Softwr

Software · head to head

Hippo vs Root Insurance

Hippo logo

Hippo

Software

Homeowners insurance reimagined

From
On request
Rated
-
Full reviewWebsite
R

Root Insurance

Software

Car insurance priced primarily on driving behavior measured through an app test drive

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Hippo no premium figures are published; the site names only Basic and Enhanced coverage tiers and routes every quote through comparing personalized rates from over 70 carrier partners rather than Hippo's own underwriting; Root Insurance telematics based pricing is not used in California and Maryland, where the core driving-behavior pricing model does not apply, as of August 2026

Where they differ

Only the attributes on which Hippo and Root Insurance actually diverge.

Attributes where Hippo and Root Insurance differ
AttributeHippoRoot Insurance
PlatformsWeb, Ios, AndroidWeb
Founded2015Unknown

Identical on both: starting price (On request), pricing model (quote), free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Hippo

  • Personalized quotes
  • Digital policy management
  • 24/7 customer support
  • Mobile app
  • Smart home integrations
  • Claims support
  • Customizable coverage
  • Instant policy changes

Only in Root Insurance

Nothing recorded that Hippo does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Hippo

  • Comparing home insurance quotes across multiple carrier partnersnot Root Insurance
  • Bundling home coverage with auto, flood, pet or landlord add on policiesnot Root Insurance

Root Insurance

No use cases recorded yet. See the Root Insurance review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Hippo

  • No premium figures are published; the site names only Basic and Enhanced coverage tiers and routes every quote through comparing personalized rates from over 70 carrier partners rather than Hippo's own underwriting

Root Insurance

  • Telematics based pricing is not used in California and Maryland, where the core driving-behavior pricing model does not apply, as of August 2026
  • No base premium is published; quotes require completing a several week app-based test drive before a rate is shown, as of August 2026

Pricing, plan by plan

Hippo

On request
  • Essential$undefined/month
    • Dwelling coverage
    • Personal property
    • Liability protection

Root Insurance

On request

No published plan breakdown. See the Root Insurance review.

Which should you pick?

Choose Hippo if

  • You need personalized quotes.
  • You work on Web, Ios, Android.
  • You also want digital policy management.
Hippo review

Choose Root Insurance if

Nothing in the data separates Root Insurance from Hippo on the points above - pick on price and on how each one feels to use.

Root Insurance review

Questions people ask

Is Hippo or Root Insurance better?
Neither clearly leads. Hippo starts at On request and Root Insurance at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Hippo or Root Insurance?
Hippo starts at On request and Root Insurance at On request.
Does Hippo or Root Insurance run on more platforms?
Hippo runs on Web, Ios, Android. Root Insurance runs on Web.
What is Hippo best used for?
Hippo is most often used for comparing home insurance quotes across multiple carrier partners, bundling home coverage with auto, flood, pet or landlord add on policies. Of those, comparing home insurance quotes across multiple carrier partners and bundling home coverage with auto, flood, pet or landlord add on policies are not what Root Insurance is typically brought in for.
What can Hippo do that Root Insurance cannot?
Hippo covers Personalized quotes, Digital policy management, 24/7 customer support, Mobile app.
ShareXLinkedInRedditWhatsAppEmail

Related pages

More on Hippo

More on Root Insurance

Keep looking

Other head to heads