Proposals · head to head
Cone vs Moxie

Cone
Proposals
Proposal to payment software for accounting and bookkeeping firms, with engagement letters and direct debit
- From
- On request
- Rated
- -

Moxie
Proposals
Freelance business management with proposals, contracts, time tracking and invoicing in one subscription
- From
- On request
- Rated
- -
The short version
- Each has a real cost: Cone the product is shaped around accountancy engagements, so a freelancer or agency outside professional services pays for engagement letter and compliance features they will never open.; Moxie each module is weaker than the specialist product it replaces, so a freelancer with a demanding requirement in any one area will find the bundled version limiting.
- They diverge on capability: Cone covers Engagement letters, Moxie covers Proposals with e signature.
- Prices and features above were last checked on 31 August 2026.
Where they differ
Only the attributes on which Cone and Moxie actually diverge.
Identical on both: starting price (On request), pricing model (quote), free tier (No), user rating (Not yet rated), category (Proposals).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Cone
- Engagement letters
- Electronic signature
- Recurring billing
- Direct debit collection
- Scope creep flagging
- Service line templates
- Client onboarding tasks
Only in Moxie
- Proposals with e signature
- Contracts
- Time tracking
- Invoicing and payments
- Client portal
- Project and task management
- Scheduling link
What people use each for
The jobs each tool is most often brought in to do.
Cone
- A bookkeeping practice moving clients from ad hoc invoicing onto signed recurring fee agreementsnot Moxie
- An accountancy firm that needs engagement letter wording attached to every proposal for compliance reasonsnot Moxie
- A practice losing revenue to out of scope work that is never billed because nobody notices itnot Moxie
- Standardising pricing across a firm so that partners stop quoting the same service at different ratesnot Moxie
Moxie
- A solo consultant replacing four separate subscriptions for proposals, contracts, time and invoicingnot Cone
- A freelancer who needs a signed contract and a deposit invoice to follow proposal acceptance automaticallynot Cone
- Retainer work where tracked hours must reconcile against a fixed monthly fee on the same invoicenot Cone
- A designer who wants one client portal for files, approvals and payment rather than email threadsnot Cone
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Cone
- The product is shaped around accountancy engagements, so a freelancer or agency outside professional services pays for engagement letter and compliance features they will never open.
- Recurring collection depends on which payment rails are supported in your country, and direct debit coverage varies enough that the headline benefit may not apply to your client base.
- Practice management integration is shallower than the incumbents, so client records often exist in two systems and have to be reconciled.
- Pricing is not published, which makes it hard to compare against a general proposal tool without entering a sales process first.
- As a younger vendor in a market that consolidates through acquisition, roadmap continuity carries more risk than choosing an established practice software supplier.
Moxie
- Each module is weaker than the specialist product it replaces, so a freelancer with a demanding requirement in any one area will find the bundled version limiting.
- The shared data model that makes the bundle convenient also makes leaving expensive, because proposals, time entries and invoices come out as one tangled export rather than as separable tools.
- It is designed around a solo operator, so adding subcontractors, splitting revenue or managing a small team runs into limits quickly.
- Client payments are processed through a third party gateway, so the card processing fee applies on top of the subscription and should be modelled into the true cost per invoice.
- A large amount of published review material still refers to the product as Hectic, which makes independent research harder and dates much of what is written about it.
Pricing, plan by plan
Cone
On request- Cone$undefined/year
- Proposals and engagement letters
- Electronic signature
- Recurring billing and direct debit mandates
Moxie
On request- Moxie$undefined/year
- Proposals, contracts and electronic signature
- Time tracking and invoicing
- Client portal
Which should you pick?
Choose Moxie if
- You need proposals with e signature.
- You work on Web, iOS, Android.
- You also want contracts.
Questions people ask
- Is Cone or Moxie better?
- Neither clearly leads. Cone starts at On request and Moxie at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Cone or Moxie?
- Cone starts at On request and Moxie at On request.
- Does Cone or Moxie run on more platforms?
- Cone runs on Web. Moxie runs on Web, iOS, Android.
- What is Cone best used for?
- Cone is most often used for a bookkeeping practice moving clients from ad hoc invoicing onto signed recurring fee agreements, an accountancy firm that needs engagement letter wording attached to every proposal for compliance reasons, a practice losing revenue to out of scope work that is never billed because nobody notices it, standardising pricing across a firm so that partners stop quoting the same service at different rates. Of those, a bookkeeping practice moving clients from ad hoc invoicing onto signed recurring fee agreements and an accountancy firm that needs engagement letter wording attached to every proposal for compliance reasons are not what Moxie is typically brought in for.
- What can Cone do that Moxie cannot?
- Cone covers Engagement letters, Electronic signature, Recurring billing, Direct debit collection. Moxie covers Proposals with e signature, Contracts, Time tracking, Invoicing and payments.
Answered from the vendors’ own pages
Cone: Is this only for accountants?
It is designed for accounting and bookkeeping firms. Other professional services firms use it, but general freelancers will find most of it irrelevant.
Moxie: Is Moxie the same product as Hectic?
Yes. It was renamed in 2022. Older reviews under the Hectic name describe the same software at an earlier stage.
Cone: Does it handle recurring fees?
Yes, and that is the main reason firms adopt it. Acceptance creates the fee schedule and the collection mandate together.
Moxie: Does it take a percentage of my invoices?
The payment processor takes its standard card fee. Model that separately from the subscription when comparing total cost.
Cone: How are payments collected?
Through supported card and direct debit providers, whose processing fees apply on top of the subscription.
Moxie: Can I use it with a team?
It is built for a solo operator. Subcontractors and multi person billing are handled awkwardly.
Cone: What is scope creep flagging?
It compares work performed against the scope agreed in the proposal and surfaces the difference so it can be billed rather than absorbed.
Moxie: Can I keep my accountant in the loop?
Yes, through the accounting integration, though most freelancers still reconcile manually at year end.
Cone: Is pricing published?
Not in a form that can be quoted reliably. Expect a sales conversation before you can compare it on cost.
Moxie: What is the exit path?
Exports exist, but the linked proposal, time and invoice data does not map cleanly onto separate replacement tools.
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