Payroll · head to head
Gusto vs Volopay
Volopay
Payroll
Corporate cards, multi-currency accounts and accounts payable automation for Asia-Pacific businesses
- From
- On request
- Rated
- -
The short version
- Each has a real cost: Gusto customer service can be slow and unresponsive to issues; Volopay cross-currency spend within Singapore carries a fee around 3.1%, which is easy to overlook against the advertised free domestic transfers and can dominate total cost for internationally mobile teams.
- They diverge on capability: Gusto covers Automated payroll, Volopay covers Multi-currency business accounts.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Gusto and Volopay actually diverge.
Identical on both: free tier (No), user rating (Not yet rated), category (Payroll).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Gusto
- Automated payroll
- Tax filing
- Benefits administration
- Time tracking
- Employee onboarding
- HR compliance
- Workers' comp
- 401(k) management
Only in Volopay
- Multi-currency business accounts
- Virtual and physical corporate cards
- Accounts payable automation
- Expense management
- Accounting integrations
- Approval workflows
What people use each for
The jobs each tool is most often brought in to do.
Gusto
- Payroll processingnot Volopay
- Benefits administrationnot Volopay
- Tax compliancenot Volopay
- Employee onboardingnot Volopay
- Time trackingnot Volopay
Volopay
- A Singapore-headquartered company paying vendors and staff across several APAC currencies from one accountnot Gusto
- A finance team wanting free domestic transfers with accounts payable automation includednot Gusto
- A regional business consolidating separate local business bank accounts into one multi-currency platformnot Gusto
- A company whose card spend is concentrated in SGD and wants to minimise cross-currency fee exposurenot Gusto
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Gusto
- Customer service can be slow and unresponsive to issues
- Weak reporting capabilities, cannot export data to spreadsheets for analysis
- Support staff lacks deep payroll expertise and knowledge
- Rehired employees do not have settings reset, causing manual cleanup work
- City tax handling requires additional monitoring and monitoring
- Onboarding can have issues with bank account verification and tax registration
Volopay
- Cross-currency spend within Singapore carries a fee around 3.1%, which is easy to overlook against the advertised free domestic transfers and can dominate total cost for internationally mobile teams.
- Cross-border payments in non-SGD currencies add roughly 1.6%, so a company paying many overseas vendors accumulates a real cost that is not visible on the headline pricing.
- Regional focus on Asia-Pacific means weaker fit for companies whose spend is mainly in Europe or North America, where Payhawk or Extend cover the ground better.
- Pricing is not published, so despite the specific fee percentages that are publicly known, the underlying subscription or platform fee must be obtained by quote.
- As a comparatively young fintech, its card issuing depends on banking partners whose regulatory standing in each APAC market can change, and companies should confirm current licensing in their specific country before committing.
Pricing, plan by plan
Gusto
$49/monthNo published plan breakdown. See the Gusto review.
Volopay
On request- Volopay$undefined/month
- Free domestic SGD transfers and Accounts Payable Automation
- Approximately 1.6% fee on cross-border non-SGD payments
- Approximately 3.1% fee on cross-currency spend within Singapore
Which should you pick?
Choose Volopay if
- You need multi-currency business accounts.
- You work on Web, iOS, Android.
- You also want virtual and physical corporate cards.
Questions people ask
- Is Gusto or Volopay better?
- Neither clearly leads. Gusto starts at $49/month and Volopay at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Gusto or Volopay?
- Gusto starts at $49/month and Volopay at On request.
- Does Gusto or Volopay run on more platforms?
- Gusto runs on Web. Volopay runs on Web, iOS, Android.
- What is Gusto best used for?
- Gusto is most often used for payroll processing, benefits administration, tax compliance, employee onboarding. Of those, payroll processing and benefits administration are not what Volopay is typically brought in for.
- What can Gusto do that Volopay cannot?
- Gusto covers Automated payroll, Tax filing, Benefits administration, Time tracking. Volopay covers Multi-currency business accounts, Virtual and physical corporate cards, Accounts payable automation, Expense management.
Answered from the vendors’ own pages
Gusto: What is Gusto's starting price?
Gusto starts at $49 per month plus $6 per person. The company also offers a Contractor-only plan for $35 per month plus $6 per contractor.
SourceVolopay: What currency is Volopay built around?
Singapore dollar as the base account currency, with support for spend and transfers across several other Asia-Pacific currencies.
Gusto: Does Gusto include unlimited payroll runs?
Yes, all Gusto plans include unlimited payroll runs at no extra charge, including off-cycle payrolls.
SourceVolopay: Are transfers free?
Domestic SGD transfers and the Accounts Payable Automation product are advertised as free; cross-border and cross-currency transactions carry separate fees.
Gusto: What core features are included in Gusto?
All plans include payroll processing, tax administration, digital onboarding, benefits enrollment, time tracking, performance management, and next-day direct deposit for most plans.
SourceVolopay: Is pricing published?
No, subscription pricing requires a quote, though the specific cross-currency fee percentages are disclosed publicly.
Gusto: Does Gusto support integrations?
Yes, Gusto integrates with accounting software, applicant tracking systems, benefits providers, time-tracking tools, and other business platforms to reduce data entry.
SourceRelated pages
Other head to heads
- Gusto vs Zenefits
- Gusto vs Justworks
- Gusto vs Namely
- Gusto vs Paychex Flex
- Gusto vs ADP Workforce Now
- Gusto vs OnPay
- Gusto vs Paycom
- Gusto vs Oyster
- Gusto vs Paylocity
- Gusto vs Sage Intacct
- Gusto vs Remote
- Gusto vs TriNet
- Gusto vs Refyne
- Gusto vs Wagestream
- Gusto vs Openwage
- Gusto vs Payhawk
- Gusto vs EnKash
- Gusto vs Extend
- Gusto vs Mooncard
- Gusto vs Branch App
- Gusto vs PayFit
- Gusto vs SalaryFits
- Gusto vs Payactiv
- Gusto vs Rain Instant Pay
- Gusto vs Jify
- Gusto vs UKG Pro
- Gusto vs Velocity Global
- Volopay vs Zenefits
- Volopay vs Justworks
- Volopay vs Namely
- Volopay vs Paychex Flex
- Volopay vs ADP Workforce Now
- Volopay vs OnPay
- Volopay vs Paycom
- Volopay vs Oyster
- Volopay vs Paylocity
- Volopay vs Sage Intacct
- Volopay vs Remote
- Volopay vs TriNet
- Volopay vs Refyne
- Volopay vs Wagestream
- Volopay vs Openwage
- Volopay vs Payhawk
- Volopay vs EnKash
- Volopay vs Extend
- Volopay vs Mooncard
- Volopay vs Branch App
- Volopay vs PayFit
- Volopay vs SalaryFits
- Volopay vs Payactiv
- Volopay vs Rain Instant Pay
- Volopay vs Jify
- Volopay vs UKG Pro
- Volopay vs Velocity Global