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Software · head to head

Mint vs Skrill

Mint logo

Mint

Software

All your money in one app

From
Free
Rated
-
Skrill logo

Skrill

Software

Fast and secure money transfer

From
Free
Rated
-

The short version

  • Each has a real cost: Mint service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere; Skrill a currency conversion fee of 4.49 percent applies to most conversions
  • They diverge on capability: Mint covers Expense tracking, Skrill covers Money transfers.

Where they differ

Only the attributes on which Mint and Skrill actually diverge.

Attributes where Mint and Skrill differ
AttributeMintSkrill
Pricing modelfreetransaction
Founded20062001

Identical on both: starting price (Free), free tier (Yes), platforms (Web, iOS, Android), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Mint

  • Expense tracking
  • Budgets
  • Bill tracking
  • Credit score monitoring
  • Financial insights
  • Bank connections
  • Bank-level encryption
  • Verisign secured

Only in Skrill

  • Money transfers
  • Digital wallet
  • Currency conversion
  • Prepaid card
  • Bank accounts
  • Credit cards
  • IOS support

Both cover

  • Web support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Mint

  • Legacy free budget tracking for users with supported bank connectionsnot Skrill
  • Users transitioning to Credit Karma for continued money management featuresnot Skrill

Skrill

  • Sending money internationally from a prepaid digital walletnot Mint
  • Funding and withdrawing from online merchants and gaming sitesnot Mint
  • Buying and selling cryptocurrency inside a wallet accountnot Mint

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Mint

  • Service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
  • Bank connections supported for only 17,000 financial institutions; many regional or international banks not supported

Skrill

  • A currency conversion fee of 4.49 percent applies to most conversions
  • An inactivity fee of EUR 5.00 is deducted monthly after six months with no login or transaction
  • Card deposits carry a 2.50 percent fee
  • SWIFT bank withdrawals cost 2.80 percent with a minimum fee of EUR 3.5
  • Skrill to Skrill transfers cost 2.99 percent with a EUR 0.50 minimum on standard accounts, reduced to 1.45 percent only for True Skriller accounts
  • Crypto trading fees are tiered by VIP status, from 1.50 percent standard down to 1.30 percent at Gold and Diamond VIP

Pricing, plan by plan

Mint

Free

No published plan breakdown. See the Mint review.

Skrill

Free
  • Free AccountFree
    • Money transfers
    • Digital wallet
  • Premier Account$undefined/month
    • Higher limits
    • Special rates

Which should you pick?

Choose Mint if

  • You need expense tracking.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want budgets.

Choose Skrill if

  • You need money transfers.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want digital wallet.

Questions people ask

Is Mint or Skrill better?
Neither clearly leads. Mint starts at Free and Skrill at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Mint or Skrill?
Mint starts at Free and Skrill at Free.
Does Mint or Skrill run on more platforms?
Mint runs on Web, iOS, Android. Skrill runs on Web, IOS, Android.
Can I use Mint for free?
Both have a free tier, so you can try either at no cost before committing.
What is Mint best used for?
Mint is most often used for legacy free budget tracking for users with supported bank connections, users transitioning to credit karma for continued money management features. Of those, legacy free budget tracking for users with supported bank connections and users transitioning to credit karma for continued money management features are not what Skrill is typically brought in for.
What can Mint do that Skrill cannot?
Mint covers Expense tracking, Budgets, Bill tracking, Credit score monitoring. Skrill covers Money transfers, Digital wallet, Currency conversion, Prepaid card. Both handle Web support, Android support.

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