Insurance · head to head
Bold Penguin vs Duck Creek
The short version
- Only Bold Penguin has a free tier, so it costs nothing to try first.
- Each has a real cost: Bold Penguin sold to brokers, carriers and MGAs rather than to the businesses buying insurance; Duck Creek pricing is not published; sold by quote through a sales process
- They diverge on capability: Bold Penguin covers Multi-carrier quoting, Duck Creek covers Policy administration.
Where they differ
Only the attributes on which Bold Penguin and Duck Creek actually diverge.
| Attribute | Bold Penguin | Duck Creek |
|---|---|---|
| Starting price | Free | On request |
| Pricing model | transaction | quote |
| Free tier | Yes | No |
| Platforms | Web, Ios, Android | Web |
| Founded | 2019 | 2003 |
Identical on both: user rating (Not yet rated), category (Insurance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Bold Penguin
- Multi-carrier quoting
- Instant quotes
- Online binding
- Customer portal
- Commission tracking
- API access
- Reporting
- Multiple carriers
Only in Duck Creek
- Policy administration
- Claims management
- Billing
- Digital customer portal
- AI-powered workflows
- Real-time reporting
- Document management
- Salesforce
Both cover
- Mobile app
- Data encryption
- Cloud deployment
- Web support
- Ios support
- Android support
- English language support
What people use each for
The jobs each tool is most often brought in to do.
Bold Penguin
- Routing and triaging commercial insurance submissionsnot Duck Creek
- Automating submission to bind through the Terminal platformnot Duck Creek
- Handling complex middle market submissions with SubmissionLinknot Duck Creek
- Policy checking with ClauseLinknot Duck Creek
Duck Creek
- Policy administrationnot Bold Penguin
- Claims managementnot Bold Penguin
- Rating and billingnot Bold Penguin
- Underwriting automationnot Bold Penguin
- Enterprise insurance operationsnot Bold Penguin
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Bold Penguin
- Sold to brokers, carriers and MGAs rather than to the businesses buying insurance
- Pricing is not published
Duck Creek
- Pricing is not published; sold by quote through a sales process
- Cloud-only deployment; no on-premises option
Pricing, plan by plan
Bold Penguin
Free- Broker AccessFree
- Multi-carrier quotes
- Instant quoting
- Commission tracking
Duck Creek
On requestNo published plan breakdown. See the Duck Creek review.
Which should you pick?
Choose Bold Penguin if
- You need multi-carrier quoting.
- You want to start without paying.
- You work on Web, Ios, Android.
- You also want instant quotes.
Choose Duck Creek if
- You need policy administration.
- You also want claims management.
Questions people ask
- Is Bold Penguin or Duck Creek better?
- Neither clearly leads. Bold Penguin starts at Free and Duck Creek at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Bold Penguin or Duck Creek?
- Bold Penguin has a free tier; the other does not. Paid plans start at Free for Bold Penguin and On request for Duck Creek.
- Does Bold Penguin or Duck Creek run on more platforms?
- Bold Penguin runs on Web, Ios, Android. Duck Creek runs on Web.
- Can I use Bold Penguin for free?
- Yes. Bold Penguin has a free tier, so you can try it without paying. Duck Creek starts at On request.
- What is Bold Penguin best used for?
- Bold Penguin is most often used for routing and triaging commercial insurance submissions, automating submission to bind through the terminal platform, handling complex middle market submissions with submissionlink, policy checking with clauselink. Of those, routing and triaging commercial insurance submissions and automating submission to bind through the terminal platform are not what Duck Creek is typically brought in for.
- What can Bold Penguin do that Duck Creek cannot?
- Bold Penguin covers Multi-carrier quoting, Instant quotes, Online binding, Customer portal. Duck Creek covers Policy administration, Claims management, Billing, Digital customer portal. Both handle Mobile app, Data encryption, Cloud deployment, Web support.
Related pages
More on Bold Penguin
Other head to heads
- Bold Penguin vs Duck Creek Policy
- Bold Penguin vs Guidewire ClaimCenter
- Bold Penguin vs Guidewire InsuranceNow
- Bold Penguin vs Guidewire PolicyCenter
- Bold Penguin vs Applied Epic
- Bold Penguin vs Majesco Policy for L&A
- Bold Penguin vs AgencyBloc
- Bold Penguin vs AgencyZoom
- Bold Penguin vs Better Agency
- Bold Penguin vs Bolt Solutions
- Bold Penguin vs ClaimVantage
- Bold Penguin vs CoverWallet
- Bold Penguin vs Embroker
- Bold Penguin vs EZLynx
- Bold Penguin vs FINEOS
- Bold Penguin vs FRISS
- Bold Penguin vs Haven Life
- Duck Creek vs Duck Creek Policy
- Duck Creek vs Guidewire ClaimCenter
- Duck Creek vs Guidewire InsuranceNow
- Duck Creek vs Guidewire PolicyCenter
- Duck Creek vs Applied Epic
- Duck Creek vs Majesco Policy for L&A
- Duck Creek vs AgencyBloc
- Duck Creek vs AgencyZoom
- Duck Creek vs Better Agency
- Duck Creek vs Bolt Solutions
- Duck Creek vs ClaimVantage
- Duck Creek vs CoverWallet
- Duck Creek vs Embroker
- Duck Creek vs EZLynx
- Duck Creek vs FINEOS
- Duck Creek vs FRISS
- Duck Creek vs Haven Life


