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Accounting · head to head

Fakturoid vs Spendbase

Fakturoid logo

Fakturoid

Accounting

Czech online invoicing software for entrepreneurs and small businesses

From
Free
Rated
-
Spendbase logo

Spendbase

Accounting

SaaS and cloud spend management that charges a share of the savings it finds rather than a licence

From
Free
Rated
-

The short version

  • Each has a real cost: Fakturoid free Zdarma plan is capped at just 5 clients, though invoices themselves are unlimited; Spendbase charging a share of savings gives the vendor an interest in defining savings generously, and the customer cannot verify a counterfactual price it never saw.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Fakturoid and Spendbase actually diverge.

Attributes where Fakturoid and Spendbase differ
AttributeFakturoidSpendbase
Pricing modelfreemiumFree card tier, plus a share of savings on the managed plan

Identical on both: starting price (Free), free tier (Yes), platforms (Web), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Fakturoid

Nothing recorded that Spendbase does not also cover.

Only in Spendbase

  • Subscription visibility
  • Discount marketplace
  • Virtual cards
  • Cashback
  • Renewal management
  • Savings-share billing

What people use each for

The jobs each tool is most often brought in to do.

Fakturoid

  • Automating invoice creation with QR codes and payment linksnot Spendbase
  • Tracking late payments and sending automatic remindersnot Spendbase
  • Automating VAT compliance and quarterly tax calculationsnot Spendbase
  • Extracting expenses from receipts with AI data capturenot Spendbase

Spendbase

  • A startup with no procurement function that wants renewal dates and subscription owners in one placenot Fakturoid
  • A company with heavy Azure or cloud spend that can use pre-negotiated credit allocationsnot Fakturoid
  • Issuing virtual cards per subscription so a forgotten trial cannot renew silentlynot Fakturoid
  • A finance lead who wants software cost reduction without hiring anyone to do itnot Fakturoid

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Fakturoid

  • Free Zdarma plan is capped at just 5 clients, though invoices themselves are unlimited
  • VAT compliance features, inventory management and payment gateways (GoPay, PayPal) are reserved for the top Na maximum tier at 393 Kc/month, not available on the two cheaper paid plans

Spendbase

  • Charging a share of savings gives the vendor an interest in defining savings generously, and the customer cannot verify a counterfactual price it never saw.
  • The savings share is reported at around 25 percent but is not published on the pricing page, so the actual commercial terms only appear in a contract.
  • Spendbase is both a banking provider and your software negotiator, so a company using both concentrates operating cash and vendor relationships in one small, young company.
  • Banking is delivered through partners rather than held directly, meaning deposit protection and service continuity depend on those partners rather than on Spendbase.
  • It is scoped for startups and small companies, so organisations needing approval workflows, purchase orders or ERP integration will find it thin against a real procurement platform.

Pricing, plan by plan

Fakturoid

Free
  • FreeFree
    • Up to 5 customers
    • Professional invoices with QR codes
    • 6 invoice designs
  • Lite$151/month
    • Unlimited customers
    • Expense tracking
    • Tax compliance features
  • Everyday$211/month
    • Automatic payment matching
    • Automatic reminders
    • AI expense extraction (100 extractions for 400 CZK)
  • Maximum$393/month
    • Recurring invoices
    • All VAT filings
    • Business cases

Spendbase

Free
  • Digital bankingFree
    • No monthly fee per user
    • Up to 100 virtual cards
    • EUR and GBP account details
  • Spend management$undefined/year
    • Everything in the free tier
    • Reported share of roughly 25 percent of savings achieved
    • 200 percent return guarantee against a deposit

Which should you pick?

Choose Fakturoid if

  • You want to start without paying.

Choose Spendbase if

  • You need subscription visibility.
  • You want to start without paying.
  • You also want discount marketplace.

Questions people ask

Is Fakturoid or Spendbase better?
Neither clearly leads. Fakturoid starts at Free and Spendbase at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Fakturoid or Spendbase?
Fakturoid starts at Free and Spendbase at Free.
Does Fakturoid or Spendbase run on more platforms?
Both run on Web, so platform support will not decide this one for you.
Can I use Fakturoid for free?
Both have a free tier, so you can try either at no cost before committing.
What is Fakturoid best used for?
Fakturoid is most often used for automating invoice creation with qr codes and payment links, tracking late payments and sending automatic reminders, automating vat compliance and quarterly tax calculations, extracting expenses from receipts with ai data capture. Of those, automating invoice creation with qr codes and payment links and tracking late payments and sending automatic reminders are not what Spendbase is typically brought in for.
What can Fakturoid do that Spendbase cannot?
Spendbase covers Subscription visibility, Discount marketplace, Virtual cards, Cashback.

Answered from the vendors’ own pages

Fakturoid: Is there a free plan for Fakturoid?

Yes. Fakturoid offers a free plan for businesses with up to 5 customers. It includes professional invoices with QR codes, 6 invoice designs, mobile app access, fast support, and 1,500 API requests per month.

Source
Spendbase: Is Spendbase free?

The card and banking tier is genuinely free with no per-user fee. The spend management service is paid from a share of the savings it finds, reported at around 25 percent.

Fakturoid: Does Fakturoid offer a trial?

Yes. Fakturoid offers a 30-day free trial for customers to test the platform. New businesses with company registration less than 12 months old receive 50% discount on their first annual invoice.

Source
Spendbase: How is a saving calculated?

The methodology is not published. Agree the baseline, the measurement period and what counts as a saving in writing before signing.

Fakturoid: What discount do I get if I pay annually?

Fakturoid offers annual discounts on all paid tiers. For example, the Lite plan costs 151 CZK per month but only 164 CZK per month if paid annually (compared to regular prices of 182 CZK and 199 CZK respectively).

Source
Spendbase: Does Spendbase hold my money?

Banking is provided through regulated partners including Moorwand in the UK and EEA and Sutton Bank in the US, with Mastercard issuing the cards.

Spendbase: Is it suitable for an enterprise?

No. There are no purchase orders, approval hierarchies or ERP integration; it is built for startups.

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