Softwr

Accounting · head to head

Fakturoid vs Kodo

Fakturoid logo

Fakturoid

Accounting

Czech online invoicing software for entrepreneurs and small businesses

From
Free
Rated
-
Kodo logo

Kodo

Accounting

Corporate cards and intake to pay for Indian businesses

From
On request
Rated
-

The short version

  • Only Fakturoid has a free tier, so it costs nothing to try first.
  • Each has a real cost: Fakturoid free Zdarma plan is capped at just 5 clients, though invoices themselves are unlimited; Kodo kodo is not a licensed issuer, so card limits, settlement cycles and eligibility come from a partner bank whose terms you do not directly control and which can change the programme.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Fakturoid and Kodo actually diverge.

Attributes where Fakturoid and Kodo differ
AttributeFakturoidKodo
Starting priceFreeOn request
Pricing modelfreemiumquote
Free tierYesNo
PlatformsWebWeb, iOS, Android

Identical on both: user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Fakturoid

Nothing recorded that Kodo does not also cover.

Only in Kodo

  • Corporate cards
  • Purchase requests
  • Invoice capture and matching
  • Vendor payouts
  • GST and TDS handling
  • ERP integration
  • Approval workflows
  • Spend analytics

What people use each for

The jobs each tool is most often brought in to do.

Fakturoid

  • Automating invoice creation with QR codes and payment linksnot Kodo
  • Tracking late payments and sending automatic remindersnot Kodo
  • Automating VAT compliance and quarterly tax calculationsnot Kodo
  • Extracting expenses from receipts with AI data capturenot Kodo

Kodo

  • An Indian startup replacing founder personal cards with issued cards carrying per employee limitsnot Fakturoid
  • A finance team automating vendor payouts across NEFT, RTGS and UPI with maker checker approvalnot Fakturoid
  • A company that needs GST compliant invoice coding flowing into Tally without rekeyingnot Fakturoid
  • A business enforcing purchase requests and approvals before spend rather than reconciling it afterwardsnot Fakturoid

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Fakturoid

  • Free Zdarma plan is capped at just 5 clients, though invoices themselves are unlimited
  • VAT compliance features, inventory management and payment gateways (GoPay, PayPal) are reserved for the top Na maximum tier at 393 Kc/month, not available on the two cheaper paid plans

Kodo

  • Kodo is not a licensed issuer, so card limits, settlement cycles and eligibility come from a partner bank whose terms you do not directly control and which can change the programme.
  • Indian regulatory changes on prepaid instruments and card issuing partnerships have repeatedly disrupted fintech card programmes, so continuity risk is higher here than in equivalent European or United States products.
  • Pricing is not published, so comparing Kodo against Happay, Zoho Expense or a bank corporate card requires a full sales cycle and disclosure of your spend volumes.
  • Coverage is India only, so any group with overseas subsidiaries runs a second card and payables system and loses the consolidated view.
  • The intake to pay workflow is lighter than a dedicated procurement suite, with limited contract management and supplier onboarding, so regulated or heavily audited buyers will find gaps.

Pricing, plan by plan

Fakturoid

Free
  • FreeFree
    • Up to 5 customers
    • Professional invoices with QR codes
    • 6 invoice designs
  • Lite$151/month
    • Unlimited customers
    • Expense tracking
    • Tax compliance features
  • Everyday$211/month
    • Automatic payment matching
    • Automatic reminders
    • AI expense extraction (100 extractions for 400 CZK)
  • Maximum$393/month
    • Recurring invoices
    • All VAT filings
    • Business cases

Kodo

On request
  • Kodo$undefined/year
    • Quoted per customer, no published rate card
    • Card limits and settlement terms set by the sponsoring partner bank
    • Payout volumes and payment rails may carry per transaction charges

Which should you pick?

Choose Fakturoid if

  • You want to start without paying.

Choose Kodo if

  • You need corporate cards.
  • You work on Web, iOS, Android.
  • You also want purchase requests.

Questions people ask

Is Fakturoid or Kodo better?
Neither clearly leads. Fakturoid starts at Free and Kodo at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Fakturoid or Kodo?
Fakturoid has a free tier; the other does not. Paid plans start at Free for Fakturoid and On request for Kodo.
Does Fakturoid or Kodo run on more platforms?
Fakturoid runs on Web. Kodo runs on Web, iOS, Android.
Can I use Fakturoid for free?
Yes. Fakturoid has a free tier, so you can try it without paying. Kodo starts at On request.
What is Fakturoid best used for?
Fakturoid is most often used for automating invoice creation with qr codes and payment links, tracking late payments and sending automatic reminders, automating vat compliance and quarterly tax calculations, extracting expenses from receipts with ai data capture. Of those, automating invoice creation with qr codes and payment links and tracking late payments and sending automatic reminders are not what Kodo is typically brought in for.
What can Fakturoid do that Kodo cannot?
Kodo covers Corporate cards, Purchase requests, Invoice capture and matching, Vendor payouts.

Answered from the vendors’ own pages

Fakturoid: Is there a free plan for Fakturoid?

Yes. Fakturoid offers a free plan for businesses with up to 5 customers. It includes professional invoices with QR codes, 6 invoice designs, mobile app access, fast support, and 1,500 API requests per month.

Source
Kodo: Who actually issues the cards?

A partner bank under a card network arrangement, not Kodo. Ask which bank, whether the product is credit or prepaid, and what happens to your limits if the partnership changes.

Fakturoid: Does Fakturoid offer a trial?

Yes. Fakturoid offers a 30-day free trial for customers to test the platform. New businesses with company registration less than 12 months old receive 50% discount on their first annual invoice.

Source
Kodo: Is pricing published?

No. Kodo quotes per customer, so benchmark against at least two Indian rivals before signing.

Fakturoid: What discount do I get if I pay annually?

Fakturoid offers annual discounts on all paid tiers. For example, the Lite plan costs 151 CZK per month but only 164 CZK per month if paid annually (compared to regular prices of 182 CZK and 199 CZK respectively).

Source
Kodo: Does Kodo work outside India?

No meaningful coverage outside India for card issuing or payouts.

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