Accounting · pricing
Wise Business pricing
Wise Business publishes a single tier. Below is what it costs, what it covers, and how that compares with the accounting tools listed alongside it.
As of 30 August 2026, Wise Business pricing is $29/month. Figures are the vendor's list prices as recorded on this page's last check; the vendor's site is the final word.
- Entry price
- $29/month
- Model
- Usage-based
- Tiers
- 1
- Free tier
- Not on record
Wise Business plans, side by side
Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.
| Plan | Price | Features listed | Step up from the tier below |
|---|---|---|---|
| Standard | Free | 3 | Entry tier |
Where Wise Business stops being free
Standard, Free
- Multi-currency account
- Real exchange rate
- Batch payments
No paid tier on record
Wise Business lists a free tier and no priced tier above it in the record we hold.
What the product covers
The full Wise Business feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.
Other
- Multi-currency accounts
- International transfers
- Batch payments
- API access
- Team management
Integrations
- Xero
- QuickBooks
- Various
Security
- FCA regulated
- Bank-level security
Platform
- Web support
- Ios support
- Android support
- Api support
People bring Wise Business in for holding and converting multiple currencies as a business, paying international suppliers and contractors at the mid market rate, receiving payments into local currency account details in several countries. If that is not the job you are buying for, the alternatives to Wise Business are worth a look before you commit to a tier.
How that compares in Accounting
Across the 3 accounting tools in this directory that publish a starting price, the median entry point is $13/month. Wise Business starts at $29/month, which puts it above the middle of its category.
| Tool | Entry price | Model | Rated | Head to head |
|---|---|---|---|---|
| Wise Business (this page) | $29/month | usage-based | - | |
| Rydoo | $10/month | Per user per month | - | vs Wise Business |
| Happay | On request | quote | - | vs Wise Business |
| Moss | On request | quote | - | vs Wise Business |
| Mesh Payments | Free, then $13/month | Per user per month | - | vs Wise Business |
| Medius Expense | On request | quote | - | vs Wise Business |
| Ottimate | On request | quote | - | vs Wise Business |
Ratings are aggregated from third-party sources and imported with each catalogue entry, they are not reviews hosted on Softwr. How each figure is used is set out on the Wise Business badges page.
Before you pay for Wise Business
Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.
What it can tell you is the shape of the ladder: a single tier at Free. With no free tier on record, the cheapest way to answer the rest is to compare Wise Business against the tools that do have one before committing.
Wise Business runs on web, ios, android, api, and is published by Wise plc of London, UK. The full record is on the Wise Business review, and the rest of the category is under best accounting tools.
Wise Business pricing questions
- How much does Wise Business cost?
- Wise Business publishes a single tier, Standard, at Free.
- Does Wise Business have a free plan?
- Not on the record we hold: Wise Business is listed as usage-based. Whether a free trial is offered is not something this record captures, so check the vendor's site.
- Is Wise Business expensive for a accounting tool?
- It starts above the middle of its category. Across the 3 accounting tools in this directory that publish a starting price, the median entry point is $13/month; Wise Business starts at $29/month.
- Which accounting tools can I use without paying?
- 1 of the 8 accounting tools listed alongside Wise Business have a free tier: Mesh Payments.
- What am I actually paying for with Wise Business?
- The record lists 14 features across 4 areas: other, integrations, security, platform. In practice it is brought in for holding and converting multiple currencies as a business, paying international suppliers and contractors at the mid market rate, receiving payments into local currency account details in several countries.
- Does Wise Business charge per user?
- The record carries a price and a billing period for each of its 1 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
- Are these Wise Business prices current?
- They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
- What should I compare Wise Business against before paying?
- The closest accounting tools in this directory are Rydoo, Happay, Moss, Mesh Payments. Each has a side-by-side comparison with Wise Business covering price, platforms and features.