Softwr

Insurance · head to head

Metromile vs Policyholders

Metromile logo

Metromile

Insurance

Pay-per-mile car insurance

From
On request
Rated
-
Full reviewWebsite
P

Policyholders

Insurance

Insurance platform for brokers and agents

From
$99/month
Rated
-
Full reviewWebsite

The short version

  • They diverge on capability: Metromile covers Usage-based pricing, Policyholders covers Policy management.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Metromile and Policyholders actually diverge.

Attributes where Metromile and Policyholders differ
AttributeMetromilePolicyholders
Starting priceOn request$99/month
Pricing modelusage-basedsubscription
Founded20112010

Identical on both: free tier (No), platforms (Web, Ios, Android), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Metromile

  • Usage-based pricing
  • Per-mile tracking
  • Digital policy management
  • Safe driving rewards
  • Quick claims
  • Online support
  • Policy customization
  • Dashboard device

Only in Policyholders

  • Policy management
  • Client management
  • Commission tracking
  • Document storage
  • Task management
  • Calendar integration
  • Reporting and analytics
  • IVANS

Both cover

  • Mobile app
  • Mobile app
  • Cloud deployment
  • Web support
  • Ios support

What people use each for

The jobs each tool is most often brought in to do.

Metromile

  • Low-mileage drivingnot Policyholders

Policyholders

  • Policy administrationnot Metromile
  • Client managementnot Metromile
  • Commission trackingnot Metromile
  • Agency operationsnot Metromile

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Metromile

  • The Internet Archive's capture of Metromile's homepage on 2 January 2021 stated rates start at $29/month plus a few cents per mile driven, with all miles over 250 per day (150 in New Jersey) free of charge; example given was $29 base plus 450 miles at 6 cents equaling $56.

Policyholders

Nothing recorded yet. See the Policyholders review.

Pricing, plan by plan

Metromile

On request
  • Standard Coverage$undefined/month
    • Per-mile pricing
    • Base monthly fee
    • Liability coverage

Policyholders

$99/month
  • Starter$99/month
    • Policy management
    • Client tracking
    • Basic reporting
  • Professional$299/month
    • All Starter features
    • Commission tracking
    • Advanced analytics

Which should you pick?

Choose Metromile if

  • You need usage-based pricing.
  • You work on Web, Ios, Android.
  • You also want per-mile tracking.
Metromile review

Choose Policyholders if

  • You need policy management.
  • You work on Web, Ios, Android.
  • You also want client management.
Policyholders review

Questions people ask

Is Metromile or Policyholders better?
Neither clearly leads. Metromile starts at On request and Policyholders at $99/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Metromile or Policyholders?
Metromile starts at On request and Policyholders at $99/month.
Does Metromile or Policyholders run on more platforms?
Both run on Web, Ios, Android, so platform support will not decide this one for you.
What is Metromile best used for?
Metromile is most often used for low-mileage driving. Of those, low-mileage driving is not what Policyholders is typically brought in for.
What can Metromile do that Policyholders cannot?
Metromile covers Usage-based pricing, Per-mile tracking, Digital policy management, Safe driving rewards. Policyholders covers Policy management, Client management, Commission tracking, Document storage. Both handle Mobile app, Mobile app, Cloud deployment, Web support.
Share

Related pages

More on Metromile

More on Policyholders

Keep looking

Other head to heads