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Insurance · head to head

Metromile vs Splice Software

Metromile logo

Metromile

Insurance

Pay-per-mile car insurance

From
On request
Rated
-
Full reviewWebsite
Splice Software logo

Splice Software

Insurance

Digital transformation for insurance agents

From
$149/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Metromile the Internet Archive's capture of Metromile's homepage on 2 January 2021 stated rates start at $29/month plus a few cents per mile driven, with all miles over 250 per day (150 in New Jersey) free of charge; example given was $29 base plus 450 miles at 6 cents equaling $56.; Splice Software pricing is not published; the site says pricing fits your budget without stating any figure
  • They diverge on capability: Metromile covers Usage-based pricing, Splice Software covers Client portal.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Metromile and Splice Software actually diverge.

Attributes where Metromile and Splice Software differ
AttributeMetromileSplice Software
Starting priceOn request$149/month
Pricing modelusage-basedsubscription
Founded20112015

Identical on both: free tier (No), platforms (Web, Ios, Android), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Metromile

  • Usage-based pricing
  • Per-mile tracking
  • Digital policy management
  • Safe driving rewards
  • Quick claims
  • Online support
  • Policy customization
  • Dashboard device

Only in Splice Software

  • Client portal
  • Policy management
  • Document management
  • Communication tools
  • Task automation
  • Client engagement tracking
  • Analytics dashboard
  • Carrier APIs

Both cover

  • Mobile app
  • Mobile app
  • Data encryption
  • Cloud deployment
  • Web support
  • Ios support

What people use each for

The jobs each tool is most often brought in to do.

Metromile

  • Low-mileage drivingnot Splice Software

Splice Software

  • Automated outbound customer messaging across voice, text and emailnot Metromile
  • Personalised policy and renewal notifications for insurersnot Metromile
  • Opt-in and consent management for outbound contactnot Metromile
  • Automated surveys after a customer interactionnot Metromile

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Metromile

  • The Internet Archive's capture of Metromile's homepage on 2 January 2021 stated rates start at $29/month plus a few cents per mile driven, with all miles over 250 per day (150 in New Jersey) free of charge; example given was $29 base plus 450 miles at 6 cents equaling $56.

Splice Software

  • Pricing is not published; the site says pricing fits your budget without stating any figure
  • Sold mainly into insurance and regulated industries, and much of its value comes from integrations with systems like Duck Creek, Majesco and EZLynx

Pricing, plan by plan

Metromile

On request
  • Standard Coverage$undefined/month
    • Per-mile pricing
    • Base monthly fee
    • Liability coverage

Splice Software

$149/month
  • Core$149/month
    • Client portal
    • Policy management
    • Document sharing
  • Professional$349/month
    • All Core features
    • Advanced analytics
    • Carrier integrations

Which should you pick?

Choose Metromile if

  • You need usage-based pricing.
  • You work on Web, Ios, Android.
  • You also want per-mile tracking.
Metromile review

Choose Splice Software if

  • You need client portal.
  • You work on Web, Ios, Android.
  • You also want policy management.
Splice Software review

Questions people ask

Is Metromile or Splice Software better?
Neither clearly leads. Metromile starts at On request and Splice Software at $149/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Metromile or Splice Software?
Metromile starts at On request and Splice Software at $149/month.
Does Metromile or Splice Software run on more platforms?
Both run on Web, Ios, Android, so platform support will not decide this one for you.
What is Metromile best used for?
Metromile is most often used for low-mileage driving. Of those, low-mileage driving is not what Splice Software is typically brought in for.
What can Metromile do that Splice Software cannot?
Metromile covers Usage-based pricing, Per-mile tracking, Digital policy management, Safe driving rewards. Splice Software covers Client portal, Policy management, Document management, Communication tools. Both handle Mobile app, Mobile app, Data encryption, Cloud deployment.

Answered from the vendors’ own pages

Splice Software: How much does Splice Software cost?

Splice Software does not publish specific pricing rates online. The website states 'Pricing that fits your budget,' but directs customers to request a custom demo or contact the company directly to discuss pricing based on their individual needs.

Source
Splice Software: What is Splice Software's pricing model?

Pricing is customized per customer. Interested users must sign in to the application portal, request a demo, or contact Splice directly to receive a quote tailored to their specific requirements.

Source
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