Insurance · head to head
Bold Penguin vs Duck Creek Policy
Duck Creek Policy
Insurance
Flexible policy administration for modern insurers
- From
- On request
- Rated
- -
The short version
- Only Bold Penguin has a free tier, so it costs nothing to try first.
- Each has a real cost: Bold Penguin sold to brokers, carriers and MGAs rather than to the businesses buying insurance; Duck Creek Policy pricing is not published; sold by quote through a sales process
- They diverge on capability: Bold Penguin covers Multi-carrier quoting, Duck Creek Policy covers Policy lifecycle management.
Where they differ
Only the attributes on which Bold Penguin and Duck Creek Policy actually diverge.
| Attribute | Bold Penguin | Duck Creek Policy |
|---|---|---|
| Starting price | Free | On request |
| Pricing model | transaction | quote |
| Free tier | Yes | No |
| Platforms | Web, Ios, Android | Web |
| Founded | 2019 | 2000 |
Identical on both: user rating (Not yet rated), category (Insurance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Bold Penguin
- Multi-carrier quoting
- Instant quotes
- Online binding
- Customer portal
- Commission tracking
- Mobile app
- API access
- Reporting
Only in Duck Creek Policy
- Policy lifecycle management
- Product configuration
- Rating engine
- Underwriting workbench
- Forms management
- Billing integration
- Multi-line support
- Real-time quoting
Both cover
- Data encryption
- Cloud deployment
- Web support
What people use each for
The jobs each tool is most often brought in to do.
Bold Penguin
- Routing and triaging commercial insurance submissionsnot Duck Creek Policy
- Automating submission to bind through the Terminal platformnot Duck Creek Policy
- Handling complex middle market submissions with SubmissionLinknot Duck Creek Policy
- Policy checking with ClauseLinknot Duck Creek Policy
Duck Creek Policy
- Policy administrationnot Bold Penguin
- Underwriting workflowsnot Bold Penguin
- Rating and pricingnot Bold Penguin
- Claims managementnot Bold Penguin
- Billing operationsnot Bold Penguin
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Bold Penguin
- Sold to brokers, carriers and MGAs rather than to the businesses buying insurance
- Pricing is not published
Duck Creek Policy
- Pricing is not published; sold by quote through a sales process
- Cloud-only deployment; no on-premises option
Pricing, plan by plan
Bold Penguin
Free- Broker AccessFree
- Multi-carrier quotes
- Instant quoting
- Commission tracking
Duck Creek Policy
On requestNo published plan breakdown. See the Duck Creek Policy review.
Which should you pick?
Choose Bold Penguin if
- You need multi-carrier quoting.
- You want to start without paying.
- You work on Web, Ios, Android.
- You also want instant quotes.
Choose Duck Creek Policy if
- You need policy lifecycle management.
- You also want product configuration.
Questions people ask
- Is Bold Penguin or Duck Creek Policy better?
- Neither clearly leads. Bold Penguin starts at Free and Duck Creek Policy at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Bold Penguin or Duck Creek Policy?
- Bold Penguin has a free tier; the other does not. Paid plans start at Free for Bold Penguin and On request for Duck Creek Policy.
- Does Bold Penguin or Duck Creek Policy run on more platforms?
- Bold Penguin runs on Web, Ios, Android. Duck Creek Policy runs on Web.
- Can I use Bold Penguin for free?
- Yes. Bold Penguin has a free tier, so you can try it without paying. Duck Creek Policy starts at On request.
- What is Bold Penguin best used for?
- Bold Penguin is most often used for routing and triaging commercial insurance submissions, automating submission to bind through the terminal platform, handling complex middle market submissions with submissionlink, policy checking with clauselink. Of those, routing and triaging commercial insurance submissions and automating submission to bind through the terminal platform are not what Duck Creek Policy is typically brought in for.
- What can Bold Penguin do that Duck Creek Policy cannot?
- Bold Penguin covers Multi-carrier quoting, Instant quotes, Online binding, Customer portal. Duck Creek Policy covers Policy lifecycle management, Product configuration, Rating engine, Underwriting workbench. Both handle Data encryption, Cloud deployment, Web support.