Softwr

Accounting · head to head

Divvy vs Fakturoid

Divvy logo

Divvy

Accounting

Free expense management and corporate cards

From
Free
Rated
-
Full reviewWebsite
Fakturoid logo

Fakturoid

Accounting

Czech online invoicing software for entrepreneurs and small businesses

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Divvy divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com; Fakturoid free Zdarma plan is capped at just 5 clients, though invoices themselves are unlimited
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Divvy and Fakturoid actually diverge.

Attributes where Divvy and Fakturoid differ
AttributeDivvyFakturoid
Pricing modelfreefreemium
PlatformsWeb, Ios, AndroidWeb
Founded2016Unknown

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Divvy

  • Corporate cards
  • Budget management
  • Expense tracking
  • Real-time visibility
  • Accounting sync
  • QuickBooks
  • NetSuite
  • Oracle

Only in Fakturoid

Nothing recorded that Divvy does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Divvy

  • Issuing corporate cards with pre-set budgets to employeesnot Fakturoid
  • Automating expense reports and receipt capturenot Fakturoid
  • Syncing card spend into accounting softwarenot Fakturoid

Fakturoid

  • Automating invoice creation with QR codes and payment linksnot Divvy
  • Tracking late payments and sending automatic remindersnot Divvy
  • Automating VAT compliance and quarterly tax calculationsnot Divvy
  • Extracting expenses from receipts with AI data capturenot Divvy

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Divvy

  • Divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com
  • No standalone pricing is published for the spend and expense product; the site routes to a trial signup and sales contact
  • Signup is gated behind selecting a business type and accounting software rather than being open self-serve

Fakturoid

  • Free Zdarma plan is capped at just 5 clients, though invoices themselves are unlimited
  • VAT compliance features, inventory management and payment gateways (GoPay, PayPal) are reserved for the top Na maximum tier at 393 Kc/month, not available on the two cheaper paid plans

Pricing, plan by plan

Divvy

Free
  • FreeFree
    • Unlimited cards
    • Expense management
    • Budget controls

Fakturoid

Free
  • FreeFree
    • Up to 5 customers
    • Professional invoices with QR codes
    • 6 invoice designs
  • Lite$151/month
    • Unlimited customers
    • Expense tracking
    • Tax compliance features
  • Everyday$211/month
    • Automatic payment matching
    • Automatic reminders
    • AI expense extraction (100 extractions for 400 CZK)
  • Maximum$393/month
    • Recurring invoices
    • All VAT filings
    • Business cases

Which should you pick?

Choose Divvy if

  • You need corporate cards.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want budget management.
Divvy review

Choose Fakturoid if

  • You want to start without paying.
Fakturoid review

Questions people ask

Is Divvy or Fakturoid better?
Neither clearly leads. Divvy starts at Free and Fakturoid at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Divvy or Fakturoid?
Divvy starts at Free and Fakturoid at Free.
Does Divvy or Fakturoid run on more platforms?
Divvy runs on Web, Ios, Android. Fakturoid runs on Web.
Can I use Divvy for free?
Both have a free tier, so you can try either at no cost before committing.
What is Divvy best used for?
Divvy is most often used for issuing corporate cards with pre-set budgets to employees, automating expense reports and receipt capture, syncing card spend into accounting software. Of those, issuing corporate cards with pre-set budgets to employees and automating expense reports and receipt capture are not what Fakturoid is typically brought in for.
What can Divvy do that Fakturoid cannot?
Divvy covers Corporate cards, Budget management, Expense tracking, Real-time visibility.

Answered from the vendors’ own pages

Divvy: What is the cheapest way to get started with spend and expense management?

BILL's Spend & Expense plan has a free tier with no per-user subscription fee, including corporate cards, budget management, and AI receipt capture. You only pay transaction fees for ACH ($0.59), checks ($1.99), or instant payments (1%).

Source
Fakturoid: Is there a free plan for Fakturoid?

Yes. Fakturoid offers a free plan for businesses with up to 5 customers. It includes professional invoices with QR codes, 6 invoice designs, mobile app access, fast support, and 1,500 API requests per month.

Source
Divvy: What transaction costs apply when paying vendors?

ACH payments cost $0.59 per transaction, checks cost $1.99, virtual cards are free, and same-day ACH costs $11.99. International wire transfers cost $19.99. Card payments are 2.9%.

Source
Fakturoid: Does Fakturoid offer a trial?

Yes. Fakturoid offers a 30-day free trial for customers to test the platform. New businesses with company registration less than 12 months old receive 50% discount on their first annual invoice.

Source
Divvy: Does the free spend and expense tier include business credit lines?

The free Spend & Expense plan includes access to business credit lines ranging from $1,000 to $5 million, but credit lines are not guaranteed and eligibility is determined upon application approval.

Source
Fakturoid: What discount do I get if I pay annually?

Fakturoid offers annual discounts on all paid tiers. For example, the Lite plan costs 151 CZK per month but only 164 CZK per month if paid annually (compared to regular prices of 182 CZK and 199 CZK respectively).

Source
Divvy: What is the pricing for accounts payable if I need more than the free tier?

AP plans range from $49/user/month (Essentials) to $89/user/month (Corporate, most popular), with Enterprise at custom pricing. Higher tiers add accounting software integrations, procurement features, and approval controls.

Source
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