Softwr

Travel · head to head

Center vs SAP Concur

Center logo

Center

Travel

Card-first travel and expense management with real-time transaction visibility

From
On request
Rated
-
Full reviewWebsite
SAP Concur logo

SAP Concur

Accounting

Enterprise travel booking, expense claims and supplier invoice processing sold as separate modules

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Center the product is built around its own card, so employees still using a legacy bank corporate card get the ordinary receipt-chasing experience and the real-time promise does not apply to them.; SAP Concur implementation is done through SAP or a partner and commonly costs a substantial multiple of the first year subscription, because the value sits entirely in the configured policy, approval hierarchy and ledger mapping rather than in the software as shipped.
  • They diverge on capability: Center covers Center corporate card, SAP Concur covers Expense capture.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Center and SAP Concur actually diverge.

Attributes where Center and SAP Concur differ
AttributeCenterSAP Concur
Starting priceOn request$29/month
Pricing modelquotesubscription
CategoryTravelAccounting
FoundedUnknown1993

Identical on both: free tier (No), platforms (Web, iOS, Android), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Center

  • Center corporate card
  • Real-time expense capture
  • Insights for Travel
  • Policy automation
  • ERP sync

Only in SAP Concur

  • Expense capture
  • Corporate card feeds
  • Policy engine
  • Approval routing
  • Travel agency integration
  • Duty of care
  • Invoice capture
  • Purchase request

Both cover

  • Travel booking

What people use each for

The jobs each tool is most often brought in to do.

Center

  • A US mid-market finance team that wants committed travel spend visible before the month closesnot SAP Concur
  • A company replacing a bank corporate card plus a separate expense tool with one suppliernot SAP Concur
  • A business that wants hotel spend booked directly by staff still captured in travel reportingnot SAP Concur
  • A NetSuite or Sage Intacct user wanting coded expenses posted without manual re-keyingnot SAP Concur

SAP Concur

  • A multinational with thousands of travellers where an audit committee has asked for evidence that travel policy is actually enforcednot Center
  • An organisation replacing spreadsheet expense claims and email approvals that cannot survive an external auditnot Center
  • A finance team trying to eliminate duplicate claims by matching corporate card feeds against submitted receiptsnot Center
  • A shared service centre processing high volumes of supplier invoices that needs capture and approval routing before postingnot Center

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Center

  • The product is built around its own card, so employees still using a legacy bank corporate card get the ordinary receipt-chasing experience and the real-time promise does not apply to them.
  • Travel booking depends on Spotnana, meaning content, service levels and roadmap for a core part of the product sit with a third party Center does not control.
  • It is a United States product, and multi-entity companies with European or Asian subsidiaries will need a separate card and expense stack for those entities.
  • Interchange on card spend is a significant part of how the vendor earns, which is why the software price looks low; a company that keeps most spend on an existing card programme is a poor fit commercially.
  • It is a smaller supplier than Brex, Ramp or SAP Concur, so integration coverage outside the main US accounting systems is thinner and custom connectors are often the answer.

SAP Concur

  • Implementation is done through SAP or a partner and commonly costs a substantial multiple of the first year subscription, because the value sits entirely in the configured policy, approval hierarchy and ledger mapping rather than in the software as shipped.
  • Pricing is driven by transaction volume, expense reports and invoices processed, rather than by seats, so a business with seasonal travel or a growth year sees the bill move in ways headcount based budgeting does not predict.
  • The configuration that makes it valuable is also what makes it rigid, and organisations frequently find that changing an approval chain or adding a cost centre dimension requires a partner change order rather than an administrator's afternoon.
  • Contracts are typically multi year with limited exit, so an organisation that concludes after twelve months that a lighter expense tool would have been enough is still paying for the heavier one for the remainder of the term.
  • The three modules are licensed separately and the strongest case for the product depends on having travel, expense and card feeds together, so buying expense alone gives you a costly receipt system without the control loop that justifies the price.

Pricing, plan by plan

Center

On request
  • Center Expense and Travel$undefined/year
    • Usage-based, with no licence, deployment or support fee published
    • Flat per-booking travel fee including unlimited changes
    • Card interchange forms part of the vendor revenue

SAP Concur

$29/month
  • Professional$8/month
    • Expense reporting
    • Receipt capture
    • Approvals
  • Premium$12/month
    • Travel booking
    • Invoice management
    • Analytics

Which should you pick?

Choose Center if

  • You need center corporate card.
  • You work on Web, iOS, Android.
  • You also want real-time expense capture.
Center review

Choose SAP Concur if

  • You need expense capture.
  • You work on Web, Ios, Android.
  • You also want corporate card feeds.
SAP Concur review

Questions people ask

Is Center or SAP Concur better?
Neither clearly leads. Center starts at On request and SAP Concur at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Center or SAP Concur?
Center starts at On request and SAP Concur at $29/month.
Does Center or SAP Concur run on more platforms?
Center runs on Web, iOS, Android. SAP Concur runs on Web, Ios, Android.
What is Center best used for?
Center is most often used for a us mid-market finance team that wants committed travel spend visible before the month closes, a company replacing a bank corporate card plus a separate expense tool with one supplier, a business that wants hotel spend booked directly by staff still captured in travel reporting, a netsuite or sage intacct user wanting coded expenses posted without manual re-keying. Of those, a us mid-market finance team that wants committed travel spend visible before the month closes and a company replacing a bank corporate card plus a separate expense tool with one supplier are not what SAP Concur is typically brought in for.
What can Center do that SAP Concur cannot?
Center covers Center corporate card, Real-time expense capture, Insights for Travel, Policy automation. SAP Concur covers Expense capture, Corporate card feeds, Policy engine, Approval routing. Both handle Travel booking.

Answered from the vendors’ own pages

Center: Do we have to use the Center card?

Effectively yes for the core benefit. Center can ingest other card feeds, but real-time capture, controls and the pricing model all assume its own card.

SAP Concur: Do we need SAP ERP to use Concur?

No. It integrates with SAP systems particularly well but it is regularly deployed alongside Oracle, NetSuite, Workday and other ledgers. The integration work is a line item in the implementation either way.

Center: Who provides the travel booking?

Spotnana provides the underlying Travel-as-a-Service platform; Center provides the interface, policy layer and reporting.

SAP Concur: Is it worth it for a company of a hundred people?

Usually not. Below a few hundred travellers the implementation cost and the contract commitment are hard to justify against lighter expense tools. The case turns on policy enforcement and audit, not on receipt scanning.

Center: Is there a per-user licence fee?

Center markets usage-based pricing with no licence, deployment or support fees; the economics rest on card interchange and booking fees.

SAP Concur: How is it priced?

Broadly on the volume of expense reports and invoices processed, with the modules licensed separately. Because pricing is quoted rather than published, get the volume assumptions written into the contract and check what happens when you exceed them.

SAP Concur: Can it handle multiple countries and currencies?

Yes, that is one of its stronger areas, including per country tax treatment and VAT reclaim identification. Confirm coverage for your specific countries during the sales process rather than assuming global means every jurisdiction.

SAP Concur: How long does implementation take?

Plan in months, not weeks, for anything beyond a single entity with simple approvals. Multi entity rollouts with travel and invoice modules commonly run across a year in phases.

SAP Concur: What does the audit service actually do?

It has a team review a sample or all of your submitted claims against receipts and policy before approval, which some organisations use in place of internal reviewers. It is priced separately from the expense subscription.

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