Personal Finance · pricing
Goodbudget pricing
Goodbudget publishes 2 tiers. Below is each one, what it adds over the tier beneath it, and where the ladder stops being worth climbing for most people.
As of 30 August 2026, Goodbudget pricing is free across 2 published tiers. Figures are the vendor's list prices as recorded on this page's last check; the vendor's site is the final word.
- Entry price
- Free
- Model
- Freemium
- Tiers
- 2
- Free tier
- Yes
Goodbudget plans, side by side
Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.
| Plan | Price | Features listed | Step up from the tier below |
|---|---|---|---|
| Free | Free | 2 | Entry tier |
| Plus | $5.99/month | 3 | +$5.99/month, 3 more features |
What each tier adds
The set difference between each tier's feature list and the one beneath it. Where a tier lists nothing new, the vendor has either stopped repeating the inherited list or the tier raises limits rather than adding capability, the record does not distinguish the two, so this page does not either.
Free
FreeThe entry tier. It covers 10 envelopes, basic tracking.
Plus
$5.99/monthOver Free, this tier adds:
- Unlimited envelopes
- Advanced reports
- Receipt capture
Where Goodbudget stops being free
Free, Free
- 10 envelopes
- Basic tracking
Plus, $5.99/month
The first thing you pay for:
- Unlimited envelopes
- Advanced reports
- Receipt capture
What the product covers
The full Goodbudget feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.
Other
- Envelope budgeting
- Shared budgets
- Receipt scanning
- Expense tracking
Integrations
- Bank accounts
Platform
- Web support
- IOS support
- Android support
People bring Goodbudget in for envelope method budgeting, sharing a household budget across a couple's devices, tracking debt payoff alongside envelopes. If that is not the job you are buying for, the alternatives to Goodbudget are worth a look before you commit to a tier.
How that compares in Personal Finance
Too few personal finance tools in this directory publish a starting price to quote a meaningful median, so the table below is a like-for-like list rather than a ranking.
| Tool | Entry price | Model | Rated | Head to head |
|---|---|---|---|---|
| Goodbudget (this page) | Free | freemium | - | |
| Monzo | Free | Free core current account; paid Plus and Premium tiers add features | - | vs Goodbudget |
| Revolut | Free | Free standard tier; paid plans add higher limits, insurance and perks | - | vs Goodbudget |
| Strands | On request | quote | - | vs Goodbudget |
| Affirm | Free | Free for short Pay in 4 plans; longer plans carry a disclosed APR up to roughly 36 percent, merchant pays a transaction fee | - | vs Goodbudget |
| Firefly III | Free | Open source, no licence fee | - | vs Goodbudget |
| Lunch Money | $60/year | Pay what you want, annual, above a published minimum | - | vs Goodbudget |
Ratings are aggregated from third-party sources and imported with each catalogue entry, they are not reviews hosted on Softwr. How each figure is used is set out on the Goodbudget badges page.
Before you pay for Goodbudget
Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.
What it can tell you is the shape of the ladder: 2 tiers between Free and $5.99/month, with the jump itemised above. Because there is a free tier, the cheapest way to answer the rest is to use it before paying anything.
Goodbudget runs on web, ios, android, and is published by Goodbudget Inc. of San Francisco, California. The full record is on the Goodbudget review, and the rest of the category is under best personal finance tools.
Goodbudget pricing questions
- How much does Goodbudget cost?
- Goodbudget publishes 2 tiers, from Free for Free up to $5.99/month for Plus. The entry tier costs nothing.
- Does Goodbudget have a free plan?
- Yes. The Free tier costs nothing and covers 10 envelopes, basic tracking. Paying starts at $5.99/month for Plus.
- What is the difference between Free and Plus on Goodbudget?
- Plus costs $5.99/month against Free, and adds unlimited envelopes, advanced reports, receipt capture.
- Which personal finance tools can I use without paying?
- 6 of the 8 personal finance tools listed alongside Goodbudget have a free tier: Monzo, Revolut, Affirm, Firefly III, Starling Bank.
- What am I actually paying for with Goodbudget?
- The record lists 8 features across 3 areas: other, integrations, platform. In practice it is brought in for envelope method budgeting, sharing a household budget across a couple's devices, tracking debt payoff alongside envelopes.
- Does Goodbudget charge per user?
- The record carries a price and a billing period for each of its 2 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
- Are these Goodbudget prices current?
- They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
- What should I compare Goodbudget against before paying?
- The closest personal finance tools in this directory are Monzo, Revolut, Strands, Affirm. Each has a side-by-side comparison with Goodbudget covering price, platforms and features.