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Accounting · head to head

Fakturoid vs Soldo

Fakturoid logo

Fakturoid

Accounting

Czech online invoicing software for entrepreneurs and small businesses

From
Free
Rated
-
Full reviewWebsite
Soldo logo

Soldo

Accounting

Prepaid company card and spend control platform for European businesses

From
£21/month
Rated
-
Full reviewWebsite

The short version

  • Only Fakturoid has a free tier, so it costs nothing to try first.
  • Each has a real cost: Fakturoid free Zdarma plan is capped at just 5 clients, though invoices themselves are unlimited; Soldo cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Fakturoid and Soldo actually diverge.

Attributes where Fakturoid and Soldo differ
AttributeFakturoidSoldo
Starting priceFree£21/month
Pricing modelfreemiumPer user per month
Free tierYesNo
PlatformsWebWeb, iOS, Android

Identical on both: user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Fakturoid

Nothing recorded that Soldo does not also cover.

Only in Soldo

  • Prepaid company cards
  • Card-level budgets
  • Receipt capture
  • Accounting export
  • Multi-currency wallets
  • Approval workflows

What people use each for

The jobs each tool is most often brought in to do.

Fakturoid

  • Automating invoice creation with QR codes and payment linksnot Soldo
  • Tracking late payments and sending automatic remindersnot Soldo
  • Automating VAT compliance and quarterly tax calculationsnot Soldo
  • Extracting expenses from receipts with AI data capturenot Soldo

Soldo

  • A construction firm giving site managers fuel and materials cards with hard per-card limitsnot Fakturoid
  • A marketing team issuing virtual cards per subscription so a cancelled tool cannot keep billingnot Fakturoid
  • A UK company that cannot get approved for a credit-based corporate card programmenot Fakturoid
  • A multi-entity European business needing EUR and GBP wallets without conversion on every purchasenot Fakturoid

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Fakturoid

  • Free Zdarma plan is capped at just 5 clients, though invoices themselves are unlimited
  • VAT compliance features, inventory management and payment gateways (GoPay, PayPal) are reserved for the top Na maximum tier at 393 Kc/month, not available on the two cheaper paid plans

Soldo

  • Cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
  • The plan fee covers only three users, and per-user charges plus physical card fees mean the real monthly cost is several times the advertised headline for a team of twenty.
  • It does not extend credit, so it gives no working capital benefit and no card rewards of the kind US charge card issuers use to offset their cost.
  • Sole traders and some business types are not accepted, which catches out small consultancies expecting to sign up online.
  • Coverage is European; a company with US or Asian subsidiaries will need a second card programme and a second expense workflow for them.

Pricing, plan by plan

Fakturoid

Free
  • FreeFree
    • Up to 5 customers
    • Professional invoices with QR codes
    • 6 invoice designs
  • Lite$151/month
    • Unlimited customers
    • Expense tracking
    • Tax compliance features
  • Everyday$211/month
    • Automatic payment matching
    • Automatic reminders
    • AI expense extraction (100 extractions for 400 CZK)
  • Maximum$393/month
    • Recurring invoices
    • All VAT filings
    • Business cases

Soldo

£21/month
  • Standard$21/month
    • Three users included
    • Around £7 per additional user per month
    • Physical card issuance fee around £5, virtual around £1
  • Plus$33/month
    • Three users included
    • Around £11 per additional user per month
    • Advanced approval and multi-currency features
  • Enterprise$undefined/month
    • Quoted pricing
    • Custom card volumes and entity structures
    • Dedicated account management

Which should you pick?

Choose Fakturoid if

  • You want to start without paying.
Fakturoid review

Choose Soldo if

  • You need prepaid company cards.
  • You work on Web, iOS, Android.
  • You also want card-level budgets.
Soldo review

Questions people ask

Is Fakturoid or Soldo better?
Neither clearly leads. Fakturoid starts at Free and Soldo at £21/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Fakturoid or Soldo?
Fakturoid has a free tier; the other does not. Paid plans start at Free for Fakturoid and £21/month for Soldo.
Does Fakturoid or Soldo run on more platforms?
Fakturoid runs on Web. Soldo runs on Web, iOS, Android.
Can I use Fakturoid for free?
Yes. Fakturoid has a free tier, so you can try it without paying. Soldo starts at £21/month.
What is Fakturoid best used for?
Fakturoid is most often used for automating invoice creation with qr codes and payment links, tracking late payments and sending automatic reminders, automating vat compliance and quarterly tax calculations, extracting expenses from receipts with ai data capture. Of those, automating invoice creation with qr codes and payment links and tracking late payments and sending automatic reminders are not what Soldo is typically brought in for.
What can Fakturoid do that Soldo cannot?
Soldo covers Prepaid company cards, Card-level budgets, Receipt capture, Accounting export.

Answered from the vendors’ own pages

Fakturoid: Is there a free plan for Fakturoid?

Yes. Fakturoid offers a free plan for businesses with up to 5 customers. It includes professional invoices with QR codes, 6 invoice designs, mobile app access, fast support, and 1,500 API requests per month.

Source
Soldo: Is Soldo a credit card?

No. It is prepaid electronic money. You fund a wallet and cards spend from it, so there is no credit line and no interest-free period.

Fakturoid: Does Fakturoid offer a trial?

Yes. Fakturoid offers a 30-day free trial for customers to test the platform. New businesses with company registration less than 12 months old receive 50% discount on their first annual invoice.

Source
Soldo: What licence does Soldo hold?

Soldo is authorised as an electronic money institution, including UK, Irish and Italian entities, which is why it can issue cards without a sponsor bank in those markets.

Fakturoid: What discount do I get if I pay annually?

Fakturoid offers annual discounts on all paid tiers. For example, the Lite plan costs 151 CZK per month but only 164 CZK per month if paid annually (compared to regular prices of 182 CZK and 199 CZK respectively).

Source
Soldo: What does it really cost for twenty users?

Take the plan fee, add the per-user rate for the seventeen users beyond the included three, then add card issuance fees per physical card.

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