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Accounting · head to head

DATEV vs Wise Business

DATEV logo

DATEV

Accounting

German accounting, payroll and tax software built around the tax adviser rather than the business

From
On request
Rated
-
Wise Business logo

Wise Business

Accounting

The smart way to send and receive business payments

From
$29/month
Rated
-

The short version

  • Each has a real cost: DATEV dATEV does not publish transparent per-customer pricing the way a SaaS vendor does; your real cost is buried in your tax adviser's fee note, so comparing it against Lexware or sevdesk on price is genuinely hard.; Wise Business opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
  • They diverge on capability: DATEV covers Unternehmen online, Wise Business covers Multi-currency accounts.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which DATEV and Wise Business actually diverge.

Attributes where DATEV and Wise Business differ
AttributeDATEVWise Business
Starting priceOn request$29/month
Pricing modelquoteusage-based
PlatformsWindows, WebWeb, Ios, Android, Api
FoundedUnknown2011

Identical on both: free tier (No), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in DATEV

  • Unternehmen online
  • Lohn und Gehalt
  • Rechnungswesen
  • Jahresabschluss
  • DATEV DMS
  • Meine Steuern
  • DATEV-Schnittstelle

Only in Wise Business

  • Multi-currency accounts
  • International transfers
  • Batch payments
  • API access
  • Team management
  • Xero
  • QuickBooks
  • Various

What people use each for

The jobs each tool is most often brought in to do.

DATEV

  • A German GmbH that wants its Steuerberater to keep doing the books but wants receipts to stop travelling in a shoeboxnot Wise Business
  • A payroll department that must file social insurance and wage tax returns to German statutory deadlines without an external bureaunot Wise Business
  • An SME preparing an e-Bilanz and audit-ready GoBD document archivenot Wise Business
  • A tax firm standardising dozens of client engagements on one chart of accounts and one document workflownot Wise Business

Wise Business

  • Holding and converting multiple currencies as a businessnot DATEV
  • Paying international suppliers and contractors at the mid market ratenot DATEV
  • Receiving payments into local currency account details in several countriesnot DATEV

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

DATEV

  • DATEV does not publish transparent per-customer pricing the way a SaaS vendor does; your real cost is buried in your tax adviser's fee note, so comparing it against Lexware or sevdesk on price is genuinely hard.
  • The board has decided to wind down the Austria-specific portfolio: existing products remain usable to 31 December 2028, are free of charge during 2029, and cannot be used after 31 December 2029, so any Austrian entity on DATEV has a forced migration dated in advance.
  • It is built for German statutory practice, so a group with subsidiaries outside the DACH region will run DATEV for Germany and something else everywhere else, with a consolidation step in between.
  • Large parts of the suite are still Windows desktop software installed on a workstation or terminal server, which means IT overhead most companies no longer budget for when they think they are buying cloud accounting.
  • The lock-in is social as well as technical: because your adviser holds the installation and the history, changing accounting software usually forces you to change or retrain your adviser, which is a far bigger decision than a software migration.

Wise Business

  • Opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
  • Volume discounts on transfers start only above 20,000 GBP equivalent sent per month

Pricing, plan by plan

DATEV

On request
  • DATEV Unternehmen online$undefined/month
    • Receipt and bank data exchange with your tax adviser
    • Cash book and master data modules
    • Ordered and usually rebilled through the adviser
  • DATEV Mittelstand$undefined/month
    • In-house financial accounting and invoicing
    • Payroll modules licensed separately
    • Per-workplace licensing
  • Lohn und Gehalt$undefined/month
    • German payroll runs and statutory electronic filings
    • Priced by number of payslips
    • Typically operated by the adviser on the client's behalf

Wise Business

$29/month
  • StandardFree
    • Multi-currency account
    • Real exchange rate
    • Batch payments

Which should you pick?

Choose DATEV if

  • You need unternehmen online.
  • You work on Windows, Web.
  • You also want lohn und gehalt.

Choose Wise Business if

  • You need multi-currency accounts.
  • You work on Web, Ios, Android, Api.
  • You also want international transfers.

Questions people ask

Is DATEV or Wise Business better?
Neither clearly leads. DATEV starts at On request and Wise Business at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, DATEV or Wise Business?
DATEV starts at On request and Wise Business at $29/month.
Does DATEV or Wise Business run on more platforms?
DATEV runs on Windows, Web. Wise Business runs on Web, Ios, Android, Api.
What is DATEV best used for?
DATEV is most often used for a german gmbh that wants its steuerberater to keep doing the books but wants receipts to stop travelling in a shoebox, a payroll department that must file social insurance and wage tax returns to german statutory deadlines without an external bureau, an sme preparing an e-bilanz and audit-ready gobd document archive, a tax firm standardising dozens of client engagements on one chart of accounts and one document workflow. Of those, a german gmbh that wants its steuerberater to keep doing the books but wants receipts to stop travelling in a shoebox and a payroll department that must file social insurance and wage tax returns to german statutory deadlines without an external bureau are not what Wise Business is typically brought in for.
What can DATEV do that Wise Business cannot?
DATEV covers Unternehmen online, Lohn und Gehalt, Rechnungswesen, Jahresabschluss. Wise Business covers Multi-currency accounts, International transfers, Batch payments, API access.

Answered from the vendors’ own pages

DATEV: Can I buy DATEV directly without a tax adviser?

In practice, no for most of the range. Membership of the cooperative is restricted to the tax and legal professions, and companies get access through their adviser or as a client of one.

Wise Business: How fast are international transfers with Wise Business?

Wise Business offers fast global payments with 70% arriving in 20 seconds and 95% arriving in under 24 hours. You can also pay up to 1,000 contacts in a single batch transfer.

Source
DATEV: Is DATEV usable outside Germany?

It operates in Austria, Italy, Spain, Poland, Czechia, Slovakia and Hungary, but the depth is German. The Austrian product line is being discontinued with a hard end date of 31 December 2029.

Wise Business: Does Wise Business offer volume discounts?

Yes, volume discounts are available on monthly transfers over 20,000 GBP or equivalent.

Source
DATEV: What is the DATEV-Schnittstelle everyone mentions?

It is the standard export format German invoicing and ERP tools produce so bookkeeping data can be handed to a DATEV-based adviser. Supporting it is effectively a requirement to sell accounting-adjacent software in Germany.

Wise Business: How does Wise Business keep funds secure?

Wise customers move over AED60 billion monthly with systems built to keep funds safe. The company runs over 7 million daily fraud checks (80 per second), keeps funds diversified with secure financial institutions, and offers 24/7 customer support.

Source
DATEV: Does DATEV handle e-invoicing under the German B2B mandate?

Yes, the accounting and invoicing modules were extended for the XRechnung and ZUGFeRD formats that the German B2B e-invoicing rules require.

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