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Accounting & Finance · head to head

Adyen vs FreeAgent

Adyen logo

Adyen

Accounting & Finance

The payments platform built for growth

From
$29/month
Rated
-
Full reviewWebsite
F

FreeAgent

Accounting & Finance

Accounting software for small businesses and freelancers

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; FreeAgent priced in GBP from around £10 to £13.75 per month, and the software is built around UK tax rules (VAT, Self Assessment) rather than other jurisdictions

Where they differ

Only the attributes on which Adyen and FreeAgent actually diverge.

Attributes where Adyen and FreeAgent differ
AttributeAdyenFreeAgent
Starting price$29/monthOn request
Pricing modelusage-basedsubscription
PlatformsWeb, Api, PosWeb
Founded2006Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (Accounting & Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Adyen

  • Payment processing
  • Risk management
  • Unified commerce
  • Issuing
  • Platform payments
  • SAP
  • Salesforce
  • Oracle

Only in FreeAgent

Nothing recorded that Adyen does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Adyen

  • Card acquiring with interchange plus pricing for larger merchantsnot FreeAgent
  • Accepting local payment methods across multiple countriesnot FreeAgent
  • Settling in several currencies through linked bank accountsnot FreeAgent
  • Unified online and in-person paymentsnot FreeAgent

FreeAgent

No use cases recorded yet. See the FreeAgent review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Adyen

  • There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
  • Published fees are indicative rather than a rate card, with real pricing negotiated
  • Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
  • Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America

FreeAgent

  • Priced in GBP from around £10 to £13.75 per month, and the software is built around UK tax rules (VAT, Self Assessment) rather than other jurisdictions

Pricing, plan by plan

Adyen

$29/month
  • CustomFree
    • Payment processing
    • Risk management
    • Unified commerce

FreeAgent

On request

No published plan breakdown. See the FreeAgent review.

Which should you pick?

Choose Adyen if

  • You need payment processing.
  • You work on Web, Api, Pos.
  • You also want risk management.
Adyen review

Choose FreeAgent if

Nothing in the data separates FreeAgent from Adyen on the points above - pick on price and on how each one feels to use.

FreeAgent review

Questions people ask

Is Adyen or FreeAgent better?
Neither clearly leads. Adyen starts at $29/month and FreeAgent at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Adyen or FreeAgent?
Adyen starts at $29/month and FreeAgent at On request.
Does Adyen or FreeAgent run on more platforms?
Adyen runs on Web, Api, Pos. FreeAgent runs on Web.
What is Adyen best used for?
Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what FreeAgent is typically brought in for.
What can Adyen do that FreeAgent cannot?
Adyen covers Payment processing, Risk management, Unified commerce, Issuing.
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