E-Commerce · head to head
Erply vs Melio
The short version
- Only Melio has a free tier, so it costs nothing to try first.
- Each has a real cost: Erply priced per store per month rather than a flat company rate, starting at $49/store for the Giftshop & Grocery Chain plan with only 1 user account and 1 POS terminal included; Melio card payments incur flat 2.9% fee on all plans
Where they differ
Only the attributes on which Erply and Melio actually diverge.
Identical on both: user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Erply
Nothing recorded that Melio does not also cover.
Only in Melio
- Vendor payments
- Card to check
- Payment scheduling
- Approval workflows
- QuickBooks sync
- QuickBooks
- Xero
- FreshBooks
What people use each for
The jobs each tool is most often brought in to do.
Erply
- Managing inventory across multiple retail locations in real-timenot Melio
- Synchronizing online store orders with physical point-of-salenot Melio
- Processing customer payments integrated with loyalty programsnot Melio
- Generating multi-location sales and inventory reportsnot Melio
Melio
- Accounts payable automationnot Erply
- Bill management and payment schedulingnot Erply
- Multi-vendor payment processingnot Erply
- Invoice receivables and payment collectionnot Erply
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Erply
- Priced per store per month rather than a flat company rate, starting at $49/store for the Giftshop & Grocery Chain plan with only 1 user account and 1 POS terminal included
- Multichannel Chains plan is limited to 2 user accounts at $179/store per month
- POS for NetSuite starts at $1,800 per month and Franchise & Chain starts at $3,500 per month, both quote-adjusted from there
- Cancellation requires a written request 30 days prior to the end of the billing cycle
Melio
- Card payments incur flat 2.9% fee on all plans
- International payments charged $20 flat fee or 2.9% conversion rate plus international fees
- Paper checks cost $1.50 per check
- Wire transfers cost $10 standard or up to 1% plus $10 for same-day processing
- Core and Boost plans charged $10/month per additional user beyond base
Pricing, plan by plan
Erply
$59/month- Giftshop & Grocery Chain$59/month
- 1 user account
- 1 point of sale terminal
- For net sales turnover up to $25,000 per month
- Multichannel Chains$199/month
- 2 user accounts
- 1 warehouse license
- POS for NetSuite$1800/month
- 2 user accounts
- Inventory licensing
- Franchise & Chain$3500/month
- For 50+ store retail chains or franchises
- Franchise HQ Module
- Chain HQ Module
Melio
Free- GoFree
- 5 free ACH payments per month
- Pay by card, wire, or check
- Basic invoicing
- Core$25/month
- 20 free ACH payments per month
- $20/month with annual billing
- QuickBooks Online and Xero sync
- Boost$55/month
- 50 free ACH payments per month
- $44/month with annual billing
- QuickBooks Desktop sync
- Unlimited$80/month
- Unlimited free ACH payments
- $64/month with annual billing
- NetSuite sync
Which should you pick?
Choose Erply if
Nothing in the data separates Erply from Melio on the points above - pick on price and on how each one feels to use.
Choose Melio if
- You need vendor payments.
- You want to start without paying.
- You work on Web, Mobile app.
- You also want card to check.
Questions people ask
- Is Erply or Melio better?
- Neither clearly leads. Erply starts at $59/month and Melio at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Erply or Melio?
- Melio has a free tier; the other does not. Paid plans start at $59/month for Erply and Free for Melio.
- Does Erply or Melio run on more platforms?
- Erply runs on Web. Melio runs on Web, Mobile app.
- Can I use Melio for free?
- Yes. Melio has a free tier, so you can try it without paying. Erply starts at $59/month.
- What is Erply best used for?
- Erply is most often used for managing inventory across multiple retail locations in real-time, synchronizing online store orders with physical point-of-sale, processing customer payments integrated with loyalty programs, generating multi-location sales and inventory reports. Of those, managing inventory across multiple retail locations in real-time and synchronizing online store orders with physical point-of-sale are not what Melio is typically brought in for.
- What can Erply do that Melio cannot?
- Melio covers Vendor payments, Card to check, Payment scheduling, Approval workflows.
Answered from the vendors’ own pages
Erply: What payment options does Erply offer?
Erply offers both monthly and annual billing contracts. Payment is due in advance at the start of each billing cycle. Annual contracts receive discounts compared to monthly rates. Changes to payment take effect within 48 hours.
SourceMelio: What does Melio charge for ACH payments?
Melio's free Go tier includes 5 free ACH payments per month. Core tier provides 20 free ACH payments per month at $25/month. Boost offers 50 free ACH payments at $55/month. Unlimited tier at $80/month includes unlimited free ACH payments.
SourceErply: Is there a free trial for Erply?
Erply offers free account creation with no credit card required to explore the platform. Users can create an account and test the service before committing to a paid plan.
SourceMelio: Does Melio charge fees for card payments?
Yes, Melio charges a flat 2.9% fee on all card payments. International card payments also include currency conversion charges and international fees beyond the base 2.9%.
SourceErply: Can I cancel my Erply subscription?
Erply subscriptions can be cancelled, but require a written request submitted at least 30 days prior to the desired cancellation date.
SourceMelio: Can I use Melio for free?
Yes, Melio's free Go tier allows 5 free ACH payments per month with no subscription cost. Users can pay by card, wire, or check and access basic invoicing and payment link features.
SourceRelated pages
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- Melio vs Wise Business
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