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Accounting · head to head

insightsoftware vs Soldo

insightsoftware logo

insightsoftware

Accounting

A private-equity roll-up of financial reporting and EPM tools for the office of the CFO

From
On request
Rated
-
Full reviewWebsite
Soldo logo

Soldo

Accounting

Prepaid company card and spend control platform for European businesses

From
£21/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: insightsoftware you are buying one acquired product rather than a platform, and its roadmap depends on portfolio strategy decisions made after your contract is signed.; Soldo cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
  • They diverge on capability: insightsoftware covers Excel-native reporting, Soldo covers Prepaid company cards.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which insightsoftware and Soldo actually diverge.

Attributes where insightsoftware and Soldo differ
AttributeinsightsoftwareSoldo
Starting priceOn request£21/month
Pricing modelquotePer user per month
PlatformsWeb, WindowsWeb, iOS, Android

Identical on both: free tier (No), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in insightsoftware

  • Excel-native reporting
  • ERP connectors
  • Financial close and consolidation
  • Budgeting and planning
  • Embedded analytics
  • Lease and equity management

Only in Soldo

  • Prepaid company cards
  • Card-level budgets
  • Receipt capture
  • Accounting export
  • Multi-currency wallets
  • Approval workflows

What people use each for

The jobs each tool is most often brought in to do.

insightsoftware

  • A Dynamics or NetSuite finance team that needs live ERP data in Excel without an IT-built data warehousenot Soldo
  • Month-end close reporting where the current process is exporting to Excel and manually rekeying figuresnot Soldo
  • Statutory consolidation and disclosure management across several legal entities and currenciesnot Soldo
  • A software vendor embedding dashboards into its own application using Logi Analyticsnot Soldo

Soldo

  • A construction firm giving site managers fuel and materials cards with hard per-card limitsnot insightsoftware
  • A marketing team issuing virtual cards per subscription so a cancelled tool cannot keep billingnot insightsoftware
  • A UK company that cannot get approved for a credit-based corporate card programmenot insightsoftware
  • A multi-entity European business needing EUR and GBP wallets without conversion on every purchasenot insightsoftware

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

insightsoftware

  • You are buying one acquired product rather than a platform, and its roadmap depends on portfolio strategy decisions made after your contract is signed.
  • The acquisition pace, roughly twenty-five companies, has produced overlapping products in the same category, and customers of the loser in an internal overlap face a migration they did not plan.
  • Renewal price increases are a recurring complaint across the portfolio, which is a normal consequence of private-equity ownership and should be negotiated into the initial contract rather than discovered later.
  • Support quality varies sharply by product depending on how recently it was acquired and how integrated the support organisation is, so reference checks need to be product-specific rather than vendor-level.
  • Nothing is priced publicly, and because each product is priced separately a finance stack assembled from three insightsoftware products can cost far more than the platform framing implies.

Soldo

  • Cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
  • The plan fee covers only three users, and per-user charges plus physical card fees mean the real monthly cost is several times the advertised headline for a team of twenty.
  • It does not extend credit, so it gives no working capital benefit and no card rewards of the kind US charge card issuers use to offset their cost.
  • Sole traders and some business types are not accepted, which catches out small consultancies expecting to sign up online.
  • Coverage is European; a company with US or Asian subsidiaries will need a second card programme and a second expense workflow for them.

Pricing, plan by plan

insightsoftware

On request
  • insightsoftware products$undefined/year
    • Priced per product, not as one platform
    • Annual subscription or perpetual licence depending on the product
    • Named user and server-based metrics vary by product

Soldo

£21/month
  • Standard$21/month
    • Three users included
    • Around £7 per additional user per month
    • Physical card issuance fee around £5, virtual around £1
  • Plus$33/month
    • Three users included
    • Around £11 per additional user per month
    • Advanced approval and multi-currency features
  • Enterprise$undefined/month
    • Quoted pricing
    • Custom card volumes and entity structures
    • Dedicated account management

Which should you pick?

Choose insightsoftware if

  • You need excel-native reporting.
  • You work on Web, Windows.
  • You also want erp connectors.
insightsoftware review

Choose Soldo if

  • You need prepaid company cards.
  • You work on Web, iOS, Android.
  • You also want card-level budgets.
Soldo review

Questions people ask

Is insightsoftware or Soldo better?
Neither clearly leads. insightsoftware starts at On request and Soldo at £21/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, insightsoftware or Soldo?
insightsoftware starts at On request and Soldo at £21/month.
Does insightsoftware or Soldo run on more platforms?
insightsoftware runs on Web, Windows. Soldo runs on Web, iOS, Android.
What is insightsoftware best used for?
insightsoftware is most often used for a dynamics or netsuite finance team that needs live erp data in excel without an it-built data warehouse, month-end close reporting where the current process is exporting to excel and manually rekeying figures, statutory consolidation and disclosure management across several legal entities and currencies, a software vendor embedding dashboards into its own application using logi analytics. Of those, a dynamics or netsuite finance team that needs live erp data in excel without an it-built data warehouse and month-end close reporting where the current process is exporting to excel and manually rekeying figures are not what Soldo is typically brought in for.
What can insightsoftware do that Soldo cannot?
insightsoftware covers Excel-native reporting, ERP connectors, Financial close and consolidation, Budgeting and planning. Soldo covers Prepaid company cards, Card-level budgets, Receipt capture, Accounting export.

Answered from the vendors’ own pages

insightsoftware: Is insightsoftware one product?

No. It is a portfolio of roughly twenty-five acquired products including Jet Reports, Spreadsheet Server, Longview, Certent and Logi Analytics.

Soldo: Is Soldo a credit card?

No. It is prepaid electronic money. You fund a wallet and cards spend from it, so there is no credit line and no interest-free period.

insightsoftware: Who owns it?

TA Associates, with Hg investing around one billion US dollars for joint control at a valuation near four billion.

Soldo: What licence does Soldo hold?

Soldo is authorised as an electronic money institution, including UK, Irish and Italian entities, which is why it can issue cards without a sponsor bank in those markets.

insightsoftware: Does it publish pricing?

No. Each product is quoted separately.

Soldo: What does it really cost for twenty users?

Take the plan fee, add the per-user rate for the seventeen users beyond the included three, then add card issuance fees per physical card.

insightsoftware: What should I check before buying?

Where your specific product sits in the portfolio strategy, and whether it overlaps with another acquired product.

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