Softwr

Accounting & Finance · head to head

FreeAgent vs Wise Business

F

FreeAgent

Accounting & Finance

Accounting software for small businesses and freelancers

From
On request
Rated
-
Full reviewWebsite
Wise Business logo

Wise Business

Accounting & Finance

The smart way to send and receive business payments

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: FreeAgent priced in GBP from around £10 to £13.75 per month, and the software is built around UK tax rules (VAT, Self Assessment) rather than other jurisdictions; Wise Business opening a Wise Business account in the UK carries a one off setup fee of 50 GBP

Where they differ

Only the attributes on which FreeAgent and Wise Business actually diverge.

Attributes where FreeAgent and Wise Business differ
AttributeFreeAgentWise Business
Starting priceOn request$29/month
Pricing modelsubscriptionusage-based
PlatformsWebWeb, Ios, Android, Api
FoundedUnknown2011

Identical on both: free tier (No), user rating (Not yet rated), category (Accounting & Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in FreeAgent

Nothing recorded that Wise Business does not also cover.

Only in Wise Business

  • Multi-currency accounts
  • International transfers
  • Batch payments
  • API access
  • Team management
  • Xero
  • QuickBooks
  • Various

What people use each for

The jobs each tool is most often brought in to do.

FreeAgent

No use cases recorded yet. See the FreeAgent review.

Wise Business

  • Holding and converting multiple currencies as a businessnot FreeAgent
  • Paying international suppliers and contractors at the mid market ratenot FreeAgent
  • Receiving payments into local currency account details in several countriesnot FreeAgent

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

FreeAgent

  • Priced in GBP from around £10 to £13.75 per month, and the software is built around UK tax rules (VAT, Self Assessment) rather than other jurisdictions

Wise Business

  • Opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
  • Volume discounts on transfers start only above 20,000 GBP equivalent sent per month

Pricing, plan by plan

FreeAgent

On request

No published plan breakdown. See the FreeAgent review.

Wise Business

$29/month
  • StandardFree
    • Multi-currency account
    • Real exchange rate
    • Batch payments

Which should you pick?

Choose FreeAgent if

Nothing in the data separates FreeAgent from Wise Business on the points above - pick on price and on how each one feels to use.

FreeAgent review

Choose Wise Business if

  • You need multi-currency accounts.
  • You work on Web, Ios, Android, Api.
  • You also want international transfers.
Wise Business review

Questions people ask

Is FreeAgent or Wise Business better?
Neither clearly leads. FreeAgent starts at On request and Wise Business at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, FreeAgent or Wise Business?
FreeAgent starts at On request and Wise Business at $29/month.
Does FreeAgent or Wise Business run on more platforms?
FreeAgent runs on Web. Wise Business runs on Web, Ios, Android, Api.
What can FreeAgent do that Wise Business cannot?
Wise Business covers Multi-currency accounts, International transfers, Batch payments, API access.
ShareXLinkedInRedditWhatsAppEmail

Related pages

More on FreeAgent

More on Wise Business

Keep looking

Other head to heads