionally, all paid plans include 24-month term options with significant savings (up to 62% discount).

Source
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